Sentences with phrase «except guarantee life insurance»

I didn't realize I had a chance to get a policy except guarantee life insurance so applied for it but then an agent had me apply for a regular term policy.

Not exact matches

Guaranteed universal life insurance is generally similar to universal life insurance, except your premiums stay the same regardless of broader market trends.

Variable whole life insurance is similar to a whole life insurance policy, except that there is no guaranteed cash value if the policy is terminated while the insured still lives.

These policies are similar to other life insurance policies, except that with a guaranteed acceptance policy, the insurance carrier will accept an applicant for coverage, regardless of his or her health condition.

Employer - offered life insurance is typically guaranteed issue, which means you can't be denied coverage due to medical issues (except in very special circumstances).

For no - lapse universal life, that charge is guaranteed in the contract and can not increase, except possibly if the insurance company becomes insolvent.

Graded death benefit life insurance has the same characteristics as «guaranteed issue» life insurance, except it has some questions and is typically less expensive.

As you already learned, a guaranteed life insurance policy is a no medical issue life insurance policy and you are guaranteed coverage and a guaranteed issue term life insurance policy is the same thing except the difference is that a term life policy will only allow you to stay covered for a short and specified period of time rather than being covered for your entire life.

Guaranteed universal life insurance policies work just like a term policy except the coverage is set to a specific age, usually 90 or later, instead of a 10, 15, 20, 25, or 30 year period.

Well, there is no waiting period with any insurance except for guaranteed issue life insurance.

Because insurance companies must guarantee death benefits and a minimum schedule of cash values in most policies (except variable life policies), they must be conservative when estimating the values of the various premium pricing factors (interest, mortality, expenses, lapse rates, and risk loading factors) used to compute the required premiums under any particular premium payment plan of insurance.