Not exact matches
Instead, assuming nothing pops up on the medical
exam, taking the
exam will provide you with a lower premium on your
life insurance policy.
What makes ANICO different from other no -
exam life insurance carriers is if they don't approve your policy, they will ask if they can retrieve your medical records
instead of straight declining you for coverage.
If you want a
life insurance policy without a medical
exam, then opt for a no
exam, guaranteed issue, or burial
life insurance policy
instead.
Instead, applicants who have been diagnosed with pulmonary hypertension will need to consider «alternative» types of
life insurance policies which won't ask any health - related questions or require them to take a medical
exam.
However, if you do choose to buy a no
exam life insurance policy, you may be able to qualify for coverage and start your
life insurance right away,
instead of waiting up to 6 weeks for your
life insurance that does require an
exam.
Instead, many of these
life insurance no
exam policies will simply require that an applicant answer 5 or 10 «medical related» questions which will then be used to determine if the applicant is eligible.
Instead of requiring a medical
exam, the
life insurance companies can electronically review your medical records and prescription history.