Sentences with phrase «exam life insurance policies really»

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All we are, is a bunch of life insurance agents who happen to be really good at helping folks qualify for no medical exam life insurance policies.

You do not really need, or you might already have a traditional regular life insurance policy, you do not want to go through a medical exam again, you can just get an accidental death benefit life insurance policy, or again, you can get this as a rider to a traditional policy.

You might be asking yourself «Is there really a way for me to get the life insurance policy I need without the hassle of going through a medical exam?»

However if you're not looking for a large policy than no exam life insurance is really a good choice.

In fact, if this is the only pre-existing medical condition that you have, there's a really good chance that you maybe able to qualify for a no medial exam life insurance policy.

The reason why we ask these two questions first is because if you're only looking for about $ 25,000 dollars in coverage, and you're over the age of 45, there's a really good chance that you might be eligible for what is called a guaranteed issue life insurance policy that would allow you to qualify for coverage without having to answer any medical questions or take a medical exam!

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These no exam life insurance policies are really designed for the person who is very aware of their need for life insurance but really doesn't have the time to get a medical examination done.

Which means that you'll have a really good chance at qualifying for either a traditional term or whole life insurance policy that will require that you take a medical exam or a no medical exam life insurance policy which will allow you to «skip» exam!

These are life insurance policies which are not going to require that you take a medical exam or answer any health - related questions which means that even individuals with really serious health conditions can qualify!

Now aside from the fact that these «No paramedical exam» options can really speed up the process of getting insured (coverage in hours vs days), there are also many other reasons to consider a no medical exam term life insurance policy.

Well, it's certainly natural to feel this way at least at first, but it's important to remember that because guaranteed issue life insurance policies aren't going to require you to take a medical exam or answer any health - related questions, graded death benefit clauses are really the only thing protecting an insurance company from insuring someone simply hours away from dying!

Your situation, don't fret, there are «alternative» life insurance products out there that won't require one to take a medical exam or answer any health - related questions which means that there is still a really good chance that you will be able to qualify for these types of life insurance policies (see guaranteed issue life insurance policies).

Now aside from the fact that these «No medical exam» options can really speed up the process of getting insured (coverage in 1 hour vs 30 days), there are also many other reasons to consider a no medical exam term life insurance policy.