Sentences with phrase «even in health insurance policies»

Insurers can also voluntarily opt to provide such a free look in period even in health insurance policies of duration less than three years, IRDA said.

Not exact matches

The first few moments I dimly recall, the thermometer being stuck into my mouth, the gray band being wrapped around my arm to take blood pressure, and the series of annoying questions being asked about my health insurance policy (which I thankfully reassured myself, even in that debilitated state, would very soon be a thing of the past).

Even if you don't have health insurance or feel your policy isn't adequate enough, a good doctor's office will be able to explain what you're going to owe, help you setup a payment plan and / or even get you in contact with the state to see if you qualify for Even if you don't have health insurance or feel your policy isn't adequate enough, a good doctor's office will be able to explain what you're going to owe, help you setup a payment plan and / or even get you in contact with the state to see if you qualify for even get you in contact with the state to see if you qualify for aid.

January 29, 2015 • When Blue Shield of California stopped selling individual health policies in many zip codes in 2014, even insurance agents were surprised.

This means another health exam, and of course your age will be a factor in determining the cost of a new insurance policy — even though term life insurance is cheaper than permanent life insurance, you'll naturally pay more for a term policy today than you would have 5, 10, or 20 years ago, and if you're above a certain age you may have trouble getting a term life policy at all.

When you purchase insurance coverage, whether it is car insurance, business insurance or even health insurance, you establish a contract with the insurance company to provide you with the coverage as stated in the policy.

One of the biggest advantages to applying for no medical exam life insurance is the fact that these policies may allow someone who has an adverse health issue to obtain the coverage that they need — even if they have been turned down for traditional life insurance coverage in the past.

Buying health insurance is something that almost all Americans realize the need for because unlike a life insurance policy where the insured will never even see the policy used to cash in for the death benefit because they will already be dead a health insurance policy is often used on a monthly basis for doctors visits, prescriptions, and other medical care.

Even if you have health insurance coverage, this provision can help pay for your health insurance deductibles in the event of an accident and is especially valuable to have if you have a high deductible health policy, or no health insurance at all.

For instance, many burial insurance policies do not require an applicant to take a medical examination as a part of the approval process — and because of this, those who may have an adverse health condition may still be able to qualify (even if they have been turned down for medically underwritten life insurance in the past).

In some cases, a burial insurance policy will not even ask you any medical or health related questions on the application for coverage.

Those who have various health issues can often qualify for coverage through a no medical exam life insurance policy — even if they have been turned down for traditionally underwritten life insurance protection in the past.

Policies which don't require a medical exam could help people with certain health conditions secure life insurance even if they work in a high risk field.

With multiple fields of supplemental insurances, namely, accident, disability, health, and even life policies, policyholders don't have to worry in case they decide to inquire and acquire a new plan.

Because this is a whole life insurance policy, the amount of the premium that is due is also locked in, not to increase — even as the insured gets older, and / or whether or not they contract an adverse health condition.

Due to the fact that these kinds of policies attract people in poor health, they become a very risky proposition for the insurance companies even though they have the two year waiting period.

Since life insurance rates are largely determined by the health of the applicant, this results in higher premiums, but it can be worthwhile if poor health would raise the premiums of a standard term life insurance policy even more.

This is often used in policies which cover health, disability or life insurance so that a policy holder has a reasonable guarantee of ongoing coverage even if they should develop a condition or conditions that increase the likelihood that an insurer will have to make a payment against a claim.

It's a little - known fact, but your credit health may alter the amount you pay in premiums, be it your car insurance, your homeowners policy, even your life and health insurance plans.

This means another health exam, and of course your age will be a factor in determining the cost of a new insurance policy — even though term life insurance is cheaper than permanent life insurance, you'll naturally pay more for a term policy today than you would have 5, 10, or 20 years ago, and if you're above a certain age you may have trouble getting a term life policy at all.

Even if you're a senior or have health issues that you think may disqualify you for a term life insurance policy, it should still be the first step in your research.

Most child life insurance policies allow children to keep the policy once they mature, even if they develop health conditions as a child or in adulthood that would otherwise be uninsurable.

This means that before the end of the conversion period, you may trade the term policy for a whole life or endowment insurance policy, even if you are not in good health.

Even if you have a good health insurance policy, you might consider adding this endorsement to your plan just for the protection it would give any passengers in your vehicle if an accident were to occur while they were in the vehicle with you.

With a whole life insurance policy, the amount of the premium is also locked in and can not increase, even if the insured contracts an adverse health condition.

For example, if your health insurance policy has a $ 4,000 deductible, and a maximum out - of - pocket of $ 6,500, your family could be stuck with those bills after your death.This is even more true in an age of Obamacare, where health insurance typically includes high deductibles and out - of - pocket maximums in order to make the coverage more affordable.

Owning a USAA term life insurance policy guarantees you the option to replace some or all of the SGLI lost as a result of military separation or retirement, even if you are disabled.Increases in coverage more than two times the base policy face amount up to the current maximum Servicemembers» Group Life Insurance (SGLI) amount depends on your health and is subject to underwriting insurance policy guarantees you the option to replace some or all of the SGLI lost as a result of military separation or retirement, even if you are disabled.Increases in coverage more than two times the base policy face amount up to the current maximum Servicemembers» Group Life Insurance (SGLI) amount depends on your health and is subject to underwriting Insurance (SGLI) amount depends on your health and is subject to underwriting approval.

Another reason for buying a longer term life insurance policy, if that's what you feel you will need, is that the policy will continue to be in force even though your health deteriorates.

This was reflected in the cost and typically employees who were in good health and married could get better coverage for less money (even from the same insurance company) because individual long - term care insurance policies offered discounts to couples and those who are in relatively good health.

In case of an emergency during a foreign trip, such as an accident, a lost wallet or passport, illness, trip interruption or even death, you might find yourself in a precarious situation and financial crisis without a comprehensive international health insurance policIn case of an emergency during a foreign trip, such as an accident, a lost wallet or passport, illness, trip interruption or even death, you might find yourself in a precarious situation and financial crisis without a comprehensive international health insurance policin a precarious situation and financial crisis without a comprehensive international health insurance policy.

We know that finding an affordable life insurance policy can be a frustrating and confusing process, but even more so if you are in bad health or have any adverse health conditions.

They are an excellent way to get life insurance protection, even if you're in poor health or have severe health complications that would get you declined with a traditional policy.

Critical Illness Insurance policies give you the additional financial benefits and provide a lump sum amount to cover the costs incurred during treatment and care, recuperation aids and even offer funds in case you are not in a position to earn money due to your health problem.

A whole life insurance policy will provide a set, guaranteed amount of coverage, as well as a premium amount that is locked in and guaranteed never to increase — even as the insured ages, and even if the insured contracts a health issue (or an additional health issue) in the future.

This process involves a payment to the insurance company which will make the policy in active standing once again, and may require a statement from the client that their health has not changed, or reinstatement may even involve underwriting.

If a policy is «renewable,» that means it continues in force for an additional term or terms, up to a specified age, even if the health of the insured (or other factors) would cause him or her to be rejected if he or she applied for a new life insurance policy.

The amount of premium on whole life insurance protection is typically locked in for the life of the policy and guaranteed not to increase, even as the insured ages and regardless of if he or she contracts an adverse health condition in the future.

Even if an insured person can obtain additional insurance coverage, they may pay a lot more money per unit of coverage than with an older life insurance policy unless they have remained in perfect health throughout their entire life.

This policy can be converted to a permanent life insurance policy at any time even if you are in bad health.

You may be better off buying supplemental travel health insurance coverage from your current health insurance provider, even if it is more expensive than a separate travel insurance policy, in order to avoid a potential reduction of your lifetime maximum benefit.

Even the best features are far from useful if one can not avail the health insurance plan in the first place due to age exceeding the limit permitted by the policy.

One can keep all their electronic insurance policies including life, pension, general or health insurance policies, even from multiple insurers, in the same account.

None of us would ever want to be in Akshay's position wherein he could not fight with a life threatening illness even after being covered with a comprehensive health insurance policy.

Like so many New Year's resolution fails, it's that it's too difficult to follow through on, that enrolling in a new policy is too involved, that part of the tediousness of buying health insurance is having so many steps to go through in the application process before you're actually enrolled, et cetera, et cetera (even though having health insurance is mandatory and could get you penalized if you go without).

Compared to individual health insurance policies, group policies offer cover even for employees» extended family such as in - laws and grandparents.

Health insurance policy holders need to be particularly careful as, in case any claim is filed while their Aadhaar card is not linked to their KYC documents, the insurers will have no choice but to reject the claim, even if all other conditions are satisfied.

That means if the policy holder has filed any claim in the other health insurance policy, even then he or she can file one more claim.

But, In India, even today the topic of oral health care is not well structured and articulated and because of that As of now there are no great number of companies which facilitate the policy holders with the dental insurance and all the insurances like health insurance, have their own limitations.

What's even more alarming is that fact that many people in this situation can not qualify for a new life insurance policy due to their age or underlying health issues.

It is interesting to note that if your hospitalization was due to an auto accident; your PIP will kick in first, even though your health insurance policy and PIP covers essentially the same thing.