Sentences with phrase «excluded by the insurance policy»

Upon denial of the claim, Monk sued Farmers and Muskoka, who both moved for summary judgment on two grounds: (i) the claim was the repair of faulty workmanship, which was specifically excluded by the insurance policy and (ii) the action was barred by the Limitations Act, 2002, S.O. 2002, c. 24, Sched.

Not exact matches

Additionally, technology errors and omissions insurance, cyber liability insurance, employment practices liability insurance, and directors and officers insurance are also excluded by an umbrella policy.

Customers can save about 22 % on their annual renters insurance costs by choosing to exclude the coverage from their policies.

Customers can save about 22 % on their annual renters insurance costs by choosing to exclude the coverage from their policies.

Even the top companies frequently exclude this coverage from renters and homeowners insurance policies (it's also not covered by flood insurance).

«Industrial operations» are generally excluded, but it's possible that even if the fire itself isn't covered under the responsible party's policy — perhaps the fire was caused by an illegal methamphetamine lab, and the criminal acts exclusion applied — but your damage in a separate home or apartment from the smoke caused by the fire may still be covered under your own renters insurance policy.

This means that if any peril is not listed among the excluded perils, then such peril is covered by the homeowners insurance policy.

A Texas Renters Insurance policy excludes coverage for sewer backup by default, but you can add it back in.

Nuclear hazard, for example, will always be excluded, but if you look at some of the policy forms offered by the «inexpensive insurance providers» you might be surprised at what's not covered.

Believe it or not but damage caused by intentional acts — such as vandalism or a criminal act — or often excluded from coverage under a homeowner's insurance policy.

Coverage is worldwide, including Israel, Italy, Ireland, Jamaica, places that are often excluded by other car rental insurance policies.

Many corporations also seek the protection offered by environmental, pollution or contamination insurance policies that can provide protection for environmental damage or injuries typically excluded by a commercial general liability policy.

These SHOPs are basically exchanges, or marketplaces, supervised by each state, where private insurance companies have to sell policies to individuals and small businesses without excluding people with pre-existing conditions.

Many all - risks insurance policies exclude damage caused by a contractor's faulty workmanship.

The California Insurance Code defines an uninsured motor vehicle as one not covered by a liability insurance policy, including a vehicle where coverage is denied, such as for an excluded driver or if the vehicle iInsurance Code defines an uninsured motor vehicle as one not covered by a liability insurance policy, including a vehicle where coverage is denied, such as for an excluded driver or if the vehicle iinsurance policy, including a vehicle where coverage is denied, such as for an excluded driver or if the vehicle is stolen.

«Critics tired of «foot - dragging» on injured worker discrimination: Ontario's ombudsman will not investigate workers» compensation for «unconstitutional» stress policy» / Sara Mojtehedzadeh (Toronto Star, February 13, 2017) Injured workers suffering from psychological conditions brought on by long - term workplace issues are still excluded from compensation benefits — two years after the Workplace Safety and Insurance Appeals Tribunal's 2014 Decision 21578 / 09 determined the WSIB policy to be unconstitutional.

Customers can save about 22 % on their annual renters insurance costs by choosing to exclude the coverage from their policies.

However, flood damage is specifically excluded from coverage by nearly all home insurance policies.

Many people who have homeowners insurance or renters insurance are adequately covered, but a huge number are not, because there are policies that exclude accidents involving all animals, all dogs or certain breeds of dog, and there are other polices that impose a lower limit of coverage — for example, a policy with a $ 300,000 limit for personal injuries might have a $ 25,000 limit if the injuries are caused by a dog or other animal.

Since your insurance company has a duty to defend in the event of a civil action taken against you, your policy would likely pay for your defense in court — unless specifically excluded by your provider.

A disability insurance policy with an exclusion will not pay claims for missing work if the absence is caused by an excluded condition.

However, Florida's data excludes policies written by Citizen's Property Insurance Corp., the state's insurer of last resort, and therefore is not directly comparable to those of other states, NAIC noted.

Auto policies are written in a way that will allow insurance providers to exclude repairs by dealerships and to put used parts in your vehicle.

(or Proposal form) The complete set of questions and the answers filled in by the User on the Website or on the Insurer's Website, on the basis of which, not excluding any other information / documents / medical test that may be requested for, the Insurer (s) will take the decision to accept or reject or postpone or decline or issue the insurance policy.

Alliance - One will handle agent commissions for life insurance policies (excluding GenBuilder) sold by LBL agents, including policies that continue to be serviced at Allstate.

Massachusetts Supreme Judicial Court has recently upheld the long standing exclusion the standard automobile insurance policy has that excludes optional coverage when a vehicle being used as «livery or public convenience» In addition, the Massachusetts Department of Insurance has also recently approved another endorsement being used by auto insurers in the state, that further addresses car - sharing, saying in part «We will not pay any claim for injury or property damage under the policy while your auto is being used in a personal vehicle sharing program..insurance policy has that excludes optional coverage when a vehicle being used as «livery or public convenience» In addition, the Massachusetts Department of Insurance has also recently approved another endorsement being used by auto insurers in the state, that further addresses car - sharing, saying in part «We will not pay any claim for injury or property damage under the policy while your auto is being used in a personal vehicle sharing program..Insurance has also recently approved another endorsement being used by auto insurers in the state, that further addresses car - sharing, saying in part «We will not pay any claim for injury or property damage under the policy while your auto is being used in a personal vehicle sharing program....»

Some home insurance policies may exclude liability protection against dog attacks, especially by certain «aggressive» breeds of canine.

The insurance policy will often exclude «wear and tear» and damage caused by the failure to maintain the home.

Yes, death due to terrorist attack / war / natural calamities is covered in insurance policy (unless specifically excluded by insurance company) and claim is settled if documentation is in order.

While the list of excluded procedures can vary by health insurance companies, there are generally 3 types of services that insurance policies will not cover:

If your insurance company hasn't broadly granted this sort of permission, your policy probably excludes loss or damage caused by tenants and / or occurring while they're occupying the premises — leaving you unexpectedly at risk of financial consequences if claims for damage by your tenants are denied.

A travel insurance company, just like a health insurance company, has to consider pre-existing conditions and pre-existing medical conditions are excluded by default from every travel insurance policy.

In this regard, it should be mentioned that this type of insurance policies excludes damage of property and bodily injury, discrimination and dishonesty by the insured, defamation of character, and violation of the laws as laid down by the Liability Insuraninsurance policies excludes damage of property and bodily injury, discrimination and dishonesty by the insured, defamation of character, and violation of the laws as laid down by the Liability InsuranceInsurance India.

People with HIV / AIDS can't legally be excluded from the «guaranteed issue» group life insurance policies offered by some employers, but those policies typically don't pay out more than $ 50,000.

What many find out too late is that home insurance policies specifically exclude coverage for damages caused by floods.

Because flood damage is so expensive, by the 1950s, most home insurance companies had excluded coverage against floods from their policies.

All homeowner's insurance policies exclude water damage caused by flood.

In New Jersey, pre-existing condition limitations in long - term care insurance shall not exclude coverage for more than six months after the effective date of coverage under the policy for a condition for which medical advice was given or treatment was recommended by or received from a physician within six months before the policy's effective date.

The Corporation's book value shall be equal to the excess of the book value of the total assets of the Corporation, including any proceeds of insurance policies / excluding the proceeds of any insurance policies owned by the Corporation on the lives of its shareholders, over the book value of the Corporation's total liabilities, excluding the Corporation's liability under this Agreement to purchase the shares for which the purchase price is being measured, based on the Corporation's books and records.

All Progressive motorcycle insurance policies cover Original Equipment Manufacturer (OEM) parts as well as custom parts, which are frequently excluded by other insurers.

«Industrial operations» are generally excluded, but it's possible that even if the fire itself isn't covered under the responsible party's policy — perhaps the fire was caused by an illegal methamphetamine lab, and the criminal acts exclusion applied — but your damage in a separate home or apartment from the smoke caused by the fire may still be covered under your own renters insurance policy.

While most homeowner's insurance policies exclude damages caused by aircraft, drones are technically considered «model or hobby aircraft,» and so they'd be covered.

(5) Florida data exclude policies written by Citizens Property Insurance Corporation, the state's insurer of last resort, and therefore are not directly comparable with other states.

A Texas Renters Insurance policy excludes coverage for sewer backup by default, but you can add it back in.

We have approx 5 lakhs in assests excluding the normal insurance policies taken by my parents in my name.

Treats as life insurance policies certain self - funded death benefit plans maintained by churches for their employees, thus excluding the benefits provided through the plans from gross income for income tax purposes.

If your renters or homeowners insurance company excludes your dog from liability coverage, you might be able to get him covered by purchasing an umbrella liability policy.

An umbrella policy provides liability protection above your standard homeowner, auto or boat insurance and may cover you for claims that are excluded by your other liability policies.

Insurance costs are one of those places where folks tend to cut corners as much as possible, but altering your policy by increasing your deductible, lowering your limits, or excluding certain circumstances from your coverage are very risky choices, despite how effective they can be because they can end up costing you more out - of - pocket if and when an incident occurs.

No, flood damage is excluded from coverage by renters insurance policies.