Sentences with phrase «excellent credit scores make»

Car insurance companies have spent millions of dollars on people and the factors that make the more responsible and safer driver, and according to their research — people with good or excellent credit scores make smaller claims on average than do those people with poor credit.

Everyone knows an excellent credit score makes buying a home easier and saves you money for the life of the loan.

Not exact matches

Some of these sites are excellent sources of capital for those with poor credit and will also report your payments to credit bureaus which can help raise your credit score if you make timely payments.

With an excellent credit score (I have a solid 755 + and pay balances in full each month for nearly 10 years), a degree from an accredited school and steady income, this doesn't make a whole lot of sense.

Although SoFi does not make the minimum credit score public, generally they only lend to borrowers with good to excellent credit.

Making on - time, in full payments to vendors and creditors is key to maintaining a good to excellent credit score.

ECM: With the economic downturn in recent years, there seems to have been a shift in what makes a good to excellent credit score?

And it makes no difference whether you have excellent credit or you are a first time buyer, if your credit score 700 or 450 - we guarantee you payments you can afford with a minimum down payment amount.

All of these will ensure your length of payment history and credit utilization align to give you an excellent score and make you a reliable potential borrower, say, for a lender.

«Even if (your score) just dropped you 10 points or so, that could be the difference between good and excellent credit and that could make a big difference in the interest rate you get,» Harzog says.

Lenders that do student loan refinancing look for borrowers with excellent credit scores, good salaries and steady jobs, so make sure your credit history is in great shape before you apply.

While refinance under Making Home Affordable program may not benefit individuals with excellent credit, since they may already have low interest rates, it is definitely of great help for people with mediocre and bad credit scores.

For most of us, our credit scores are an excellent predictor of whether we'll pay back a loan, and banks have long relied on them to make automated yes / no decisions about offering credit.

Swimming in debt with an excellent credit score won't make you feel any better and you'll still lose sleep.

While there are a few things you can do that will quickly make a difference in your credit score, a full fix and return to excellent credit status does take time.

To get your score into excellent rage, you should make sure you have multiple types of credit in your credit history, including a couple of credit cards, a mortgage or an installment loan (e.g., a loan for a car or furniture purchase).

So as long as you make your payments on time, don't go near your credit limit on your cards and do that for a few years, your credit score will most likely be excellent.

You can make fifty - thousand dollars a year with no money saved and have an excellent credit score or you could be a millionaire and have a zero credit score.

Large Down Payment: For people who may not have an excellent credit score, some lenders may not be too particular about it if you can make a large down payment.

Making on - time, in full payments to vendors and creditors is key to maintaining a good to excellent credit score.

Her credit score will go up over time naturally if she makes payments, but it will difficult to have an excellent score without a credit card, simply because credit mix is a big portion of how the score is determined.

Bad credit auto loans are an excellent chance to improve your credit score by making your loan payments on time.

Your excellent credit score could make you eligible for an interest rate of 3 percent, whereas someone with a lower score might receive an interest rate of 4 percent or more for a comparable loan.

For those with excellent credit, there really isn't a need to monitor it day by day, however checking your credit score and report frequently to make sure that the information is 100 % accurate is a crucial step in managing your finances.

An excellent credit score can make a difference in how much you pay your insurance company.

You make an excellent point about how having a better credit score can help you save on your policy plan.

For the last two big purchases we made, our house and car, I made sure to pull our FICO scores to make sure our credit scores were excellent.

Anything above 750 is considered excellent credit, but a score of 600 or below makes you a poor credit risk.

Although SoFi does not make the minimum credit score public, generally they only lend to borrowers with good to excellent credit.

Another great thing about an excellent score is that as long as payments continue being made on time and credit utilization (card balances / credit limits ratio) is kept as low as possible, the score can recover relatively quickly — typically within six months — from some of the lesser «offenses,» such as opening new accounts.

Do this for six months — making sure you pay off the balance each month — and you'll not only establish Canadian credit history, but you'll have an excellent credit score.

You should be ready to shop around and make case for your excellent credit score.

Remember that your credit score is made up from many factors, and it is important to pay attention to all of them to build up an excellent credit score.

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This is the biggest financial purchase we'll make, and this is where having an excellent credit score will pay off.

With an excellent credit score (I have a solid 755 + and pay balances in full each month for nearly 10 years), a degree from an accredited school and steady income, this doesn't make a whole lot of sense.

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Note that to make the most out of balance transfers, you should have a good to excellent credit score.

«New credit» makes up about 10 percent of a consumer's FICO score, which ranges between 300 (poor credit) and 850 (excellent credit).

DMP can have a devastating affect on credit scores especially if consumers have an excellent credit rating prior to starting the program since many of these organizations make payments late causing derogatory updates on credit.

Anything above 750 is considered excellent credit, but a score of 600 or below makes you a poor credit risk.

However, if you make hundreds of thousands of dollars and happen to be hundreds of thousands in debt, you may still end up being denied for a card despite the fact that your credit score is excellent and your credit utilization remains below 30 percent.

Payment history: Obviously, or maybe not so obviously, making payments on time every time and as agreed is an important aspect of an excellent credit score.

A score of 750 and above is considered excellent credit, which would make you eligible for top rewards credit cards and afford you the most pickings.

Your credit score affects your life significantly - an excellent credit score can open many doors (better chance of getting loans, a good job, renting a house or paying less for insurance), and a poor credit score can hinder your possibilities of employment or make you pay higher insurance premiums or higher interest rates on your credit cards.

There are cash - back programs for a range of credit scores, from fair to excellent, making cash - back credit cards great for, literally, anyone with the financial responsibility to handle a credit card well.