You can receive a no
medical exam term policy for up to $ 250,000 and a no medical exam whole life policy for up to $ 150,000.
The no medical
exam term policy goes up to $ 250,000 while the no medical exam life insurance goes up to $ 150,000.
They are also one of the only companies that will allow you to convert your existing no -
exam term policy into a permanent policy without undergoing a new health screening.
Even if you have health issues and would have difficulty passing a medical exam, a large number of insurers offer no
medical exam term policies that provide higher maximum death benefits.
With a no medical
exam term policy for up to $ 250,000 and a no medical exam whole life policy for up to $ 150,000, ANICO Direct offers clients an excellent alternative to a more traditional medical exam term or whole life policy.
Transamerica's term life insurance comes in 3 types: a return of premium term policy, a no medical
exam term policy with a face amount maximum of $ 249,999, and a general completely underwritten term life insurance policy with terms of 10, 15, 20, 25, and 30 years.
No -
exam term policies typically require a 20 to 30 - minute interview over the phone, but once you've completed the interview and signed your application, your work is usually done.
Using the example above, a $ 100,000 15 - year no medical
exam term policy for a 60 - year old would cost:
The company's level term life insurance comes in three flavors: a no medical
exam term policy with a face amount limit of $ 249,999, a return of premium term policy, and a typical fully underwritten term life insurance policy with terms of 10, 15, 20, 25, and 30 years.
Banner Life doesn't offer a traditional no medical
exam term policy and their full underwriting process can take several weeks.
Even if you have health issues and would have difficulty passing a medical exam, a large number of insurers offer no medical
exam term policies that provide higher maximum death benefits.
This company offers
no exam term policies for diabetics.
There are also high limit,
no exam term policies.
If you opt for one of these, expect to need to change carriers as most of the best no exam companies do not offer both a true
no exam term policy and a graded one.
Other Notes: Over the age of 55, the maximum death benefit for
the no exam term policy is $ 150,000 instead of $ 250,000.
Phoenix also offers a $ 500,000 life insurance no medical
exam term policy, but they tend to be a bit more expensive.
Sagicor also offers a very low cost $ 500,000 life insurance no medical
exam term policy.
If you are in the market for term insurance
a no exam term policy is worth your consideration.
Banner Life doesn't offer a traditional no medical
exam term policy and their full underwriting process can take several weeks.
A no medical
exam term policy will go up to amount of $ 500,000.00 and term lengths of 30 years.
The no exam term policies that we offer do not have a waiting period, and their rates do not increase every five years.
They also offer a no - medical
exam term policy to qualified individuals.