Sentences with phrase «exam life insurance policy first»

Wouldn't it have made more sense to apply for a no medical exam life insurance policy first, get insured and then possibly consider applying for coverage with another company if you feel that you could qualify for a better rate somewhere else?

Not exact matches

No medical exam life insurance policies usually have no waiting period, but the company will investigate the circumstances of your death if it occurs during the first two years of coverage.

No medical exam life insurance policies usually have no waiting period, but the company will investigate the circumstances of your death if it occurs during the first two years of coverage.

Because of their continued outstanding ratings, we think that Transamerica should always be on the list of first places to look for a no medical exam life insurance policy.

First, apply for a no medical term life insurance policy (click here to jump to our no exam quote engine).

First, it that they don't offer the ability to buy any no exam life insurance policy online or over the phone and its a big mistake in today's digital world.

Easily convertible to a permanent universal life insurance policy anytime in your first 20 policy years up to age 70 without additional medical exams.

If you are not fully satisfied with your no exam term life insurance policy you may cancel at any time within the first month and receive a full refund of your first months premium payment.

You should always try for a policy that screens with a medical exam, before one that doesn't because the rate will be lower and if something happens in the first two years that was unpredictable, your life insurance beneficiary will be more likely to be able to collect the death benefit.

It's certainly possible for both your mother and sister to qualify for a No Medical Exam life insurance policy, but we would first need to know how much coverage you are looking for as well as ask them some questions about their health in order to see if they would qualify.

Those who purchase guaranteed life insurance policies that carry no medical exam or questions will not receive full benefits for the first two to four years in obtaining the coverage.

By obtaining a no medical exam type of life insurance policy first, you would have the total peace of mind that even if any problems were later detected, the policy would already be in place and your loved ones would be adequately financially covered.

First, the advantage of the no exam policy, is that applicants aren't required to undergo the medical exam to be approved for life insurance.

First of all, most life insurance policies require that the person first get a medical First of all, most life insurance policies require that the person first get a medical first get a medical exam.

We were one of the first to develop online tools to make shopping, applying, and buying term life insurance easier, from online application forms to digital medical exams, e-policy delivery and even voice signature for some policies.

Because of their continued outstanding ratings, we think that Transamerica should always be on the list of first places to look for a no medical exam life insurance policy.

Before you jump on the no - medical exam life insurance policy bandwagon, talk to an independent agent first.

In addition, such policies for the most part require a medical exam that provides the insurance company the assurance that the person is in good health and is expected to live at least for the first few years that the policy is in place.

The first is that you're going to pay more for one of these plans than you would with a traditional life insurance policy that requires a medical exam.

You may want to consider a renewable term life insurance policy that allows you to renew your policy without any physical exam required to qualify for another policy when your first term life insurance policy is going to expire.

It seems hectic at first glance and that is why many people opt for a no exam life insurance policy.

In order to be approved for many life insurance policies, applicants must first undergo a process called underwriting, which requires either a medical exam, a health questionnaire or both.

The reason why we ask these two questions first is because if you're only looking for about $ 25,000 dollars in coverage, and you're over the age of 45, there's a really good chance that you might be eligible for what is called a guaranteed issue life insurance policy that would allow you to qualify for coverage without having to answer any medical questions or take a medical exam!

You can always first apply to a life insurance policy that asks for a medical examination and if you do not qualify, you can always apply for a no exam life insurance policy.

As independent agents with years of experience in the life insurance industry, we can also provide a middle ground solution: buy a no - exam policy first to secure your loan, and then go back and take a medical exam afterward so you can replace your original policy with one at a lower cost.

If a carrier finds that there was misrepresentation during the life insurance underwriting process (usually application or paramed exam) within the first two years of the policy, the carrier can contest the insurance contract and potentially not pay the death benefits.

Well, it's certainly natural to feel this way at least at first, but it's important to remember that because guaranteed issue life insurance policies aren't going to require you to take a medical exam or answer any health - related questions, graded death benefit clauses are really the only thing protecting an insurance company from insuring someone simply hours away from dying!

The results of this medical exam will be used to set policy premiums and conditions, and it is important for anyone applying for life insurance for the first time to be prepared for this requirement.