Sentences with phrase «exam policy involves»
Not exact matches
In most cases, you must submit to a medical exam in order to purchase a life insurance policy, because the insurance company wants to assess the risks involved with insuring you.
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With all the benefits involved in avoiding an exam, you might find that you can get more bang for your buck with an policy that requires an exam.
Finally, buying a life insurance policy without a medical exam involves a lot less hassles.
These are smaller life insurance policies where no medical exam involved (just paperwork) and they take people with higher risks.
Due to the many factors involved with issuing a policy based on an insured's preexisting health concerns or the benefit advantages of one plan over another, as a licensed insurance agent, you should closely exam the advantages and disadvantages of replacing a health insurance policy.
If this happens, you might have to consider a guaranteed issue insurance policy, since it will not involve an insurance medical exam or that you answer any kind of health questions.
If you hate needles or have «white coat syndrome» which is also known as a phobia of doctors then you should buy a no medical exam policy because there are ZERO needles involved!
However, if you've been declined or have either severe or extreme COPD, it would be best to go with the guaranteed issue life insurance policy that involves no health questions or medical exams.