Sentences with phrase «excellent credit means»

Excellent credit means a better rate.

Not exact matches

Having a poor credit score will either keep you from obtaining credit altogether or place you in a high - risk category, which means that if you're approved for credit or loans, the interest rates you'll be offered will be significantly higher than someone with excellent credit.

Having an excellent credit score has meant getting low rates on a mortgage and car loan, which is obviously also a huge savings.

This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts

Having poor credit can mean paying almost double in auto insurance premiums compared with a driver who has excellent credit, according to a ValuePenguin study in March 2016.

Start as you would wish to go on, maintain your new card in good order, and you'll build yourself an excellent credit history that will mean that after six months or a year you should be able to open a credit card with a much lower interest rate and fewer fees.

The standard Quicksilver ® is meant for consumers with excellent credit, and the QuicksilverOne ® is designed for people with average credit history (which comes at the price of $ 39 a year).

Earnest is geared towards financially savvy borrowers with good to excellent credit, meaning the lender looks for borrowers with little to no debt, good credit history and no recent bankruptcies or accounts in collection.

This doesn't mean that you are «done» building your credit, especially if you are on the low end of excellent.

Credit Ford for filling a gaping hole in the vehicular fleet with this excellent Turkish - built import, and for realizing that converting a few of them to electric propulsion is a sensible means of spreading the Transit Connect's reach.

The standard Quicksilver ® is meant for consumers with excellent credit, and the QuicksilverOne ® is designed for people with average credit history (which comes at the price of $ 39 a year).

On the other hand, if you have excellent credit, meaning that your score starts somewhere at 750 or north of it, you can expect the best credit card perks, the best interest rates, the best everything.

LightStream generally caters to borrowers with good to excellent credit and financial history, but this means the lender can offer lower rates, better terms and fewer fees.

As mentioned above, if you can't qualify for the AmEx card that probably means your credit isn't excellent.

Getting auto loans approved with bad credit ratings usually means having to pay higher rates of interest, compared to loans with an excellent credit score.

That means the AAA Member Rewards Credit Card is available to anyone who meets its minimum FICO requirements - good / excellent credit is reqCredit Card is available to anyone who meets its minimum FICO requirements - good / excellent credit is reqcredit is required.

A very good - to - excellent credit score is important in the approval process, so anything below a prime FICO score of 700 may mean getting saddled with inflated interest rates or declined for the loan.

Excellent credit (740 - 850) means excellentExcellent credit (740 - 850) means excellentexcellent rewards.

This means this is an ideal card for people with good or excellent credit.

Most rewards credit cards require that you have excellent credit which means a credit score at least over 720.

If you prefer variable or mixed student loans, remember that they are only offered privately, which means you must have a good or excellent credit rating to pass the lender's underwriting standards.

If you have excellent credit, it means you are consistently responsible with your money.

This means a good to excellent credit score (680 to 850), several years of credit history, variety of account types (credit cards, mortgages, auto loans, etc.), demonstrated ability to save and low debt - to - income ratio.

The card has no annual fee and is meant for people with good to excellent credit.

But just having an excellent credit score does not mean guaranteed success.

That means, even if you have excellent credit, you may have to come up with a down payment to qualify for the lowest rate.

The only catch is that it requires excellent credit to qualify, which means members who qualify for VentureOne could also qualify for prime travel reward cards with higher signup bonuses and better points reward rates.

While personal loans generally have higher interest rates than those that you put up collateral for (mortgage, auto loan), for those with good to excellent credit they may offer a lower interest rate than your plastic — meaning that they could end up being ultimately better for your bottom dollar.

This charge alone makes the Horizon Gold Card one of the most expensive cards you could have in your wallet — even when you compare it to high - end credit cards meant for people with excellent credit.

The card requires excellent credit for approval which generally means a FICO ® credit score in the low 700's and higher.

An excellent score can land you low - interest rates, meaning you will pay less for any line of credit you take out.

According to the company, «excellent credit» means no payment delinquencies, a proven ability to save money, sufficient income to cover debts, five or more years of credit history, and a variety of account types.

Based on the commonly used scoring range of 300 to 850, a score of 781 to 850 and above is generally considered «excellent» and means you're well positioned to qualify for credit with the lowest rates.

The perks of having a good or excellent credit score typically mean lower interest rates and ability to qualify for excellent credit credit cards, or good credit credit cards as well as a home mortgage.

This doesn't mean that you are «done» building your credit, especially if you are on the low end of excellent.

Getting to this position in the credit scale means that your payment history, credit utilization, credit age, credit mix, and inquiries are at the perfect (or excellent) amount.

If you don't have a bank account or a credit card, WebMoney is an excellent means of funding your broker account.

A home equity loan and a home equity line of credit (HELOC) are both second mortgages, which means you need good to excellent credit to qualify because the lender is taking a larger risk, Piccone says.

Yes, you'll find credit cards for people with a bad credit score some help people to rebuild bad credit with credit cards meant for individuals who do not enjoy an excellent credit history.

Meanwhile, its variable APR means applicants with even excellent credit scores will be saddled with a higher - than - average APR..

When you have an excellent credit score, it means that you will likely get the best lending terms.

The median score is around 720, meaning half of all people have scores higher than 720, and anything over 740 to 750 is usually considered excellent credit.

Folks with fair credit, meaning a FICO score between 650 and 700, have plenty of excellent credit card choices also.

While this may mean a low ongoing APR, those with good to excellent credit can find quality introductory balance transfer offers that provide a 0 % APR on qualifying balances for the length of the promotional period.

But just having an excellent credit score does not mean guaranteed success.

Just having an excellent credit score does not mean guaranteed success.

A home equity loan and a home equity line of credit (HELOC) are both second mortgages, which means you need good to excellent credit to qualify because the lender is taking a larger risk, Piccone says.

This means you can get away with pulling out local cash from a foreign ATM without paying credit card interest while taking advantage of the excellent credit card currency exchange rates and no ATM fees (if your card offers this).

The Chase Freedom ® and Freedom Unlimited ® cards, on the other hand, are intended for consumers with good to excellent credit, meaning there's a little more wiggle room in the requirements for approval.

This means if your business has yet to establish its own excellent credit, your personal credit should be fairly spotless to qualify for a Chase business card.