Sentences with phrase «excessive debt many»

Such laws allow ample access to capital while at the same time ensuring homeowners do not incur excessive debt.

The typical warning signs — excessive debt levels, poor quality loans, exponentially increasing home prices, rising vacancy rates and / or poor affordability compared to the past, and a high number of internet searches on house flipping — are not present.»

Acceptable hardships include but are not limited to mortgage payment increase, job loss, divorce, excessive debt, forced or unplanned relocation, and more.

Most ask for a credit score of 620 + and want proof that borrowers have income enough to repay the loan and don't carry excessive debt.

A borrower with an excessive debt load will likely have trouble landing a mortgage loan, even if he or she has never missed a single payment in the past.

GAMBLING, OVERSPENDING, and EXCESSIVE DEBT can cross the line from normal or recreational activities that add beauty and joy to our lives, to becoming abusive or addictive behaviors that can damage or ruin the lives of the afflicted person and their loved ones.

Try borrowing money from a bank with no job and excessive debt.

Excessive debt from credit cards, utility bills, medical bills and personal loans is one of the primary reasons why people turn to filing bankruptcy.

Some lawyers want to solve your problems with quick and easy solutions they want to give you a fish.I want to help you learn to fish to be free from excessive debt for your entire life.

With respondents asked to identify the two most important factors in Dewey's collapse, «excessive debt» was cited by 65 %, with «lack of partner loyalty» cited by 21 %.

Taking steps to eliminate excessive debt such as minimizing credit card use and making more than minimum monthly payments are crucial to boosting your credit score.

While there might be higher returns associated with higher levels of debt, the increased risk of a permanent loss of capital when dealing with companies that carry excessive debt may exceed the benefit of those returns.

This may be difficult if you have a questionable payment history since it is more of a temporary solution and doesn't address the underlying causes of excessive debt.

This means a good return on total assets employed, as opposed to a high return on equity through the use of excessive debt.

Favor businesses that will not be destroyed by changing times, commoditization, or excessive debt.

If we were to limit interest expense to 15 % of operating FCF, that would require a reduction of interest expense from 220 M to 104.6 M — which would imply a near 53 % reduction in the company's excessive debt (& net derivatives) burden.

Having excessive debt is very stressful!

If someone has excessive debt, he or she is less likely to make rent payments on time.

However, if you have excessive debt, then in all likelihood, you have poor credit.

** If you have excessive debt, filing for bankruptcy may be a better option for you.

In 1986, the National Association of Student Financial Aid Administrators identified 8 percent of gross income as a limit for excessive debt burden.

Many consumers carrying excessive debt will use what's called a zero balance method of budgeting.

With excessive credit comes excessive debt.

Dealing with excessive debt is, in several ways, analogous to losing weight.

The U.S. Constitution provides a method whereby a person, burdened by excessive debt, has a right to a «fresh start» and pursues productive lives unimpaired by past financial problems.

There are many professional nonprofit organizations whose sole purpose is to assist consumers in paying down excessive debt.

Even if every other aspect of a person's life is in order, such as having a steady job, making more than you spend and having fairly simplistic finances, dealing with excessive debt can seem like climbing Mount Everest.

If a share's genuinely «bad» — say, in terms of excessive debt, poor margins, low return on equity, erratic P&L record, etc. — then logically, those sub-par financial metrics will automatically get incorporated into your stock valuation anyway (in suitably quantitative fashion).

But we need to adjust for excessive Debt.

Again, excessive debt invalidates this approach (a reminder that banks are usually a ridiculous investment proposition!).

Put another way, excessive debt is propping up stocks and not being re-invested into the economy as it historically has been.

Of course, the usual temptation here is to rely primarily on quantitative analysis — let the numbers do the talking — focusing on the consistency & sustainability of strong free cash flow (as a % of net income), high net margins, high return on equity (though not dependent on excessive debt), and good return on assets (in excess of WACC).

Graham detested excessive debt and insisted his picks be well capitalized to protect against bad times.

Hi if I was wanting to take a withdraw from my 401k employer plan because of excessive debt legal fees loans ect.

You may think that because you're diligent about spending less than you earn and avoiding excessive debt, you could never go bankrupt.

Policy makers are studying pre-emptive ways to discourage consumers from taking on excessive debt loads, similar to the changes to mortgage lending rules ushered in earlier this year.

In conclusion... To avoid excessive debt, it is important that you learn how to use credit cards wisely in order to fully enjoy the advantages that credit cards offer.

On today's show, Benny Mendlowitz explained that there are costs to filing bankruptcy, but there is also a significant benefit, and that's the reduction in stress caused by excessive debt.

Late payments and excessive debt, however, can negatively affect your credit scores for as long as seven years, and bankruptcy for up to ten years.

In a dramatic devolving paradigm shift over the last five decades, Americans have come to accept excessive debt as part and parcel of daily life.

Despite not being selected to serve on the committee, my firm and I will continue to do our part to educate Canadians on the problems that are caused by excessive debt.

Unfortunately for those people who are already having difficulty in paying excessive debt, they quite often have to stop paying medical insurance to cover their other financial needs.

These agencies often have expertise and knowledge to work with creditors and help consumers dig themselves out of excessive debt while limiting the damage to their credit histories.

For those among us with excessive debt many retain the services of credit counseling agencies.

It is important to break the cycle of behavior which leads to excessive debt with many consumers filing for bankruptcy as a direct result.

Stop beating yourself up for getting into excessive debt.

I was being somewhat flippant with the O'Reilly comment... but then again look at the corporate histories, note the O'Reilly modus operandi which is to build an empire fuelled by excessive debt, and ask yourself who comes out wealthier from an O'Reilly company..?!

Of course, risk control goes hand in hand with this — even if a distressed stock's v under - valued, it may be wise to limit your stake in light of the continuing risk its excessive debt presents.

Excessive debt and bad credit normally doesn't happen overnight.

Excessive debt will often require the use of debt consolidation tools like balance transfers and home equity lines of credit.