If you have
ever filed a bankruptcy in the past and you need to file again, the second time through it is likely you will be treated more harshly and it will be extremely difficult to re-establish credit.
For example, nearly all credit applications ask if you have
ever filed bankruptcy in the past.
However, many people shy away from bankruptcy because it can be a lengthy process that stays on your credit report for at least 7 years and can follow you for life (since most major loan applications ask if you've
ever filed bankruptcy).
Many types of applications will ask if you've
ever filed bankruptcy and you're expected to answer honestly, even years after bankruptcy has been removed from your credit record.
Certain credit card, loan, and employment applications will ask if you've
ever filed bankruptcy.
Creditors, lenders, and employers may ask if you've
ever filed bankruptcy and you could be guilty of fraud if you say you haven't filed bankruptcy when you actually have.
Many businesses still want to know if you've
ever filed bankruptcy, even if it has been decades after the listing has been removed from your credit report.
Also, applications for a job, credit or insurance ask if
you ever filed bankruptcy, not if you filed within the last 10 years.
Some insurance companies realize it will be years before you can
ever file a bankruptcy again, and they will take the risk on you by selling you coverage on your home.
Few newlyweds expect to divorce, and even fewer expect to
ever file bankruptcy due to the dissolution of their marriage.
Not exact matches
With little warning, it
filed for
bankruptcy under Chapter 11, in the hope, Brandon said at the time, of emerging better than
ever.
Detroit has more than double the population of the Northern California community of Stockton, California, which until Detroit had been the largest U.S. city
ever to
file for
bankruptcy when it did so in June 2012.
The news of Interead, the United Kingdom based company which branded and distributed the Cool - ER brand of E-Readers having
filed for
bankruptcy led many to believe that was the last they will
ever get to hear of the e-reader anytime again.
Looking back, I knew no more about credit the day I
filed for
bankruptcy than I did the day before, except for one thing: I knew I could never be late on any payment
ever again.
If you
ever fantasize about never having to pay back your loans because you think
filing for
bankruptcy will clear all your debts, stop dreaming.
If it was as easy as giving your money or your stuff to your relative, then
filing bankruptcy to wipe out your debts, then taking your stuff back, everyone would do that and no one would
ever pay any bills.
Credit reports contain details about your financial history, such as how you pay your bills or whether you've
filed for
bankruptcy, but they also contain some personal information, such as where you live and if you've
ever been sued or arrested.
And, now with our exclusive virtual
bankruptcy filing, you can meet with one of our friendly
bankruptcy attorneys over the phone or online so you can erase your debts and get a fresh start without
ever leaving your home!
Less than a third of all chapter 13
bankruptcy plans
filed are
ever completed.
Doan Law Firm utilizes the latest state - of - the - art technology, making it easier than
ever to
file bankruptcy from the convenience of your home.
I mean this is a fact that nobody
ever talks about but it's about 11 % of all Canadians ends of
filing bankruptcy or a proposal at some point in their life.
Student loans are not dischargeable in
bankruptcy, if you
ever need to
file for it, and having your mortgage tied to a credit card if you get into serious debt can put your home in jeopardy.
If
ever the court denies approving your petition, under the law, you may still
file for Chapter 13
bankruptcy.
It was almost impossible to get them to
file bankruptcy, even though there was no way to
ever pay the money back.)
More educated, middle class, and Professionals are
filing for
bankruptcy protection than
ever before.
DISPUTING ERRORS ON YOUR CREDIT REPORT Your credit report includes personal information about yourself including where you live, your bill payment history, whether you have
ever filed for
bankruptcy,
ever been sued, or if you have
ever been arrested.
No
bankruptcy attorney can — or should —
ever say, «Yes, you should
file a
bankruptcy.»
Filing for
bankruptcy can be one of the most stressful financial events you will
ever experience.
In case of a foreclosure, however, government regulations may prevent applicants from getting a mortgage
ever again therefore, whether you should
file for
bankruptcy or not is a question better answered by a professional credit repair services firm.
Now having too much debt for her single salary to
ever completely pay off the principal with interest, she had to
file for
bankruptcy protection.
If you filled out an application for employment asking you the question of whether or not you have
ever filed for
bankruptcy, and you either failed to answer or lied about
filing for
bankruptcy, a background check could get you fired.
If your credit report indicates that you were late in paying your bills, that some of your accounts were sent to a collection agency, or that you
ever filed for
bankruptcy, your credit score is likely to be affected negatively.
If your financial future has been looking a little less - than - bright since you
filed for
bankruptcy, you may be wondering if you will
ever qualify for traditional...
Do you
ever read the news and wonder how entire cities can
file for
bankruptcy?
Never,
ever transfer an asset prior to
filing bankruptcy - or definitely not before talking to me.
Many issuers also ask if you've
ever filed for
bankruptcy when you apply for a card, and some may hold a «yes» against you even if it happened long ago.
Never,
ever transfer an asset prior to
filing bankruptcy — or definitely not before talking to me.
Many professionals will tell you that
bankruptcy vanishes after 7 - 10 years, however, whenever you open a credit card, buy a house, buy a new car, or take out a student or personal loan, you are almost always asked if you have
ever filed for
bankruptcy.
Once we have determined that you are eligible for Chapter 7
bankruptcy, we can help you
file your petition without
ever leaving your home!
In most cases, no one will
ever know that you
filed a
bankruptcy case unless you tell them, they were directly involved with your
bankruptcy case or you give them permission to access your credit report.
You'll meet with your
bankruptcy specialist again to review and sign your paperwork — again without
ever leaving the house — and our team will have your
bankruptcy petition
filed within days!
Don't let your kids make your same mistakes or fall into that
ever - growing percentage of 18 - 24 year - olds who
file for
bankruptcy.
The decision to
file for a
bankruptcy is one of the hardest decisions that you will
ever have to make.
If you've
ever had a
bankruptcy, your one overpowering thought, almost as soon as you've
filed, is «how soon can I get this off my credit report?»
If you
ever return to the United States for more than a visit, you can
file bankruptcy then to terminate the debt mess back in the U.S. that will be left behind.
Heck, if you have no other debt, and you can't
file a
bankruptcy again for 8 years, the bank is feeling more confident than
ever about getting repaid.
Make sure you call your attorney and add your name to the City of Detroit's largest
EVER bankruptcy filing.
After all, they said, wasn't it true that no business this big and this creditworthy (except for that pesky $ 8.7 billion «payable») had
ever filed for
bankruptcy?
Dewey & LeBoeuf has
filed for
bankruptcy, with the firm's UK operations simultaneously placed into administration, confirming the world's largest
ever legal failure, reports The Am Law Daily.
The first
bankruptcy case I
ever filed was for a very sweet 69 - year - old immigrant.