One
exception to coverage for test drives is if you're doing the test drive as part of your employment.
Yesterday, Carl Malamud testified before Congress on behalf of an amendment to the U.S. Copyright Act that would codify the following
exception to its coverage:
LAWPRO has become aware of a new
exception to coverage in certain title insurance policies which could expose real estate practitioners to claims from their private lender clients.
The lawsuit seeks a declaratory judgment holding that five lawsuits pending in state courts around the country fall under the liquor liability
exception to coverage.
The major
exception to coverage under the peril of vandalism or malicious mischief is a vacant dwelling.
A solid understanding of a policy means being able to explain not only the standard coverages and exclusions, but also knowing how to prepare and understand property - specific
exceptions to coverage.
Easements to which the property is subject should be shown in the policy as
exceptions to coverage.
For example, minor utility easements or rights - of - way for a mutual driveway may be specifically listed as
exceptions to coverage.
Not exact matches
«Although there may not be immediate benefit for patients as specific plan sponsors will need
to purchase the
coverage, this move will make covering medical cannabis simpler than today's
exception process and speaks volumes
to the broader acceptance and legitimacy of medical cannabis,» he said.
Major for - profit health insurers, with the
exception of Anthem and Cigna, have largely pulled back from Obamacare, opting
to stop selling
coverage in many markets.
There are some
exceptions to the health reform
coverage mandate of breast pumps.
The legislation says credits may be used
to buy only insurance that «does not include
coverage for abortions,» with
exceptions for abortions after rape or incest or that are necessary
to save the life of the mother.
With the
exception of Channel 5, most broadcasters allow the political parties — principally Conservative and Labour —
to be the dominant actors in television news
coverage, making up about 60 % of airtime for election sources.
Interestingly, the three most common SNP variants detected in the LNCaP and 22Rv1 - associated XMRV genomes, the aforementioned A → G polymorphism at position 790, an A → G polymorphism at position 4264 and a C → G polymorphism at position 8112, can also be found in the VP35, VP42, and VP62 XMRV genomes, with the
exception that the C → G polymorphism is not observed in VP35 due
to lack of sequence
coverage.
The only
exception is
to show improved side curtain airbag
coverage in the driver - side small overlap front test.
We've noticed that books (with the
exception of political books) get little
coverage on network TV, so we were happy
to see that Katie Couric covers many authors on her web show @katiecouric.
Renters insurance is similar in scope
to homeowners insurance, with the
exception that it does not provide
coverage for the dwelling itself or other structures.
The company is licensed
to offer its
coverage in 49 of the U.S. states (with the
exception of New York).
Similarly, the land on which the house sits usually isn't going anywhere (with a few notable
exceptions like coastal property prone
to erosion or beach encroachment) So, take the home's value, minus 15 %, plus the street value of all the things you have in it (this is typically a different «bucket» of
coverage limit, and keep in mind the insurer will pay present value, not replacement cost), and that should be your
coverage limit.
While the local media largely remains pretty bad (although there are notable
exceptions) in their
coverage of dog issues, the narrative in the national media is beginning
to change.
While wellness
coverage, which typically covers things like vaccines and dental cleanings, is generally not covered by basic pet insurance policies, there are
exceptions where insurers will let you pay more
to get some routine care included on your policy.
Into the Blue 2013 is no
exception to this commitment, with marketing efforts including a national PR and advertising campaign, social media
coverage via PADI and selected ambassadors (the PADI Facebook page alone has over 730,000 likes) plus a communication reach - out
to thousands of potential new divers via electronic and traditional means.
The BBC has a problem with false impartiality in some of its reporting, and its
coverage of transgender activism is no
exception As a journalist, one tries their best
to abide by -LSB-...]
Don't look
to the media, with the rare
exception of people who cover science for science sake (e.g., parts of Science Times, front of Science magazine etc.), for
coverage of scientifc issues.
The inaccurate headline and burst of hyperventilating
coverage and commentary (with some
exceptions, like this new post by Climate Central) have already provided fodder for those whose passion or job is largely aimed at spreading doubt about science pointing
to consequential greenhouse - driven warming.
There is one major
exception to this trend, the efforts of Elon Musk and Tesla have enjoyed glowing
coverage.
This phrase is a direct reference
to the findings evaluating the 5 trend - setting mainstream news organizations where
coverage — with the
exception of the WSJ opinion page — was found
to overwhelmingly portray the consensus views on climate science.
In considering whether s. 626.1 had the effect of negating this
exception, the Court looked
to Hansard, wherein the sponsor of the bill enacting the section remarked that the purpose of the bill was
to clearly establish that when an insured has
coverage through a disability program, the insurer is only responsible for topping up income replacement, above what is already being received through the disability program.
The
exceptions to workers» comp
coverage can include:
Having found that the
exception from
coverage clause did not apply
to bar
coverage, the court did not address the alternative claim for relief from forfeiture.
As a result, if the term «paid
to» required proper receipt by the borrower, the
exception from
coverage clause would be unenforceable because it would nullify
coverage for fraud.
The Court then turned
to the
exception from
coverage clause at issue, specifically the phrase «are paid
to any person or entity other than -LSB-...]
to the registered title holder».
In a recent decision from the Ontario Superior Court, Nodel v. Stewart Title Guaranty Co., [1] Justice Matheson applied well established policy interpretation principles
to an «
exception from
coverage» clause contained in a schedule
to a title insurance policy, which effectively operated as an exclusion clause.
LawPRO, on behalf of Mr. Singer, proceeded against Stewart Title by way of an application for an interpretation of the
exception from
coverage clause relied upon
to deny
coverage and, in the alternative, for a relief from forfeiture.
It was one such «
exception from
coverage» clause that was at issue in Nodel, specifically the interpretation of the words «are paid
to».
Little media -
coverage was given
to appeal cases covered by the CCAPP, with the
exception of the Mullins - Johnson case.
As such, the requirement in the MIG that an insured has the burden
to lead «compelling evidence» that the MIG should not apply in his or her case was denounced as being contrary
to the fundamental insurance law principle requiring an insurer
to prove any
exception to or limitation of
coverage on the civil balance of probability.
Eugene Meehan, a lawyer at Supreme Advocacy in Ottawa who represented Ledcor Construction at the Supreme Court, says the decision is a «welcome, positive and necessary clarification
to an increasingly complex yet fundamental area of insurance — the interpretation of
coverage, exclusion,
exception clauses.»
If you are a B.C. resident, and are the victim of a hit and run accident elsewhere in Canada, with the
exception of the Yukon, Nunavut, and the Northwest Territories, then, subject
to certain
exceptions, you can be covered for your injuries, as well as property damage if you have collision
coverage with ICBC.
Virtually all employers in the state of New York are required
to provide their employees with workers» compensation insurance — with very few
exceptions — so you should not hesitate
to take advantage of the benefits that this
coverage can offer.
If the lender's lawyer is not aware of or does not alert a lender client
to the existence of this
exception, and highlight the potential for a denial of
coverage if the mortgage proceeds are paid
to parties other than those permitted in the
exception, the lender's only likely recourse will be a negligence claim against the lender's lawyer in the event the lender's title insurance claim is denied.
There are a few
exceptions to this law, but if you are uncertain if your employer is covered, ask your supervisor if
coverage is available.
Insurers are within their rights
to outline the parameters under which they will provide
coverage, and there are unfortunately a host of rules and
exceptions in almost every policy.
Where you live is not an
exception when it comes
to the
coverage of the criminal law, so if you're looking for a good criminal defense lawyer either for yourself or someone you know, here are some helpful tips and reminders:
Deductible: Deductible for Run - Off
coverage is $ 5,000 per claim applicable
to claim expenses, indemnity payments and / or costs of repairs together (some
exceptions apply).
Eugene Meehan, Q.C. who represented Ledcor Construction in this appeal states in this Canadian Lawyer & Law Times Blog: the decision is «welcome, positive and necessary clarification
to an increasingly complex yet fundamental area of insurance — the interpretation of
coverage, exclusion,
exception clauses.»
The only
exceptions to this are with respect
to pro bono legal services provided through an approved pro bono legal services program associated with Pro Bono Law Ontario, with respect
to qualifying mentoring activities, or where the lawyer has applied for and purchased additional
coverage specifically for certain services yet
to be performed as estate trustee, trustee for inter vivos trust, or attorney for property, as described further
Response: We do not believe this will be a problem under the final regulation, because we create an
exception to the right
to revoke an authorization if the authorization was obtained as a condition of obtaining insurance
coverage and other applicable law provides the insurer that obtained the authorization with the right
to contest a claim under the policy.
You can begin the practice of law immediately while you wait
to receive your number, with one
exception: if you intend
to practise real estate law, you must wait until your compulsory REPCO
coverage is in place
to do so.
Even if you are not in full - time private practice, if you contemplate providing even occasional legal advice or services, you will need
to purchase insurance
coverage (there are a few narrow
exceptions, including one for certain kinds of pro bono work).