Sentences with phrase «excessive risks»

We are reaching a tipping point where homebuyers can not continue to pay the increases which will mean builders will be forced to stop, due to the excessive risks and delays.

Typical resume samples in the field mention duties such as identifying excessive risks, maintaining company records, collecting further information from medical personnel and field representatives, and evaluating possibility of loss.

Paul Moore, a manager at U.K. bank HBOS, lost his job in 2004 after warning the company that it was taking excessive risks.

Many label this effect a «moral hazard» — echoing the economists» explanation of why «too - big to fail» banks happily took excessive risks with other people's money.

W. Craig Fugate, the agency's administrator, acknowledged in an interview that «as a nation, we have not yet figured out» how to use federal incentives to improve resiliency and discourage excessive risks.

When a few managers do outperform, the stock picker has often taken excessive risks in one segment of the economy (e.g., technology, energy, etc.).

In general, this alternative investment swamp is characterized by false or misleading performance claims, excessive sales fees, excessive costs, excessive risks, and excessive taxes.

When the ratio falls, it tells us that investors are less interested in taking excessive risks.

If you go through my posts, you'll hopefully agree that I haven't ever advocated taking excessive risks.

Consistent rebalancing does a much better job of protecting your investments from taking on excessive risks.

A long streak of continuous dividends shows that these 3 insurers have not taken excessive risks.

In addition, we believe this balance of short - and long - term incentive compensation and mix of performance criteria helps mitigate any incentive for executives to take excessive risks that may have the potential to harm HP in the long term.

And third, compensation in the form of stock - based pay encourages CEOs to take excessive risks to boost share prices, risking a financial crisis and taxpayer bailout.

So, in 2008, I supported a ban of proprietary trading because I believed it did not provide long - term benefits, gratuitously goosed CEO paychecks, and fueled excessive risks for banks and their customers.

«Moreover, holding the federal funds rate at its current level for too long could also encourage excessive risk - taking and ultimately undermine financial stability.»

Now, with the relatively recent string of primary dealer failures (Countrywide, Bear Stearns, Lehman, Merrill, and now MF Global), a rational observer might think the NY Fed had moved to beef up surveillance activities designed to protect the financial system from excessive risk taking at primary dealers.

Banks should adopt compensation plans that discourage excessive risk - taking and place greater onus on senior managers for wrongdoing, the outgoing head of the New York Federal Reserve said.

The company's rapid expansion under Josef Ackermann as a global investment bank saddled it with an unwieldy structure and a culture of excessive risk - taking, critics say.

As Martin notes, this may inspire executives toward excessive risk - taking and short - term share price management.

The banks that received TARP funds were obligated to discuss their compensation programs in SEC filings, explaining how their practices did not encourage excessive risk.

Presidential hopeful Hillary Clinton's plan aims to tackle excessive risk - taking in the financial sector.

Hillary Clinton unveiled a plan that aims to tackle excessive risk - taking in the financial sector and calls for breaking up too - big - to - fail banks.

«If you want to curb excessive risk taking, then add diversity to the board.»

Flaherty supports the proposal, arguing in an April letter to his G20 counterparts that embedded contingent capital would «force the costs of excessive risk - taking to be removed from taxpayers and placed on to the right people — shareholders and subordinated debt holders — thus improving market discipline.»

IBM management, the Compensation Committee and the Committee's outside consultant review IBM's compensation policies and practices, with a focus on incentive programs, to ensure that they do not encourage excessive risk taking.

Based on this comprehensive review, we concluded that our compensation program does not encourage excessive risk taking for the following reasons:

This spread between money borrowed and money returned to shareholders may be caused by the previously mentioned excessive risk aversion or investor ignorance.

The HRC first considered whether our incentive compensation program for our SEOs had features that raised the potential for excessive risk - taking by an SEO.

based in part on their business line performance, and thus presented the potential for excessive risk taking, the HRC concluded that the emphasis on overall Company performance in compensation decisions, the existence of robust compliance, internal control, disclosure review and reporting programs and clawback policies, the Code of Ethics prohibition on, and right to discipline employees for manipulating business goals for compensation purposes and its prohibitions on derivative and hedging transactions in Company common stock, and the Company's stock ownership guidelines provided adequate safeguards that would either prevent or discourage excessive risk taking.

Furthermore, the use of a cash flow metric in a long - term incentive plan prevents executives from being rewarded for taking excessive risk because payouts under the plan are based on rolling three - year performance periods.

The HRC noted that any incentive compensation program that rewards an SEO based in part on his or her business line performance presents, at least in theory, the potential for excessive risk taking.

No one who is reasonable can doubt that inadequate regulation contributed to what happened in 2008 or suppose that market discipline is sufficient to contain excessive risk - taking in the financial industry.

The HRC has reaffirmed the policy of deferring a portion of annual incentive compensation for the Company's highest earners in the form of long - term awards whose vesting terms take into account longer risk - emergence periods, and has overseen the implementation of standard performance objectives for the Company's control function staff to further prevent or discourage excessive risk - taking.

Through a systematic approach, our wealth advisors help clients meet their investment objectives without taking on excessive risk.

And by flooding the global economy with cheap cash, the Fed's prescription produced a frothy financial climate that encouraged speculative investment and excessive risk - taking.

Helping to right the ship at Uber is a somewhat fitting role for Mr. Gurley, who for years has warned about excessive risk - taking on the part of start - ups.

In her speech, she warned that low rates could lead to the possibility of excessive risk as investors look for alternatives to combat the low - rate environment.

Looking especially at emerging markets I would judge that under - confidence and excessive risk aversion are a greater threat over the next several years than some kind of financial euphoria.

In addition, the HRC recently expanded the use of Performance Share awards to a broader group of management, and reaffirmed the Company's directive to provide a portion of annual incentive compensation in long - term awards for the Company's highest earners and to create standard performance objectives for the Company's control function staff, to further provide safeguards that either prevent or discourage excessive risk - taking.

20 To enhance worker pay and wealth without creating excessive risk, employee stock ownership and profit sharing should not substitute for standard worker pay or benefits.

The rule «has the important objective of limiting excessive risk - taking by depository institutions,» current Fed Chairman Ben Bernanke said in a statement.

These «New Economy» beliefs led to excessive risk - taking in business and investments as Dot - com companies went public (such as the infamous Pets.com and Webvan) even though they had negative earnings or astronomically high business valuations.

These low interest rates have in turn fueled economic booms, encouraging excessive risk taking.

Within a few years of my starting, we were neck deep again in a bear market that had its roots in excessive risk, and equities were supposedly dead as an asset class.

The incentive structure in place encourages the manager to take excessive risk in order to optimize his or her compensation in the current period.

Our report provides a summary of these conversations as companies outlined their processes of ensuring relevance and rigor of performance targets while guarding against excessive risk - taking by executives.

Balanced portfolio is a method of portfolio allocation designed to provide both income and capital appreciation while avoiding excessive risk.

They accept excessive risk in overvalued markets because they fear «leaving money on the table.»

Structuring payouts under PRU awards based on overlapping three - year performance periods prevents executives from being rewarded for taking excessive risk.

In addition, we believe this balance of short - term and long - term incentive compensation and mix of performance criteria helps mitigate the incentive for executives to take excessive risk that may have the potential to harm HP in the long - term.