Sentences with phrase «even other annuity»
The fees and expenses on a variable annuity contract can be quite steep when compared to other types of market based investments (and even other annuity types).
https://www.insuranceandestates.com/ Not exact matches
In many cases, insurance policies can be exchanged for other lower - cost policies or even annuities without capital gains or income tax consequences.
A more likely scenario is challenge and change, with FIAs, DIAs, immediate annuities and IOVAs evening out market share with other individual annuity products.
While NAFA and others in the industry «perpetually claim that they serve their clients» best interests, even NAFA concedes it is currently «impossible» for the annuity industry to create an oversight mechanism that ensures investment advice is in retirement savers» best interest.
The point being, perhaps qualification of annuity premiums may be even more advantageous (as opposed to non-qualified options) than for other types of unqualified investments such as life insurance or Roth IRAs.
If, on the other hand, Social Security doesn't come close to covering even your basic living expenses — or you think you'll have more peace of mind with extra guaranteed income — then you may want to consider going with the annuity payments.
This means you can mix and match an annuity with flexi - access drawdown, your other investments, or even to buy several different types of annuity.
«The nation's youngest batch of retirement savers are more interested than any other age group in the investing strategy behind annuities, even though most of them have likely never heard the word «annuity,» according to a survey just out from the Indexed Annuity Leadership Council...
If your QLAC or other annuities generate enough income to cover your retirement expenses, you have even more flexibility to invest the equity portion of your portfolio without putting your livelihood at risk.
If your DIA or other annuities generate enough income to cover your retirement expenses, you have even more flexibility to invest the equity portion of your portfolio without putting your livelihood at risk.
Survivor Benefits: When you buy a lifetime annuity, you can guarantee your income for your own lifetime and / or that of your spouse or even other dependents.
Which is why even if you decide an immediate annuity is right for you, you want to be sure you have plenty of other savings invested in stocks, bonds and cash equivalents that can provide capital growth to maintain purchasing power and provide extra cash should you need it for emergencies and such.
Your indexed annuity, like other fixed annuities, also promises to pay a minimum interest rate, even if the index - linked interest rate performs lower.
(FDIC insurance does not cover mutual funds, stocks, bonds, annuities or other investments, even if you purchased them at a bank.)
Also, I'd probably pay a little more for a stable business — but that's on average reflecting some stable businesses deserve exactly the multiples you highlight, and even lower, but others may be relatively low growth but have v dependable revenue / profit streams which may deserve a significant / premium multiple (annuity - type business).
An annuity, on the other hand, reaps even more commission for the agent.
So even if one person dies, the other person continues to receive the annuity till the time he or she survives.