Sentences with phrase «exam policy in force»

In your case, I would get a no medical exam policy in force first, then apply with a fully underwritten company to get a lower rate and if you don't get that lower rate, you at least have the no exam coverage.

Not exact matches

The insured has the choice of either deferring the medical examination for up to six months or choosing not to undergo the medical exam at all and just keeping the blended policy in force as it is issued.

At the very least, get a no exam life insurance policy in force... and then apply for fully underwritten coverage and if your lab work is fine, you can cancel the no exam policy.

Your life insurance company could agree to let you take a new medical exam (they'll usually do so a year or two after a policy is in force).

At the very least, get a no exam life insurance policy in force... and then apply for fully underwritten coverage and if your lab work is fine, you can cancel the no exam policy.

The money the insurer makes on the investment of your premiums while your policy is «In Force» has to pay for the cost of insuring you, which includes processing your application, performing a medical exam, underwriting and issuing your life insurance policy, and servicing your account.

You may qualify for coverage today, you can get a policy «In Force» the same day, there's no need to meet with a life insurance agent, no mailing delays, and no medical exam required, just some few medical questions.

If you want to purchase a no exam policy, but you don't want to have to wait two years for your policy to be in full force, there are a few insurance companies that offer life insurance without the exam, but won't have the waiting period.

Once your policy is in force, you can then either get a physical or take a medical exam for life insurance.

Most term policies come with a conversion rider that will allow you to keep your coverage in - force without any medical exam or health underwriting.

The insured has the choice of either deferring the medical examination for up to six months or choosing not to undergo the medical exam at all and just keeping the blended policy in force as it is issued.

If so, will your policy remain the same or will you have to go through underwriting and a medical exam in order to keep your life insurance policy in - force?

If it's clear you do not have time to get a traditional life insurance policy in force before your departure date, consider a no medical exam term life insurance policy.

While some no medical exam life insurance policies will pay out the full amount of the death benefit to the beneficiary right away, others will require that the policy be in force for a certain amount of time — such as two or three years — before the full amount is eligible to be paid out.

Simplified issue life insurance DEFINITION: a no exam life insurance policy that provides complete coverage for both natural and accidental causes of death beginning immediately after the policy goes in force.

With term insurance like the no medical exam life insurance policy, the length of time that the coverage is in force is set in the contract.