(See: «
Excessive Investment Costs are a huge problem for individual investors» published on our sister website, The Skilled Investor.)
The dot com securities market implosion and the credit crunch crisis and near depression have given investors two more opportunities to become aware of the corrosiveness of
excessive investment costs.
On average, in addition, they will suffer inferior investment performance due
excessive investment costs and unnecessary capital gains tax payments.
The primary reason why the average mutual fund expense ratio has come down in the past, albeit only slightly, is that a substantial minority of all individual investors has gotten smarter about
excessive investment costs.
Not exact matches
«That translates for families into less summer jobs for their kids,
excessive costs for businesses that reduce their
investments, and lower household incomes.»
Most of the suits to date charge retirement plan sponsors with
excessive fees and / or poor performing
investment options, which
cost participants thousands of dollars that they allegedly would have otherwise saved for their retirement.
Thus, these increased and
excessive investment management expenses, brokerage
costs, and
investment taxes make individual investors get lower actual
investment performance returns.
While the financial industry attempts valiantly to minimize and obscure the effects of their unjustified
investment costs, the corrosiveness of
excessive costs is always there, damaging your family's long - term welfare.
EACH AND EVERY YEAR, the average individual investor spends about 2 % to 3 % of their TOTAL
investment portfolio ASSETS on
excessive investment management fees, unnecessarily high securities trading
costs, unjustifiably high
investment custody fees, and completely avoidable usually short - term capital gains
investment taxes.
Risk that you paid too much for the transaction The risk that the
costs and fees associated with an
investment are
excessive and detract too much from an investor's return.
That includes tax forms for you and your parents, records of any untaxed income (such as child support), bank account and
investment statements, and any records relating to unusual circumstances that could affect your aid package (such as
excessive medical bills or dependent care
costs).
In general, this alternative
investment swamp is characterized by false or misleading performance claims,
excessive sales fees,
excessive costs,
excessive risks, and
excessive taxes.
Named Low
Cost Mutual Funds and ETFs, this
investment education book addresses the biggest challenge that many personal investors are confronted with: investing fees which are much too
excessive.
If well recognized actively managed mutual fund brand names attract
excessive asset inflows, this will cause higher trading
costs, greater «market impact,» and other
investment management problems.
In the event of trip cancellation, you ensure the safety of your
investments; with medical travel insurance, you are protected from the
excessive medical
costs in a foreign land.