Sentences with phrase «exchange for higher»

Lender credits are typically provided in exchange for a higher interest rate than you would have paid otherwise.

This is your «sell it as soon as humanly possible» home, so you invert the logic and take «negative» discount points in exchange for a higher rate.

This means one of two things: 1) the closing costs will be rolled into your new mortgage, or 2) the lender will cover the refinance closing costs in exchange for a higher interest rate.

«You can pay the fees out of pocket or you can do a no - fee, no - closing cost loan in exchange for a higher interest rate or a higher loan balance,» said Greg McBride, chief financial analyst at Bankrate.com.

Another option is to not pay any closing costs upfront and to have them rolled into the loan in exchange for a higher interest rate.

Essentially, a hard money lender is willing to finance «riskier» loans for borrowers that don't meet institutional criteria in exchange for higher interest rates.

Lender - Paid Mortgage Insurance — the lender pays for your mortgage insurance in exchange for a higher interest rate on your mortgage.

The custodial parent can sign a declaration allowing the noncustodial parent to take the exemption in exchange for a higher support amount.

That's not too much of a surprise, since comparable Intel processors usually outclass their AMD counterparts, offering better performance in exchange for higher prices.

For creatives who need to squeeze the most power possible out of their Windows machine as they edit 8K footage in Premiere Pro or cull and edit thousands of photos in the speedier new build of Lightroom Classic, the new mode could potentially give you a performance boost in exchange for higher power consumption.

Lowest premiums in exchange for higher cost sharing.

Some types of life insurance include the accumulation of cash value in exchange for a higher premium.

Because they are more affordable, term life products are typically popular with younger, less affluent consumers — particularly families who need the protection, but may not have the available cash for more expensive products, Theroux adds, which offer investment options in exchange for higher premiums.

In exchange for the higher deductible, you often pay a lower monthly premium.

It typically doesn't cover wellness exams or the costs of euthanasia, though that coverage is often available in exchange for a higher premium.

Commonly known as «High Deductible Health Plans» (HDHPs), these types of policies were created to lower insurance costs by offering a lower monthly premium in exchange for a higher annual deductible.

In exchange for a higher premium than a standard term life insurance policy for the same amount and term, a return of Premium term life insurance policy will refund the premiums you've paid after the term has expired.

Higher deductible policies come with lower annual premiums in exchange for the higher out of pocket expenses.

I believe that the «social contract» between the firm and the employees is: «A higher level of compensation may be expected in exchange for a higher level of performance to best meet the demands of the practice of law.»

At the mobbed afternoon preview — due to pesky fire codes, the wait to enter reached an hour — many dealers were happy to leave behind the fair's namesake venue in exchange for higher ceilings and varied booth layouts.

They won't, and if they do, it'll come at a cost (sacrificed graphics on Xbone in exchange for higher resolution).

I strongly believe that most people would prefer their vet cut ties with processed food giants in exchange for higher appointment fees.

If you do catch your dog with anything forbidden, rather than forcibly removing it or punishing the behavior, encourage him to «leave it» or «drop it» in exchange for a higher value treat.

The next question we address is whether investors can expect superior performance in exchange for the higher costs associated with Prudential's «expertise.»

Actually, I'm v happy to accept higher volatility in exchange for higher long - term returns.

Investors looking for a higher return might turn to the corporate bond market, where higher yields are available in exchange for higher risk to principal.

The Q2 2017 Robo Report confirms my initial thinking on this matter — robos are just mimicking index fund performance and generally doing so in exchange for higher fees.

Receiving a «Lender Credit» in exchange for a higher interest rate has the effect of increasing your monthly payment which in turn increases your «Debt Ratio».

In a «No - Closing - Cost» loan, the lender pays all of your closing costs for you in exchange for a higher interest rate.

If you receive a lender credit in exchange for a higher interest rate your monthly payment will go up.

A «No Closing Cost Loan» is a type of Lender Credit where your lender pays all your closing costs in exchange for a higher interest rate.

As discussed above, certificates of deposit are for those who don't mind locking up their money for a longer period of time in exchange for a higher yield.

Most insurance companies offer lower monthly premiums in exchange for higher deductibles.

Some lenders will offer loans with less than 20 percent down in exchange for a higher interest rate.

Meanwhile, Oppenheimer Rochester AMT - Free New York Municipals (OPNYX) has a 20 % stake in Puerto Rico bonds that incur greater credit risk in exchange for a higher yield, as of September 2015.

If you're willing to take on maximum risk (within the Bond ETF market) in exchange for a higher return, you should choose a high - yield Corporate Bond ETF.

Alternatively, your lender may be able to pay the fees for you in exchange for a higher interest rate on your mortgage.

In exchange for this higher risk, these bonds aim to produce higher returns — and in many years, they delivered.

Because buyers tend to use the majority of their savings on their down payment, closings costs are often financed through lender credits, which lower upfront costs in exchange for higher monthly mortgage payments.

In exchange for the higher interest rates CDs typically offer compared to a liquid savings accounts, banks require that you leave the money in the account for the term of the CD or pay a penalty for withdrawing your funds early, to make up for the losses the bank might face.

Frequently, mortgage brokers offer payment options that enable the borrower to pay lower fees and points, or even no fees and / or points, in exchange for a higher interest rate, or higher points and fees for a lower interest rate.

With some exceptions, in exchange for higher payments, an income annuity permanently converts principal to a guaranteed income stream.

The next question we address is whether investors can expect superior performance in exchange for the higher costs associated with Franklin Templeton's «expertise.»

Lower closing costs in exchange for higher interest rates is also a perfectly legitimate tool for home owners.

Or you can choose a debt consolidation plan that will get you out of debt faster, in exchange for a higher monthly payment.

For example, a 30 - year fixed mortgage rate may be one percentage point higher than say a 5/1 ARM, but the borrower who goes with the fixed loan is banking on payment stability in exchange for a higher upfront cost.

They are always overweight risk in exchange for the higher potential of downside loss.

Credential Direct that was once the best on - line Discount Broker that did not charge extra data fees in exchange for higher trading costs.

However, most VA and FHA streamline refinance lenders offer a «no - closing - cost» option where the lender pays the closing costs in exchange for a higher mortgage rate.

Often, you can pay fewer points in exchange for a higher interest rate or more points for a lower rate.