In this case, the HPRB reasoned, however (according to the court) that while past conduct history was not relevant as to whether
particular conduct took place «
except in exceptional
circumstances,» the information was nonetheless relevant «to what the inquiry committee might have done, in terms of outcome, had it been aware of the past conduct history and whether the inquiry committee would have pursued any other action
under s. 33 (6) in terms of remedy....»
However, the reason your wife can not collect from those types of policies is because,
except under certain
circumstances, she is not named as a beneficiary in those
particular policies.