Sentences with phrase «exam coverage as»

Sample American National, No Medical Exam Life Insurance Quotes All sample quotes are based on a male applying for a $ 250,000, 20 year term no medical exam coverage as of October 2017.

If you have conditions such as, diabetes, high blood pressure, high cholesterol or heart disease, you can still be approved for no exam coverage as long as these conditions are under control.

Not exact matches

No medical exam life insurance is more expensive than fully underwritten coverage and typically provides fewer options, such as the ability to increase your death benefit or convert a term policy to permanent coverage.

No medical exam whole life insurance is typically used as a form of final expense insurance, as coverage is lifelong and death benefits are generally limited to a maximum of $ 25,000 or $ 50,000.

Special education teachers and providers for these services must serve each student as mandated and may not be assigned to other duties (like exam scoring or coverage / proctoring for other classes) that would prevent them from doing so, except in extraordinary circumstances.

No medical exam life insurance is more expensive than fully underwritten coverage and typically provides fewer options, such as the ability to increase your death benefit or convert a term policy to permanent coverage.

The Globe Life and Accident Insurance Company offers no medical exam term life insurance, whole life insurance (for adults and children), as well as accidental death coverage.

No medical exam whole life insurance is typically used as a form of final expense insurance, as coverage is lifelong and death benefits are generally limited to a maximum of $ 25,000 or $ 50,000.

Gerber's whole life insurance policies also can be purchased without undergoing a medical exam, so long as you are under 51 and are seeking less than $ 100,000 in coverage.

The AARP's no medical exam whole life insurance policy is a form of final expense insurance (also called burial insurance), as the amount of coverage available is usually just sufficient to cover end - of - life expenses.

@Harper yes there are actual «private insurance» products; they are separated in basic packages (which vary what yearly preventive exams you can take and what and how many specialist diagnostics are include etc.), and additional options for choosing a maximum reimbursement coverage which is topic of my question (a half dozen or so of them, so perhaps not so neatly grained as in example).

Note comments I've added to the question: I'm not in US so the money is worth differently - $ 1000 is more than a monthly wage, and medical costs are subsidized by the government here, so $ 1000 coverage could for example cover recovery from small car crash (broken a bone or two, healing cuts, painkillers, hospitalization for several days, a week of physiotherapy) or a diagnostics, week of hospitalization, exams and drugs for non-chronic disease which can be healed in month or so... But I don't see how I could apply your answer, as I must choose insurance months BEFORE the medical problem occurs?

If you choose to exercise this option, it allows you to convert all or a portion of the existing death benefit to permanent insurance coverage, such as whole life or universal life, with no evidence of insurability required (i.e. no medical exam or health questions).

This means that if you are looking for a no exam policy and United home were to come up with the best rates, we would have no problems recommending them to you as an option for your coverage.

When you apply for life insurance coverage, you may be required to submit a urine sample as part of your pre-approval medical exam.

Life insurance coverage companies will conduct their own medical exam and then compare their findings to what they find in your medical records usually referred to as your Attending Physician Statement (APS).

Wellness care coverage option, such as annual exam and vaccinations, routine bloodwork, urinalysis, etc..

This would provide coverage for both your routine pet exams as well as unexpected illnesses and accidents.

Finding life insurance for elderly over 85 that is affordable and provides good coverage is not as difficult as you might think if you include the no medical exam policies.

Our experts are happy to walk you through policy information, as well as obtain quotes for you on a wide variety of no exam life insurance coverage.

As the name suggests, there is no medical examination that is required by applicants for no medical exam life insurance coverage — and, there are also various no medical exam plans that will not ask for health information on the application.

These can include either term and permanent policies, as well as fully underwritten and / or no medical exam coverage.

This means that there is no blood and urine testing to worry about — and because of the no medical exam process, oftentimes, an applicant who has certain health issues will still be able to qualify for coverage, such as with a guaranteed issue life insurance policy.

For those who are applying for traditional life insurance coverage, it is likely that a medical exam will be required as a part of the underwriting process.

For this reason, we will typically recommend one of the best no exam life insurance companies that offer higher coverage amounts, as opposed to Colonial Penn..

Policies such as this can even cover you for as little as $ 25,000 worth of coverage although you will need to undergo a medical exam.

It's certainly possible for both your mother and sister to qualify for a No Medical Exam life insurance policy, but we would first need to know how much coverage you are looking for as well as ask them some questions about their health in order to see if they would qualify.

As with the adult life insurance plans, there is not medical exam required for approval — and full coverage starts on the very first day.

When purchasing life insurance coverage, those with special insurance needs such as coverage without a medical exam should make a point of shopping around to find the company that best suits your particular life insurance needs and personal circumstances.

So, if you need coverage quickly — such as for the approval of a loan or other similar purpose — then going with a no exam life insurance plan may be a good option for you.

Also, if you hate needles and / or need coverage asap, for things such as life insurance to secure a small business loan or to meet the requirements of a divorce settlement, consider going with a top no exam company.

As we mentioned, the insurance company is going to require a medical exam (unless you purchase a no - exam plan, which is difficult to find for a one million dollar insurance plan), and the results of that exam are going to impact how much you pay for coverage.

Although there are indeed many ways to look for no medical exam life insurance coverage, by far the best way to do this, is to contact an independent life insurance agency, such as us.

The coverage amounts are quite a bit lower and these policies can cost as much as 3 times more than what you would pay for a traditional term policy which requires a medical exam.

As we continue our in depth research on all the best life insurance companies throughout the U.S., you may want first read our Americo Life review, especially if you are eager to get coverage without the pesky exam.

You can even get a policy for as little as $ 25,000 worth of coverage although it will require you to undergo a medical exam.

As the name implies, this alternative type of coverage doesn't require a medical exam like traditional types of coverage.

Also known as non-medical issue life insurance, many consumers are surprised to learn that coverage requiring no medical exam is available.

As an independent and totally impartial company, we always recommend applying for life insurance coverage through the traditional route, however we realize that there are sometimes situations where a no medical exam type of life insurance policy is the most sensible option.

The Globe Life and Accident Insurance Company offers no medical exam term life insurance, whole life insurance (for adults and children), as well as accidental death coverage.

As you can imagine from the name, these plans are going to give you insurance coverage without being required to take the medical exam.

Should the insured acquire an adverse health condition prior to that time, there is a chance that he or she could become uninsurable, and essentially no longer be eligible for the coverage, though there are other options that could be looked into with a higher premium rate, such as a no medical exam life insurance policy.

Depending on the type and amount of coverage being applied for, as well as the age of the applicant, a medical exam may be required for policy underwriting purposes.

There are options such as a no medical exam life insurance policy if you absolutely need coverage, but those will come at a much higher premium rate than the policy you got when you were younger and healthier.

Regardless of whether term or permanent coverage is selected, it is likely that a senior will be required to answer a number of health related questions on the application — and in many instances, a senior may also need to have a medical exam in order to determine whether there are any adverse health issues that may deem the applicant as uninsurable.

Note: Boston Mutual actually offers two types of life insurance: traditional coverage, which requires an exam, as well as a simplified issue product which does not.

With a no exam life insurance, you can be approved for coverage as quickly as a few days, with some companies you can be approved in a matter of hours.

As you can guess from the title, these no exam life insurance will allow you to get insurance coverage without having to take the medical exam first.

Even though they only offer no exam coverage, they're every bit as polished as the best traditional life insurance companies.

As you can guess from the name, these plans will allow you to purchase life insurance coverage (either for yourself or for a key person in your business), without having to take a medical exam.