They have been designed to meet the needs of people of all kinds, some
with excellent credit records but others that have had financial problems in recent years and that is reflected in their current credit score.
If you have
an excellent credit record you can still find loan packages that finance 100 % of a home's sale price.
There are conditions, not least the fact that the candidate must have
an excellent credit record.
This option is winning only if you have
excellent credit records.
Where having
an excellent credit record and high credit score is an asset, a low score and poor credit history could throw a monkey wrench into any plans you have to borrow money.