Sentences with phrase «even lower average rates»

While you can open certificates of deposit at shorter terms ranging from three years to six months, these have even lower average rates than the five - year CD rate as illustrated above.

While you can open certificates of deposit at shorter terms ranging from three years to six months, these have even lower average rates than the five - year CD rate as illustrated above.

Not exact matches

It's a brutal ride, and since Jamie's heart rate is relatively low even for fitness enthusiasts, averaging 148 bpm means he was grinding.

Average weekly wages for airport operations workers, a category that includes baggage handlers and other support staff, fell by 14 percent from 1991 to 2011 — a growth rate that was lower even than the low - wage retail and food service industries, according to a 2013 study.

(In our study, only one company was able to keep churn even close to this low rate; the average churn rate for the entire cohort was 2.7 %).

Lately, we've been closing our swing trades with about a 50 % win rate (maybe even slightly lower), but our average gain has been MUCH larger than the average loser.

Even with the shift in margins between the cash rate and lending rates, real lending rates have been lower by between 70 and 90 basis points on average in the latter period.

Because low - risk investments return roughly 20 % on average in a country with 20 % nominal GDP growth, financial repression means that the benefits of growth are unfairly distributed between savers (who get just the deposit rate, say 3 %), banks, who get the spread between the lending and the deposit rate (say 3.5 %) and the borrower, who gets everything else (13.5 % in this case, assuming he takes little risk — even more if he takes risk).

World growth will remain low on average but negative in the UK and Europe; price inflation will remain sufficiently subdued for a while longer so as to impose no constraint on monetary expansion; central banks will sustain a regime of negative real interest rates and rapid monetary expansion; the risk of a eurozone collapse is off the table for now; finally, stock markets should continue to perform better than expected, even though the four - year old cyclical bull market is long by historical standards.

The result is very low long term real rates, sluggish growth expectations, concerns about the ability even over the fairly long term to get inflation to average 2 percent, and a sense that the Fed and the world's major central banks will not be able to normalize financial conditions in the foreseeable future.

My second reason for disappointment in Jackson Hole was that Chair Yellen, while very thoughtful and analytic, was too complacent to conclude that «even if average interest rates remain lower than in the past, I believe that monetary policy will, under most conditions, be able to respond effectively».

Average 30 - year mortgage rates have been hovering below 4 % since the start of 2016, and they recently dropped even lower.

In a fairly poor scenario, even if only a 5.7 % long - term EPS / dividend growth rate is achieved (chosen to match the previous 7 - year average EPS growth), then the current price in the low $ 80's can still offer a 9 % long - term rate of return, based on the DDM again.

Shopping around can get you even lower rates than the average.

USDA rates are even lower than averages typically stated in major news sources.

«Even if mortgage rates moved back up to their 20 - year average rate of 6.5 percent (what many thought were simply unbelievable rates when they first dropped that low last decade), that same $ 1,100 mortgage payment would finance a home purchase of just $ 193,000, not the current $ 279,000.

«CNN drew its lowest ratings in over a year last week, averaging just 385,000 total viewers and only 95,000 viewers in the coveted 25 - to - 54 demo - a miniscule viewership, even by cable news standards.»

New York City's hospitals were rated even lower than the state average — and Brooklyn's hospitals scored lower than the city as a whole.

Unexpectedly, the investigators found that the rate of growth of children in the short - term high - dose strategy group was about 0.23 centimeters per year less than the rate for children in the low - dose strategy group, even though the high - dose treatments were given only about two weeks per year on average.

I bet women that have been vegan for a long time probably have an even lower rate, i remember Dr. Fuhrman saying that adventists that had been vegetarian the longest actually had an even longer average life expectancy (+13 years) compared to the other vegetarians.

The Bad News: With an average of 3.8 million and a 1.2, it is still ABC's least - watched and lowest - rated comedy — even getting beaten by the reviled Mixology, which inexplicably remains in the post-Modern Family berth far more suitable for Trophy Wife.

Even after controlling for proficiency rates and other school characteristics, middle schools receive ratings that are, on average, 18 percent of a letter grade lower than comparable elementary schools.

Students from low - income backgrounds, who make up over 80 % of the public school population, have improved at an even faster rate than the city's average.

The decision to base ratings on overall averages means that schools, even if they are low - performing, will receive high marks, «despite low outcomes and little to no progress for historically underserved students.»

As a result, the average high - wealth district raises more than three times as much I&S revenue as the average low - wealth district, even at a lower average tax rate.

One result is that only about 18 percent of students at the two - year schools receive degrees within even three years, about the same low rate as the national average.

Even though rural students, on average, reported lower expectations, those that did pursue higher education found higher rates of success.

According to Morningstar, the average annual redemption rate for retail assets is 30 % and institutional assets, which are managed by committee, have an even lower annual redemption rate.

This means that even if your financial situation has worsened since the start of your loan, you can take advantage of trends which make the average interest rate lower.

Companies for debt consolidation offer better interest rates with most creditors than the average consumer, enabling large reduction of payments through lowering or even elimination of interest charges from your credit.

That means their marginal tax rate is fairly low, and their average tax rate is even lower.

Average would be 15 or more, and the current low interest rates suggest an even higher multiple might be appropriate.

Iowa boasts an even lower unemployment rate for women and has average monthly housing costs that won't leave families struggling to get by.

Even a great savings account these days is yielding relatively lower returns; Bankrate surveys show that the best cd rates aren't too exciting, with the average yield for a three - month CD lingering at 0.86 percent.

Average FHA rates have been competitive with conventional mortgage rates in recent months and sometimes even lower.

USDA rates are even lower than averages typically stated in major news sources.

Often times it evens out to around the same amount when you figure an average between lower and higher rates.

I've often mentioned that the term «high yield» is used relatively, because you'll find most rates at banks and financial institutions to be set at even lower levels, resulting in an average APY of 1.001 % for money market and savings accounts.

At $ 649 a year, the average cost of North Carolina home insurance is well below the national average of $ 804; with Virginia's average of $ 662, Tennessee's $ 706, and South Carolina's $ 851, Tar Heels even have lower rates than their immediate neighbors.

Even though current charge - off rates are low by historic averages, issuers must be careful not to allow charge - off momentum to grow to a problematic level.

The actual interest rate drop depends on the mix of short, medium, and long term interest rates, but even if you think the average interest rate dropped 4 %, that's still just about a third the impact of lower tax rates.

A full third of the households in this town have moms, and even though women here make below the national average for full - time jobs, the poverty rates are relatively low.

Because both above - average and below - average factors are evaluated, you still have the opportunity to get a lower rate, even if there are some below - average items in your credit history.

While some exchange - traded funds (ETFs) have rates of return as high as 12 %, and even funds with lower interest rates will like still be a few points higher than the average interest rate on a cash value policy.

Even at that fairly low rate, the average student loan borrower on a standard 10 - year repayment plan will pay $ 6,405 in interest in total, or an average of about $ 641 a year.

Even if you have an average credit score you will still have a lower then usual interest rate.

Paul donahue # 155: «Now please explain to me why, over a couple decades, stations are increasingly recording daily, monthly and even annual record high temperatures at a rate that now averages three times the rate that record low temperatures are set.»

Other researchers argued that even if average rates of rise seemed to have dropped, the number of extremes of heat had increased or that an increase in the number of volcanic eruptions might be masking solar radiation and lowering the temperatures.

New data from the National Snow and Ice Data Center shows that the average Arctic sea ice extent in July set a new monthly record low — even though the rate of ice loss slowed «substantially» in the last two weeks of the month.

Since then, the overall success rate for presidents has been 60 percent, with Obama's average even lower.