Even a small life insurance policy could be a good investment if you don't want to saddle your loved ones with those costs.
Not exact matches
Even though some of the best talent working for
small businesses these days is young and doesn't always see the value in things like healthcare or
life insurance, business owners will be better able overall to attract and retain good employees by offering those benefits.
I had a steady paycheck (
even if it was
small), free health
insurance, dental, housing (single Marine barracks
life), and chow... yet I was convinced that the grass on the other side was greener and more well - manicured than the base general's lawn.
thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal
living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and
insurance products, along with a
small pension all help to avoid any real dependence on social security (we won't
even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!
Average
life expectancy figures are on the rise, but
even a very
small change in
life expectancies can create severe solvency issues for pension plans and
insurance companies.
No medical exam
life insurance is a way to skip the paperwork and exams and obtain a
small amount of
life insurance even if you have some health problems.
Employer - provided
life insurance is usually obtainable
even for those with health problems, and it is usually very affordable for
small amounts of coverage.
Guaranteed issue
life insurance is more costly, but at least there will be enough money to bury you and maybe
even give your kids or grandkids a
small inheritance.
Small inheritances,
insurance settlements, cash - value
life insurance policies,
even borrowing from friends and family are a few of the alternate sources of funding that New Era clients have used to take advantage of extra large debt reductions.
Employer - provided
life insurance is usually obtainable
even for those with health problems, and it is usually very affordable for
small amounts of coverage.
No medical exam
life insurance is a way to skip the paperwork and exams and obtain a
small amount of
life insurance even if you have some health problems.
Even having just a
small amount of addition
life insurance through a final expense policy can help loved ones to know that they will not be responsible for these overlooked costs at the end of an individual's
life.
Even a
small amount can be hazardous to your health, which is why the
life insurance industry raises the prices on tobacco users.
There is a
small minority that may find variable
life insurance useful due to its tax - deferred nature, but
even in those cases, there are alternatives that may provide a better solution.
Even with a
small life insurance policy, you can ensure that those you love will have some readily available cash they'll need should you die unexpectedly.
Even better, as you can see above, buying multiple
smaller policies can save you 50 % on your total term
life insurance premiums.
Even if your coverage need is small — less than $ 100,000, for example — there are life insurance companies who will write small policies and may even offer them without the need for a medical e
Even if your coverage need is
small — less than $ 100,000, for example — there are
life insurance companies who will write
small policies and may
even offer them without the need for a medical e
even offer them without the need for a medical exam.
Some people get
life insurance through their work (
even if it usually isn't enough) but as the owner of a
small business you might not have that luxury.
Life insurance can
even protect your
small business.
Even elderly individuals who don't have debt sometimes keep a
small life insurance policy to cover their funeral costs.
Even if you run a
smaller business and are not required to offer health
insurance, an employee benefits package that includes
life and health
insurance can help you attract and retain talented workers.
Even if it is not mandatory for your small business, offering your employees benefits such as health and life insurance may be wise because it helps you attract and retain good workers — and may even qualify your business for federal tax cred
Even if it is not mandatory for your
small business, offering your employees benefits such as health and
life insurance may be wise because it helps you attract and retain good workers — and may
even qualify your business for federal tax cred
even qualify your business for federal tax credits.
Not as much
life insurance is needed for them as someone who has a family or young children that depend on them, but
even a
small fifty - thousand dollar policy is better than leaving those who are close to you with the burden of your final expenses and debts.
You are better off buying a
small backup policy to make sure that you always have some
life insurance,
even if you lose your job.
This creates an insurable interest and a
small business,
even though the beneficiary about the policy, has the capacity to acquire a
life insurance plan in which both term and permanent policies may be used.
You buy
life insurance online because you are a part owner of a
small corporation and you want to continue growing your company, without a hitch,
even if one of the major shareholders died.
Even though there are laws governing the amount of money a
life insurance company must keep in reserve (in liquid cash assets)
small insurance companies do fail from time to time.
So
even if you're a more affluent individual and don't see the «need» for
life insurance, providing liquidity to your estate is one potential reason you may just purchase a
small policy such as $ 25,000, 50,000, or $ 75,000.
The large, and
even some of the
small,
life insurance companies are willing to issue greater amounts of
insurance without putting the client through the intense hassle they used to have to endure.
Even if it is not mandatory for your
small business, offering benefits such as health and
life insurance may help you attract and retain good employees.
Even a
small percentage increase in pay will probably be more than enough to purchase a fairly large term
life insurance policy.
Life Insurance can also be set up to protect an estate from taxes for future generations, or
even as protection against a
small business loan from a bank.
The answer is simple: for some, being able to find an
insurance company that is willing to offer them some «true»
life insurance coverage,
even a
small amount — like $ 5,000, $ 10,000, or $ 15,000 — can be a challenge.
Which means, that
even if you're super healthy and athletic for your age group, if you choose to purchase a
smaller whole
life insurance policy, you're most likely going to receive the same price quote as someone who may be:
Even if your business has fewer than 50 employees, offering a benefits package that includes health and life insurance can make your business more attractive to prospective employees — and it may even qualify your small business for a federal tax cre
Even if your business has fewer than 50 employees, offering a benefits package that includes health and
life insurance can make your business more attractive to prospective employees — and it may
even qualify your small business for a federal tax cre
even qualify your
small business for a federal tax credit.