Sentences with phrase «example of financial institutions»

It was also a great example of financial institutions not doing what was in the best interest of their clients.

Axis Bank is just one example of a financial institution in India offering secured credit cards.

Not exact matches

Small businesses can follow the example of the many large banks and other financial institutions that mandate vacations.

History is littered with examples of government financial institutions ignoring and modifying rules whenever they directly conflict with the judgment of current leaders.

For example, when a financial institution conducts a lot of investment banking deals, the bonus pool for all employees — including analysts — grows.

This past February, for example, Heller Financial announced it would not write any new Small Business Administration - backed loans, although the institution previously had been one of the top providers in that market.

An example of this was seen during the financial crisis of 2008/09, whereby many financial institutions overleveraged themselves with debt, and as assets fell in value, the ratio of debt within the organizations became too high to be sustainable.

Instead, the Financial Choice Act would offer the industry other types of relief: Institutions would have to undergo fewer stress tests to prove they could survive another economic disaster and they would get more information upfront about what they would be judged on, for example.

«Specifically, the financial institution must disclose any variable compensation that the advisor receives for the advice and resultant product sale, and comparative examples of compensation they would have received for other products,» Cerulli managing director Waldert said.

These banks could play an important role in plugging the leaks of the local economy, providing another home for local savings, for example, slowing the outflow of money into London and international financial institutions, speculative lending, derivatives and other aspects of «financialisation».

We already know that the Basel 3 requirements for Swiss financial institutions are some of the most stringent in the world, another example of Swiss governmental agencies» extreme conservatism.

For example this means creating private blockchain networks that can be used internally or between financial institutions - an approach taken by a number of others, including Swiss bank UBS.

Why do you think every financial journal or wealth assessment tool places us squarely within the top tier of richest teams in the footballing world or do you think that is just another example of the elaborate conspiracy on the part of all media institutions bent on bringing down the 6th place team in the EPL, as Wenger and his most ardent supporters would have you believe.

Rural phone companies and electric utilities, rural financial institutions, rural farm product marketing companies, companies that provide irrigation water, and lots of the companies that sell goods to farmers, for example, are all organized as cooperatives of either consumers or producers and run on a much more democratic basis than investor owned companies.

We think that our proposal is an example of the radical re-thinking of our financial institutions that the Government should be working on urgently.

For example, developments both on scientific frontiers and in financial markets are changing the balance of forces between for - profit and not - for - profit institutions within the scientific endeavor.

For example if a major bank fails, it could trigger the failure of other financial institutions that are linked to it through loans, derivatives, securities, and foreign exchange exposure.

The E-business Point of Contact (POC) is a senior official who has binding authority to commit the institution to contracts — for example the institution's vice-president for research or chief financial officer.

The example in favor of this solution is financial institutions, such as banks, insurance companies, and brokers, which are often obliged by law to check skills and knowledge of their salesforce and customer care consultants.

in order to verify the existence and condition of your account for a third party such as, for example, a credit bureau, a merchant, another financial institution; or

The Chex System provides deposit account verification services to its financial institution members to aid them in identifying account applicants who may have a history of account mishandling (for example, people whose accounts were overdrawn and then closed by their bank).

For example, «If the GIC is solely issued by one particular institution or division of that bank, then it is not transferable,» says Tim Raposo, Senior Financial Planner, TD Wealth Financial Planning.

From an economic standpoint, looser credit is an example of the kind of risk - taking behavior by financial institutions that can lead to a crash if it goes too far.

Another example relates to AIG, which insured obligations of various financial institutions through the usage of credit default swaps.

Financial institution, credit union for example, considers the meaning of your credit score when you apply for a loan.

Your financial institution can simply do this move by changing the type of IRA, for example from a Traditional IRA into a Roth IRA.

An example of this was seen during the financial crisis of 2008/09, whereby many financial institutions overleveraged themselves with debt, and as assets fell in value, the ratio of debt within the organizations became too high to be sustainable.

For example, credit unions are one of the few financial institutions that offer credit builder loans.

Financial guarantee insurance also competes with other forms of credit enhancement, including senior - subordinated structures, credit derivatives, over-collateralization, letters of credit and guarantees (for example, mortgage guarantees where pools of mortgages secure debt service payments) provided by banks and other financial institutions, some of which are governmental agencies or have been assigned the highest credit ratings awarded by one or more of the major rating Financial guarantee insurance also competes with other forms of credit enhancement, including senior - subordinated structures, credit derivatives, over-collateralization, letters of credit and guarantees (for example, mortgage guarantees where pools of mortgages secure debt service payments) provided by banks and other financial institutions, some of which are governmental agencies or have been assigned the highest credit ratings awarded by one or more of the major rating financial institutions, some of which are governmental agencies or have been assigned the highest credit ratings awarded by one or more of the major rating agencies.

Consider, for example, a financial institution with $ 9 billion in liabilities covered by $ 10 billion of assets.

In order to increase financial stability — discouraging bank runs, for example — central banks impose reserve requirements, forcing these institutions to keep a certain portion of their funds either as vault cash or in accounts at the central bank.

Such issuers may be subsidiaries of investment banks, financial institutions or home builders, for example.

the policies and practices of financial institutions in dealing with fraud (for example, the ease with which they provide applicants with credit cards and convenience checks).

Paul Hobson, Director of the Contemporary Art Society, said: «This tremendously generous gift from Eric and Jean Cass is of incalculable cultural and financial value to institutions and audiences across the UK and is an example of selfless philanthropy.

Forest Trends leads this AIME coalition, an example of how they often serve as the connective tissue between government, businesses, financial institutions, environmental groups, and indigenous communities.

For example, civil trial attorneys within the DOJ's Tax Division are requesting the issuance of John Doe summonses (ie, summonses that seek information regarding specific unidentified persons) and are seeking the enforcement of Nova Scotia summonses (ie, summonses served on a US branch of an overseas bank requesting the production of bank records held by parts of the bank located in a jurisdiction with strict bank secrecy laws) mostly against financial institutions.

Advising major financial institutions on their response to co-ordinated regulatory investigations in the US, Europe and Asia into, for example, the setting of foreign exchange rates and benchmark interest rates.

Linklaters is a top - 5 London law firm, offers «Blue Flag,» a Web - based service that consists of related advisory services including, for example, regulatory compliance advice for business managers in financial institutions, advice for derivatives professionals on making sure transactions are binding, summaries of shareholder disclosure rules by country with links to detailed information, and interpretive materials on the regulations governing fund managers.

It may fall foul of third - line forcing but not if, for example, the employer was a financial institution that required the use of its own accounts (no 3rd party so no third - line forcing).

It is also reflected in the fact that the Firm is regularly retained by financial industry leaders (including, for example, the Illinois Bankers Association) to file amicus curiae (friend of the court) briefs in lawsuits involving issues of particular interest to the financial institutions industry.

Examples include investigations by the Department of Justice, Congress, financial institution regulators, the Department of Labor, PCAOB, and the Securities and Exchange Commission, as well as by state attorneys general, other state agencies, and licensing bodies.

Investment banks, industrial conglomerates, financial institutions, governments and state authorities are examples of clients who depend on us to handle their corporate legal affairs.

As an example, loans provided at generally prevailing interest rates are not gifts, but a judge could not accept a loan from a financial institution at below - market interest rates unless the same rate was being made available to the general public for a certain period of time or only to borrowers with specified qualifications that the judge also possesses.

[3] A lawyer may provide professional advice and instruction to nonlawyers whose employment requires knowledge of the law; for example, claims adjusters, employees of financial or commercial institutions, social workers, accountants and persons employed in government agencies.

The interest that HYCM is taking in bitcoin trading is yet another example of mainstream financial institutions attempting to cash in on bitcoin's meteoric rise.

But while bitcoin is an example of a public blockchain, where all transactions are open to the public, financial and other institutions are trying to create private blockchains, where some data is available only to certain participants.

For example, PayPal handles backend and fraud risks of payments on its platform, and while Apple has yet to fully detail how its Apple Pay payments platform will work, it wouldn't be surprising if Apple would rather have the backend risk handled by financial institutions.

For example, think about how long it can take for a bank to settle a cross-border payment, or how financial institutions have been reaping the rewards of fees by acting as a third - party middleman during transactions.

«The group uses social engineering techniques, such as phishing emails with malicious attachments - for example Word documents with embedded exploits - to target employees in financial institutions of interest,» says Sergey Golovanov, a principal security researcher at Moscow - based cybersecurity firm Kaspersky Lab.

«In a public blockchain anyone in the world can send transactions to and expect to see them included if they are valid, and anyone in the world can participate in the consensus (transaction) process... In a consortium blockchain consensus process is controlled by a pre-selected set of nodes; for example, one might imagine a consortium of 15 financial institutions....