Sentences with phrase «excellent credit score and history»

To have a better shot at getting approved, we advise borrowers to have a good to excellent credit score and history, a full - time job and a four - year college degree.

Not exact matches

Like Marcus, SoFi looks for creditworthy borrowers, so you'll need established credit history and a good to excellent credit score to qualify.

Estimated Monthly Payments are based on $ 2500 - $ 3000 down at up to 72 months at 3.99 interest ON APPROVED CREDIT with 750 FICO Score and excellent credit hiCREDIT with 750 FICO Score and excellent credit hicredit history.

All of these will ensure your length of payment history and credit utilization align to give you an excellent score and make you a reliable potential borrower, say, for a lender.

Lenders that do student loan refinancing look for borrowers with excellent credit scores, good salaries and steady jobs, so make sure your credit history is in great shape before you apply.

Moreover, refinancing a home loan is an excellent opportunity to raise your credit score and improve credit history.

You'll need to have an excellent credit history, and need to be able to handle a small hit to your score of about 5 points for each card application.

Banks: Banks tend to require borrowers to have high credit scores and excellent credit histories.

Most commercial banks will also require that you have an excellent credit score and credit history.

To even stand a chance at getting an interest rate reduction, you need to have an impeccable payment history and a very good to excellent credit score.

And as we mentioned above that each card issuer has different criteria used to determine if you will be approved for their credit card, so having a credit score in a particular range is not a guarantee that you will be approved for the card or for the terms you applied for, so even with excellent credit history you are not a shoo - in.

To qualify, applicants should have good to excellent credit (a 680 + credit score), several years of credit history and a variety of account types, a demonstrated ability to save and a low debt - to - income ratio.

Your credit score is a number ranging from 300 (very poor) to 850 (excellent) that represents your financial history and behavior.

This means a good to excellent credit score (680 to 850), several years of credit history, variety of account types (credit cards, mortgages, auto loans, etc.), demonstrated ability to save and low debt - to - income ratio.

In general, it can take up to six months to even establish enough history to qualify for a credit score, and twice that long to reach a good to excellent score.

Credit scores range from 300 (poor) to 850 (excellent) and are calculated by looking at a person's past payment history (35 percent), amount owed (30 percent), length of time he or she has had credit (15 percent), new credit (10 percent) and types of credit (10 perCredit scores range from 300 (poor) to 850 (excellent) and are calculated by looking at a person's past payment history (35 percent), amount owed (30 percent), length of time he or she has had credit (15 percent), new credit (10 percent) and types of credit (10 percredit (15 percent), new credit (10 percent) and types of credit (10 percredit (10 percent) and types of credit (10 percredit (10 percent).

Used wisely a credit card can help a student achieve an excellent credit history and score by the time they graduate.

Do this for six months — making sure you pay off the balance each month — and you'll not only establish Canadian credit history, but you'll have an excellent credit score.

Like Marcus, SoFi looks for creditworthy borrowers, so you'll need established credit history and a good to excellent credit score to qualify.

You need a good length of payment and credit history to have an excellent credit score.

Before you can have excellent credit score, you must have good payment and credit history.

In addition to variety, credit history is a major component in the calculation of credit scores, staying on time and using strategy when opening credit while using excellent management skills can build a great credit history.

From what I've see, the more errors that I've corrected the and along with three years of excellent payment history, the more diverse my credit mix the more my score has decreased.

In turn, they don't require an excellent credit score to qualify, and are a great tool for building or even repairing your credit history.

Being added as an authorized user may help improve your spouse's credit score as long as that account is in good standing with an excellent payment history and low credit utilization.

«Those who don't have a long credit history can still have an excellent FICO score if they have no missed payments and low utilization ratios,» Lee said.

We both had excellent credit scores above 800, and a long history of paying our debts on time.

Borrowers with excellent credit scores, leftover cash in the bank, strong employment history and other compensating factors may have the payment shock requirement waived, but this can vary based upon the lender.

A loan applicant with a high loan - to - value ratio on their home and an excellent credit score is likely to get a lower rate than an applicant with little home equity and a spotty credit history.

Payment history: Obviously, or maybe not so obviously, making payments on time every time and as agreed is an important aspect of an excellent credit score.

In general, it can take up to six months to even establish enough history to qualify for a credit score, and twice that long to reach a good to excellent score.

Building and maintaining an excellent credit report and score can open up the doors to the best credit cards, lower interest rates on auto and home loans, and many employers even look at your credit history before offering you a job.

Beware though, since they will be inheriting your credit history, only do this if your own score is excellent and you are diligent about paying your bills on time.

My credit score is excellent, and I have no negative history.

• Have an excellent credit history and a high credit score.

People with excellent credit histories and scores are the consumers targeted for these cards.

FICO scores range on a scale of 300 to 850 (from poor to excellent), and they're calculated according to what's listed in your credit report — a complete history of your credit activity.

Keep in mind that these rates are based on our single male driver with a good credit score and excellent track record on the road, and your actual quotes will differ since they're tailored to your coverage amounts, vehicle, and past driving history, etc..

For insurance estimates, the cost is based on a driver with an excellent driving history and a superior credit score.

Building and maintaining an excellent credit report and score can open up the doors to the best credit cards, lower interest rates on auto and home loans, and many employers even look at your credit history before offering you a job.

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