Just be aware that only those with spotless applications and
excellent credit histories get approved.
Not exact matches
Make your money go further and
get awesome rewards when you find the perfect
credit card for your
excellent credit history.
In many cases, you need good or
excellent credit history in order
get attractive introductory offers.
To
get your score into
excellent rage, you should make sure you have multiple types of
credit in your
credit history, including a couple of
credit cards, a mortgage or an installment loan (e.g., a loan for a car or furniture purchase).
To even stand a chance at
getting an interest rate reduction, you need to have an impeccable payment
history and a very good to
excellent credit score.
To have a better shot at
getting approved, we advise borrowers to have a good to
excellent credit score and
history, a full - time job and a four - year college degree.
To improve your chances of
getting approved, we recommend borrowers have
excellent credit, a debt - to - income ratio under 36 %, significant savings and at least two to three years of
credit history.
No matter which path you take, building an
excellent credit history is key for many of life's future financial choices: buying a car, buying a house,
getting a job, renting an apartment.
Applicants with good
credit history can
get a good
credit card, and applicants with
excellent credit history can
get an
excellent credit card.
You could have an
excellent credit payment
history, with multiple lines of
credit going back many years, and still
get turned down for a loan because of a high
credit utilization ratio.
Applying with a co-signor is an
excellent way of
getting approved for a car loan with bad
credit, no
credit at all or even a past bankruptcy on your
credit history.
The Travel Rewards
credit card is more difficult to
get approved for as it requires good to
excellent credit history.
The Best Secured
Credit Card Offers — Opposite of excellent credit offers, these credit cards are for people who don't have a strong enough credit history to get an unsecured (no collateral) credit
Credit Card Offers — Opposite of
excellent credit offers, these credit cards are for people who don't have a strong enough credit history to get an unsecured (no collateral) credit
credit offers, these
credit cards are for people who don't have a strong enough credit history to get an unsecured (no collateral) credit
credit cards are for people who don't have a strong enough
credit history to get an unsecured (no collateral) credit
credit history to
get an unsecured (no collateral)
creditcredit card.
When you build an
excellent credit history by using your
credit card responsibly and paying your bills on time each month, it could open up an opportunity to
get a
credit card that provides an
excellent cashback rewards program.
Credit cards that are harder to get require excellent credit hi
Credit cards that are harder to
get require
excellent credit hi
credit history.
Fresh start loans are an
excellent way to rebuild your
credit history so you can apply and
get approved for other financial products later.
Getting to this position in the
credit scale means that your payment
history,
credit utilization,
credit age,
credit mix, and inquiries are at the perfect (or
excellent) amount.
A loan applicant with a high loan - to - value ratio on their home and an
excellent credit score is likely to
get a lower rate than an applicant with little home equity and a spotty
credit history.
Capital One does not disclose the exact
credit score applicants need in order to
get the card, but you do have to have an
excellent credit history.
Every one of them has been the first time I have ever
gotten that card despite having a long and
excellent credit history.
If you do not like needles,
getting blood drawn, peeing in a cup (and handing it to a stranger), having your entire family
history, medical
history, driving
history,
credit rating, and other areas of your life questioned, then these policies will be an
excellent fit for you.
An
excellent credit history will enhance your ability to
get into a better classification of coverage.
Some companies will want more information regarding your
credit history, which will
get you a much more accurate quote; others ask you to describe it yourself, grading on a scale from
excellent to poor, while some don't require this information at all.
In many states, homeowners with exceptional
credit histories are eligible for reduced rates, but as Washington's laws are very tough on how much influence your
credit history can have on your insurance premiums, good
credit discounts may be harder to find (it should be noted that the laws concerning the relationship between Washington insurance rates and
credit ratings are in place to keep insurance providers from raising the rates of those with poor
credit history rather than to keep those with
excellent credit histories from
getting discounts).
Some discounts, like remaining claim - free for a number of years or maintaining an
excellent credit history, will
get you discounts from just about any provider; others are more specific to individual situations and providers.
Potential homebuyers who don't have a traditional profile, such as an
excellent credit history, can benefit from
getting a
credit union mortgage, Long says.