Sentences with phrase «excess funds over»

The extent to which you balance asset classes at and beyond retirement, assuming reasonable health at that point, is more a function of excess funds over the income floor than it is purely about age.

Not exact matches

It is calculated by taking a fund's excess return over that of the three - month Treasury bill divided by its standard deviation.

Wagner: As is common in excess fee and stock drop cases, the Intel complaint asserts a cause of action for failing to disclose certain particulars (e.g., investment performance over specified periods) regarding three of the plan's nine «Investment Funds», specifically, the «Hedge Fund,» «Private Equity Fund» and «Commodities Fund.»

They calculate alpha for each fund each month as the difference between next - month excess return minus expected return based on fund factor loadings from a regression over the last 60 months.

Today, in contrast, the Fed presides over a vast portfolio, with assets consisting mainly of long - term Treasury securities and mortgage - backed securities, instead of the short - term Treasuries it once held; and that portfolio is funded more by banks» holdings of substantial excess reserves than by circulating Federal Reserve notes.

Avant Credit has raised in excess of US$ 1 billion of funding since its inception in 2012, including having raised over US$ 300 million of equity from investors including General Atlantic LLC, Tiger Global, KKR & Co..

If an active fund skillfully arbitrages the prices of individual shares — buying those that are priced to offer high future returns and selling those that are priced to offer low future returns — it will earn a clear micro-level benefit for itself: an excess return over the market.

The Fund will attempt to produce a total return in excess of the return of the S&P 500 Index, and secondarily, the Russell 1000 Value Index over a full market cycle.

For instance, this year's benchmark for the federal budget is $ 42 but oil now goes for over $ 70 per barrel and instead of paying all the revenues to the Federation Account, the FG still operates an Excess Crude Oil Account contrary to the judgment of the Supreme Court and they spend such funds without recourse to appropriate authorities,» he said.

«As at today, this government has plunged this State into over N30 billion debt despite receiving over N500 billion in the last seven years from the Federal Allocation; this is outside the internally generated revenue, this is outside VAT, this is excess crude as well as ecological fund».

He said «Government has consistently honoured its obligations to Labour by ensuring monthly salaries are paid from the 100 % FAAC allocation to the State and the Budget Support Fund including over 70 % of other receivables (Excess Crude and Paris Club Reimbursement despite the Federal Government advice of 50 % payment therefrom for salaries).

McGill receives over $ 235 million in research funding annually; currently the university is involved in more than 100 international projects worth in excess of $ 70 million, funded by federal and provincial government agencies, foreign governments, international financial institutions, and private foundations.

He was attracted by startup grant funding that was by far the most generous he received (well in excess of US$ 1 million over five years) and the intellectual and cultural stimulation of working in a different environment.

Among Freeman's specific recommendations are a «20 percent federal tax credit to electricity and natural gas utilities that gives highest priority to the efficient use of the energy they supply,» and ban on new coal or nuclear plants and retirement of the existing plants within the next 30 years, government - funded demonstration plants for Big Solar and hydrogen, increasing federal fuel economy standards one mile - per - gallon a year over the next 24 years, tax credits for plug - in hybrids or flex - fuel vehicles, and an excess - profits tax on oil to fund the tax credits.

That federal funding shortfall, which has persisted over the past forty years (last year, the federal government only funded 15.7 percent of the excess cost of educating students with special needs, far short of the promised 40 percent), has been passed down to states and local school districts that are required to comply with strict federal requirements related to serving students with special needs — and must shoulder more than 80 percent of the cost of doing so.

The behavior of the iShares Quality and Value ETFs over the first quarter reflected this phenomenon, with the iShares Quality Weighted Index Fund (QUAL) and the iShares Value Index Fund (VLUE) posting excess returns of 1.65 % and -0.73 % over the S&P 500 Index, respectively.

TORONTO — Canadian Imperial Bank of Commerce (TSX: CM) has reached an agreement with the Ontario Securities Commission to compensate customers for collecting excess fees for certain mutual funds and investment services over 14 years.

Competitor programs often include a spill - over bank for excess funds, which are not FDIC - insured.

Both of the funds referenced are growth funds and have delivered over the intermediate - and long - term returns in excess of peer groups, at lower risk.

But history has shown that a simple mix low - cost stock and bond funds has been able generate sufficient returns in excess of inflation to maintain the purchasing power of your savings over the long term.

These funds are risky during a volatile or bear market but has capability to generate excess returns over the long - term period.

They can also anticipate significantly higher expected excess returns, which over a 30 - year working career could build a retirement fund 25 % larger than that of their less - knowledgeable peers.

They calculate alpha for each fund each month as the difference between next - month excess return minus expected return based on fund factor loadings from a regression over the last 60 months.

Those who invest in active funds may expect portfolio managers to deliver excess returns over their benchmark indices for the fee they paid.

On average, Indian ELSS and Indian Equity Mid - / Small - Cap funds offered an annualized excess return of 225 bps and 402 bps, respectively, over the five - year rolling horizon (see Exhibit 2).

Indian Equity Large - Cap funds generated relatively slight excess returns over the S&P BSE 100 for the five - year rolling horizon (see Exhibit 2).

Among all the fund categories, the Indian ELSS and Indian Equity Mid - / Small - Cap funds offered the most pronounced excess return over their benchmarks, the S&P BSE 200 and S&P BSE MidCap, respectively.

A comparison of rolling returns is useful in determining the excess return of the fund over typical holding periods.

Only the excess return of the fund over that of its reference portfolio, i.e. the RealAlpha ™, counts.

With your debt cleared, and excess funds available each month over and above your expenditure, you need to consider the best way of handling this additional money.

If your loan was originated before Sept. 1, 1983, the FHA insurance was terminated before Nov. 5, 1990, and you paid your loan for over seven years you may be eligible for a portion of the excess earnings from a Mutual Mortgage Insurance Fund.

Funds above 0 % on the y - axis (plotted between -6 % and 6 %) appear to have outperformed by generating returns in excess of the 4.84 % per year benchmark return we used over the 10 - year period.

In Exhibit 1, we present the 10 - year excess returns (alpha) of 198 U.S. mutual fund managers over a period ending Dec. 31, 2013, from the perspective of an Australian complying superannuation fund.

An investment manager might get lucky once or twice, but whether he or she can persist in generating excess returns over the market for more than a few months is really the question — and the question you should ask when selecting a fund that claims to be able to beat the market.

As time goes on and balances begin to grow (as unused funds carry over from year to year,) I expect to see products that will sweep funds, let's say in excess of your annual insurance deductible, to a certificate of deposit type product, to maximize interest for consumers.

Each Fund intends to distribute all of its net investment income, any excess of net short - term capital gains over net long - term capital losses, and any excess of net long - term capital gains over net short - term capital losses in accordance with the timing requirements imposed by the Code and therefore should not be required to pay any federal income or excise taxes.

The formula requires payment to shareholders during a calendar year of distributions representing at least 98 % of the Fund's ordinary income for the calendar year and at least 98.2 % of its capital gain net income (i.e., the excess of its capital gains over capital losses) realized during the one - year period ending October 31 during such year plus 100 % of any income that was neither distributed nor taxed to the Fund during the preceding calendar year.

Canadians can contribute $ 2,000 above the limit over their lifetime, but anything beyond that is penalized typically with a one per cent tax per month on any excess funds.

It is calculated by taking a fund's excess return over that of the three - month Treasury bill divided by its standard deviation.

I have already counted over 450 funds that will distribute more than 10 % of their net asset value (NAV) this year, and 50 of these are expected to distribute in excess of 20 %!

Over this period, the fund generated an annualized excess return of 0.82 % with an annualized standard deviation of 4.35 %.

The benefits of receiving cash over and above the amount that goes to paying off an existing mortgage is that the borrower may apply the excess funds to any number of projects or purchases.

I've long understood the dangers of trusting intuition on such questions, but I can't say that I have any hard data to support the hypothesis that fund managers can provide returns in excess of chance variation over the long term (any finance or econ readers know of any useful studies?).

An Alabama sheriff who is paid $ 93,000 a year was able to pocket more than $ 750,000 from excess money in an inmate food fund over a three - year period, thanks to a state law passed before World War II.

The fund, which since its inception in 2007 has gone on to back over 230 companies with one unicorn, TransferWise, and over 80 % having raised further funding in excess of $ 500m, has also backed two UK - based legal start - ups: Apperio and Juro.

In addition, there are provisions for excess coverage over and above that, which is funded separately.

The excess income earned in the Discontinuance Policy Fund over and above the minimum guaranteed interest rate shall also be apportioned to the Discontinuance Policy Fund in arriving at the proceeds of the discontinued policies and shall not be made available to the Company.

Although final figures are not ready, it appears that the two AAMA funds (General Fund and Certification Fund) will finish fiscal year 2014 (July 1, 2013 through June 30, 2014) with an excess of revenue over expense.

The two AAMA funds (General Fund and Certification Fund) finished fiscal year 2010 (July 1, 2009 through June 30, 2010) with an excess of revenue over expense.

Although final figures are not quite ready, it appears that the two AAMA funds (General Fund and Certification Fund) will finish fiscal year 2013 (July 1, 2012 through June 30, 2013) with an excess of revenue over expense.