The Chase Slate card is designed for people who want to get out of debt and save on interest charges, with the powerful Blueprint feature that allows you to choose your own
everyday purchase categories — such as groceries or gasoline — and avoid paying interest on these charges, even when you carry a balance, by paying them in full every month.
With Full Pay, you choose your own
everyday purchase categories — such as utilities, gasoline or groceries — which are then separated out from your other purchases on your monthly statement.
The Business Edge Travel Rewards Card offers a modest signup bonus and okay reward rates on two
everyday purchase categories: phone services and either gas, travel and office supplies.
On top of that, you'll also get an unlimited 2 % rewards on one
everyday purchase category, where you may be able to choose from categories such as gas, groceries or restaurants.
Not exact matches
And there's no reason you couldn't use both types of cards: a flat - rate card for
everyday purchases, and a card with tiered rewards for
purchases within a certain
category.
For
everyday purchases in any
category, the Citi Double Cash Card will allow you to earn a consistent 2 % cash back on every
purchase.
If you charge
purchases within those
categories to a credit card, and only care about maximizing the total rewards value, the Blue Cash
Everyday ® Card from American Express is the clear winner.
You earn 2 % cash back on
purchases from your choice of one
everyday category from select qualifying merchants
In addition to those bonus
categories, you can also earn rewards from using the Discover More Card for your
everyday purchases.
Earn 2 % cash back on eligible net
purchases made on one
everyday category of your choosing from U.S. Bank select qualifying
categories / merchants, you must enroll each quarter into the
category of your choice.
Earn 2 % cash back on your eligible net
purchases on your choice of one
everyday category from select qualifying merchants
For example, analyze your spending to understand which your highest spending
categories such as travel, hotels, airlines, rental cars, restaurants, gas or
everyday purchases.
Your goal with the Blue Cash
Everyday ® Card from American Express is to spend enough in the higher cash back
categories to beat the flat 2 % on all
purchases you can get with a card like the Citi ® Double Cash Card — 18 month BT offer.
The Alaska Visa is not a great card for
everyday earning since it has no bonus
categories outside of
purchases with Alaska or Virgin America.
Free Kasasa Cash Back checking let's you earn 2 % cash back on up to $ 500 in
everyday debit card
purchases — no
category restrictions, that's up to $ 10 in cash back each month.
You Choose Your Cash Back: 5 % on your first $ 2,000 in eligible net
purchases each quarter on the two
categories you choose, 2 % on one
everyday category (like gas or groceries), 1 % on all other eligible net
purchases
If you know you'll be tempted to buy more than you should (or even want) just because of a flashy rewards offer, then steer clear of rewards cards that have changing rewards
categories and stick with the kind that reward you for
everyday purchases, like trips to the gas station and groceries.
Our take: A good card to use for
everyday errands, the Bank of America Cash Rewards card offers a generous 3 percent spending bonus on gas
purchases and a respectable 2 percent bonus on groceries; however, there is a strict $ 2,500 cap on combined
purchases in these
categories each quarter.
Finally, these general travel reward cards are more likely to offer bonus points or miles for non-travel
categories, so infrequent travelers can still rack up points for
everyday purchases.
Check out these 5 top cash back rebate programs that can save you money on your
everyday purchases in a variety of different merchant
categories.
Having covered all these different
categories with market leading rates, POSB
Everyday Card is definitely one of the best cashback cards you can get in Singapore as long as you don't mind limiting your food and petrol
purchase to specific stores.
You can also get up to 2 % cash back on some
everyday purchases like gas and groceries and an additional 5 % cash back on two other specific
categories.
The card does not offer a sign - up bonus, but it does have bonus - earning
categories that give cardholders a way to earn points more quickly with
everyday purchases.
As a business cardholder, you will earn points via
purchases in
everyday business
categories.
Our take: A good card to use for
everyday errands, the Bank of America Cash Rewards card offers a generous 3 percent spending bonus on gas
purchases and a respectable 2 percent bonus on groceries; however, there is a strict $ 2,500 cap on combined
purchases in these
categories each quarter.
Unlike most point - based rewards cards, which usually allow you to apply statement credits to any
purchase, and even sometimes allow you to deposit your cash back into a bank account, the American Express
Everyday card only allows you to apply statement credits to
purchases in some spending
categories.
I was lured by the fact that there's no annual fee, and you get two points per dollar spent on
everyday purchases, and even more than that for special
categories.
The card does not offer a sign - up bonus, but it does have bonus - earning
categories that give cardholders a way to earn points more quickly with
everyday purchases.
AmEx's popular Blue Cash
Everyday card has a seemingly lower cap of $ 6,000, but the cap only applies to its supermarket
category, which amounts to a lot of leeway on grocery
purchases and unlimited spend on the other
categories.
The Alaska Visa is not a great card for
everyday earning since it has no bonus
categories outside of
purchases with Alaska or Virgin America.
If all of your
purchases were made in
everyday spending
categories, that would equate to spending $ 6,334 on your Gold SkyMiles card, or just $ 528 a month.
As far as rewards earning goes, the Freedom and Discover it both offer quarterly rotating
categories, the VentureOne earns 1.25 miles back per dollar, and the Amex
EveryDay earns two points per dollar at supermarkets (up to $ 6,000 spent per year) and one point per dollar for all other
purchases.
When making smaller
purchases that don't fall into a specific bonus
category with a higher return, you'll want to use your
everyday card.
But since the travel
category goes beyond basic hotel or airline
purchases,
everyday activities like taking a taxi, paying tolls and using public transportation also earn double points.
With each
purchase, you'll typically earn a hand full of points on hotel
purchases with that respective hotel, 2 to 3 bonus points on bonus
categories, and then fewer points on
everyday purchases.
Owning the Chase Freedom lets you earn 5 points on
everyday purchases with rotating quarterly spending
categories.
It's a great card to quickly boost your Ultimate Rewards points balance with
everyday purchases without the hassle of remembering bonus earning
categories.
Many cash back cards offer bonus rewards for
purchases in common
everyday categories, including restaurant and gas station
purchases.
If you make this spend in the «
Everyday Purchases»
category it will cound towards your $ 50K limit.
We then look at
category bonuses to determine which card to use for our
everyday purchases.
There are many bonus
categories for common,
everyday purchases, and the earning structure is solid.
Selecting between the two types will come down to where you tend to make the most
purchases, with common
categories including
everyday necessities, like gas and dining.
In general, the Chase Sapphire Preferred card is good for international and
everyday purchases, the Freedom is good for small
purchases when used with the Chase Exclusives Program or for bonus
category purchases, and the SPG Amex is good if you want flexibility in transferring to various airlines.
Discover offers a credit card cash that pays 5 percent bonus for
everyday purchases at select merchants in popular
categories such as gasoline stations, grocery stores and drugstores, online shopping, bookstores and music.
While the Delta Reserve Business card doesn't have any bonus
categories that help you earn extra miles on
everyday purchases, the annual spending bonuses do offer opportunities for elevated earning rates.
Since the Amex SPG card has no bonus - earning
categories outside of spending on SPG and Marriott hotels,
everyday purchases earn just 1 point per dollar.
Rewards on
everyday purchases — Cash back cards, whether a simple, tiered or bonus
category card, offer cash back on the items that you buy
everyday, such as gas, groceries, department stores and wholesale clubs.
When it comes to rewards cards for grocery shopping, the American Express
EveryDay Preferred card's rate of 3 percent on U.S. supermarket
purchases — with an annual cap of $ 6,000 — ranks near the top of the list, even without factoring in the opportunity to score bonus points on the
category.
But if you want the ability to earn a lot of points quickly through
category bonus spend and want the flexibility to either book your travel
purchases with points or transfer points to an airline or hotel, then a travel rewards credit card such as the Chase Sapphire Preferred, American Express
Everyday Preferred or Citi Thank You Premier would be good for you.
Revolving
categories can look great on paper (how can you beat 5 percent back on
everyday purchases such as gas and groceries?)