Sentences with phrase «excluded on your standard policy»

In the renters insurance industry, a floater policy provides additional coverage options for the possessions in your home that are excluded on your standard policy, such as certain types of jewelry, electronics or antiques.

Not exact matches

A policyholder could find itself in the position of recalling on its own initiative or being asked by FDA to recall based on this «reasonable probability» standard, but not being able to satisfy the definition of «accidental contamination» under its specialty policy because it can not prove its product was W With the frequency of costly product recalls on the rise, many companies have considered purchasing specialty recall coverage to secure coverage for certain recall - related losses that are often excluded from general liability and property policies.

Water or water - borne materials backing up through sinks, drains, or sewers are specifically excluded from your policy on the standard policy form.

However, certain perils, such as earthquakes or floods, are excluded from standard policies, and still other hazards, such as tornadoes, may be excluded based on how much risk they pose to your region.

It's generally excluded and then endorsed back on automatically as part of the standard policy package.

It also notes that policy - makers have largely failed to take the tourism industry's emissions seriously on the global stage — international aviation, for instance, is currently excluded from the Paris climate agreement, and the only UN-backed aviation emissions standards on the books are weak as hell.

Also, some damage, such as mold, may be excluded from your standard policy depending on the cause.

On a standard policy, mental health issues are excluded from coverage.

In 2018, we're seeing a strong trend towards excluding all animal liability on the standard policy forms, and then offering a limited carve - back for coverage.

Water backup of sewers, sinks, and drains is excluded from coverage on the standard renters insurance policy.

The key here is that in order for the additional living expenses to be paid for, the cause of the claim and the cause of damage that has made your home uninhabitable must be covered and not excluded on your standard homeowner policy.

It's generally excluded and then endorsed back on automatically as part of the standard policy package.

Illegal activities are specifically excluded on standard property insurance policies, and if the growing operation is the cause of loss - like an electrical overload causing a fire - the insurance company has a legitimate reason to deny the claim.

The standard property policy EXCLUDES Water: Flood, surface water, waves, tides, tidal water or spray from any of these Mudslide or mudflow Water that backs up or overflows or is otherwise discharged from a sewer, drain, sump, sump pump or related equipment Water under the ground surface pressing on or flowing or seeping through: Foundations Basements Doors or windows Unless through one of these the result is a fire, explosion or sprinkler leakage.