Sentences with phrase «even with excellent credit»

Beware that even with excellent credit, you might not be eligible for the Chase Sapphire Reserve card if you've opened more than 5 bank credit cards in the last 24 months.

Since the creditor doesn't expect you to carry a balance for long, the interest rates charged by the average credit card are often 16 % - plus for even those with excellent credit and can range beyond 30 % for those with poor credit.

Even with excellent credit your options aren't limitless as one can encounter bank - specific regulations.

However, even those with excellent credit may be turned down for a credit card due to bank specific restrictions, such as the Chase 5/24 rule that states that if you have opened more than five credit cards in a 24 - month period, they may turn you down.

Beware that even with excellent credit, you might not be eligible for the Chase Sapphire Reserve card if you've opened more than 5 bank credit cards in the last 24 months.

Even with excellent credit, you could find yourself paying upwards of 20 % interest.

Even with excellent credit scores, significant score drops can occur with criminal activity, leaving a consumer caught up in the red tape of regaining their identity which can take years and bring about much financial difficulties in the long - term.

Even those with excellent credit and no need for the extra credit card feel slighted when they find out they have been rejected for continuing use of a credit card.

There are also reported cases where applicants were denied even with excellent credit.

And as we mentioned above that each card issuer has different criteria used to determine if you will be approved for their credit card, so having a credit score in a particular range is not a guarantee that you will be approved for the card or for the terms you applied for, so even with excellent credit history you are not a shoo - in.

Not exact matches

Not only do figures like Mark Zuckerberg and President Obama credit fiction with expanding their outlook and exercising their minds, but science even suggests that a great novel can boost empathy, a hallmark of excellent leaders.

Credit cards typically have double - digit interest rates, even for consumers with excellent credit, so being a revolver can be expeCredit cards typically have double - digit interest rates, even for consumers with excellent credit, so being a revolver can be expecredit, so being a revolver can be expensive.

But even among homeowners with excellent credit there were missed opportunities to refinance.

The interest rates on personal loans range from 5 % to 36 %, but even someone with an excellent FICO credit score may only receive an interest rate between 10.3 % and 12.5 %.

Individuals with excellent credit, which is defined as any FICO credit score between 720 and 850, should expect to find rates at about 10 % to 12 %, and many of these individuals may even qualify for lower rates.

That's a lot of interest even with «excellent» credit.

Borrowers with excellent credit and a history of managing similar mortgage payments could still qualify for an FHA loan, even if their DTI is higher than 43 %.

This slate of perks is rare, even for cards for people with excellent credit.

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This slate of perks is rare, even for cards for people with excellent credit.

Even borrowers with excellent credit, a decent amount of home equity and sufficient income for a new mortgage loan are daunted by the extensive documentation requirements for refinancing.

Borrowers with excellent credit and a history of managing similar mortgage payments could still qualify for an FHA loan, even if their DTI is higher than 43 %.

For customers with excellent credit, dealerships sometimes offer low - or even no - interest rates.

Even with bankruptcy, we can help you get on the road of having excellent a credit score and allowing you to enjoy the benefits of low interest rates and the buying power to succeed in life.

Even if you are someone with an excellent credit score, the best credit cards will charge you an APR of anywhere between 13 % and 17 %.

It is essential, even for applicants with excellent credit histories, that the necessary criteria is met before there can be any chance of approval.

Remember, large unsecured loans are never simple — even for applicants with excellent credit histories.

Even for an applicant with an excellent credit history and a large income is earned, the burden of debt can be high.

The interest rates on personal loans range from 5 % to 36 %, but even someone with an excellent FICO credit score may only receive an interest rate between 10.3 % and 12.5 %.

Now, however, some credit card lenders are offering even lower interest rates to entice more customers, especially those with excellent credit who can benefit from qualifying for the lowest rates.

Even people with excellent credit scores get denied for credit from time to time.

Negotiate to Shop Rates and Unlock Other Credit Card Features Prospective cardholders with excellent credit can often negotiate better interest rates and even more account perks by speaking with customer service representaCredit Card Features Prospective cardholders with excellent credit can often negotiate better interest rates and even more account perks by speaking with customer service representacredit can often negotiate better interest rates and even more account perks by speaking with customer service representatives.

While rates can start as low as 5 %, our research found that even borrowers with excellent credit and little debt may only qualify for a rate as low as 10 %.

With excellent credit scores, you could qualify for even richer rewards cards, since those are reserved for people with the best creWith excellent credit scores, you could qualify for even richer rewards cards, since those are reserved for people with the best crewith the best credit.

Even though the consumers with excellent score get the best offers from credit card companies you should be smart to choose among all of them.

While personal loan interest rates range from 5 % to 36 %, even a person with excellent credit may only get a rate between 10 % and 12 %.

Generally, if you have excellent credit you can buy a home with very little (3.5 %) or maybe even nothing down (VA loans or USDA Loans).

If you have EXCELLENT credit you can even purchase a brand new Toyota right now with 0 % apr for 5 years.

As I mentioned, we have very «good» credit — WITH the high amount of debt we have, we are still in the good - to - excellent range, and earlier on it was even better — so for many years, our credit limits kept going up, then we paid the minimums (before credit reform said that your minimums had to drop the balance if only slightly) and the debt would quickly rise to meet it!

If you have a good to excellent credit history you can even have an easy approval credit card application with guaranteed 10,000 limits or an easy instant approval student card, but what happens if you have a poor credit score?

That's a lot of interest even with «excellent» credit.

That means, even if you have excellent credit, you may have to come up with a down payment to qualify for the lowest rate.

Some banks will only extend credit to people with excellent scores while others specialize in loans to even the riskiest borrowers.

Even though they might have an excellent credit score, the majority of lenders will be unable to provide a self - employed person with a mortgage.

Applying with a co-signor is an excellent way of getting approved for a car loan with bad credit, no credit at all or even a past bankruptcy on your credit history.

Even folks with excellent credit research and come up with a list of five to ten lenders and get quotes (or rejections) from each and then picks the best.

Even consumers with excellent credit can find themselves paying variable interest rates of 17 % to 19 % on their credit cards, especially if they don't pay the entire balance each month.

Cameron Stevens, the Founder and CEO of Prodigy Finance, gave the following statement for the press release: «Students from emerging economies such as China, Brazil and India face challenges in accessing financing for education, even with high credentials and excellent credit quality.

This charge alone makes the Horizon Gold Card one of the most expensive cards you could have in your wallet — even when you compare it to high - end credit cards meant for people with excellent credit.

For those with excellent credit this isn't anything exceptional — but for those with no or bad credit even having a rewards program is fantastic.