Sentences with phrase «excludes damage caused»

A traditional renters insurance policy excludes damage caused by earthquakes.

Covers damage caused by fire, windstorms, hail, lightning, and vandalism but typically excludes damage caused by flood or earthquake.

According to the adjuster, her policy excludes damage caused by machinery breakdown.

If you live in an area where floods may be a problem check whether your policy covers flood or excludes damage caused by flood;

Many all - risks insurance policies exclude damage caused by a contractor's faulty workmanship.

When Precision presented the claim, its insurer denied coverage arguing that the policy excluded damages caused by the release of pollutants.

Liability coverage excludes damage you cause to another person on purpose.

However, many policies exclude damage caused by a utility service interruption, including resulting power surges.

While most homeowner's insurance policies exclude damages caused by aircraft, drones are technically considered «model or hobby aircraft,» and so they'd be covered.

Most homeowners insurance policies usually exclude damage caused by earthquakes and flooding.

Not exact matches

Excluding EU fishing vessels from the UK is very likely to result in the EU slapping down high tariffs on fish, causing huge damage to the fishing industry and coastal communities in the UK.

This suggests that the absence of DJ - 1 was unlikely to have strongly accelerated mtDNA damage caused by the Polg mutation, although we can not exclude a more subtle effect.

In particular we will not be liable for any damages that we cause unintentionally and we will not be liable to you for any actual, incidental, indirect or consequential loss or damage however caused, provided that nothing in this Agreement will be interpreted so as to limit or exclude any liability which may not be excluded or limited by law.

Note: Rust Damage and failure caused by rust is expressly excluded.

Under no circumstances will Carphone Warehouse (or its parent, subsidiaries and affiliated companies) be liable (unless such liability can not be lawfully excluded) for any losses, damages, costs or expenses arising from or in any way connected with any errors, defects, interruptions, malfunctions or delays in the Incentive Promotion and it excludes liability, to the fullest extent permitted by law for any loss or damage caused to participants arising out of these rewards.

That means that personal property damage from a cause not excluded would be covered.

If it's not excluded (i.e., business pursuits), it's accidental, and it caused bodily injury or property damage to a third party, it's probably covered!

But several dog breeds are excluded by insurers, meaning they will not cover the cost of injuries or damages caused by that dog.

However, be aware of any hazards specifically excluded from your policy, as damages due to these may cause your claim to be rejected.

«Industrial operations» are generally excluded, but it's possible that even if the fire itself isn't covered under the responsible party's policy — perhaps the fire was caused by an illegal methamphetamine lab, and the criminal acts exclusion applied — but your damage in a separate home or apartment from the smoke caused by the fire may still be covered under your own renters insurance policy.

Just like with the other cards, damage caused by illegal actions is excluded.

While damage from burst pipes is a covered cause of loss under the standard policy form, an earthquake is excluded.

An all - perils policy is more comprehensive, as it provides coverage if your boat is damaged due to any cause, except for those explicitly excluded in the policy.

Open perils coverage means that your personal property is protected against direct physical loss or damage from any cause that has not been excluded.

Some policies may exclude coverage for damage caused by wind or hail.

An ongoing leak that causes damage over a period of time is going to be excluded from coverage because you knew or should have known it was there and had the opportunity to mitigate the loss.

In plain language, that means your jewelry under that rider is covered against direct physical loss or damage from any cause not excluded.

Believe it or not but damage caused by intentional acts — such as vandalism or a criminal act — or often excluded from coverage under a homeowner's insurance policy.

For instance, damage caused directly or indirectly by war is excluded, as is damage caused by an invasion or by an act of a foreign enemy.

Damage caused by an intentional criminal act is excluded, but the intent is to stop an insured from benefitting from a criminal act, not to penalize unintended victims.

Damage caused by personal liability or illegal activity are also specifically excluded.

Just like with the other cards, damage caused by illegal actions is excluded.

An «inherent bias» in scientific journals in favour of more calamitous predictions has excluded research showing that marine creatures are not damaged by ocean acidification, which is caused by the sea absorbing carbon dioxide from the atmosphere.

While the second subparagraph of Art 13 permits an insurer to exclude liability to indemnify those «who voluntarily entered the vehicle which caused the damage or injury, when the insurer can prove that they knew the vehicle was stolen» that is not the same as taking without consent under cl 6.1 (e)(i) or proscribing any insurance indemnity for such persons.

Any clause is null that, in advance, excludes or limits the liability of one party for intentional or gross fault that causes damage to the other party.

He concluded that it was difficult to see why Parliament should have intended to exclude from the ambit of subs 2 (b) cases where the relevant characteristic was «natural although unusual» in the animal which has caused the damage.

The British Columbia Court of Appeal recently confirmed in Acciona Infrastructure Canada Inc. v. Allianz Global Risks US Insurance Co. [1] that a Workmanship / Design Exclusion does not exclude the costs to remedy damage caused by defective workmanship.

The insurer relied upon the Alberta Court of Appeal decision in Ledcor Construction Ltd v. Northbridge Indemnity Insurance Co. («Ledcor»), [5] which excluded from coverage the cost of replacing glass windows that suffered damage during the cleaning process caused by the faulty workmanship of a trade contractor on the basis that repairing the windows would be «making good faulty workmanship» since the damage was the direct result of the cleaning carried out by the trade contractor.

on B.C. Court Of Appeal Finds Costs To Remedy Damage Caused By Defective Workmanship Is Not Excluded By Workmanship / Design Exclusion

Instead, what usually happens is the driver and the owner of the vehicle who allowed that excluded individual form the policy CAN be held liable for damages the at - fault driver caused.

The clause also contained language that stated contact damages were limited to direct damages only, excluding losses caused in any way by acts, omissions or misrepresentations (but excluding «any fraudulent or negligent misrepresentation» committed in connection with the agreement).

Lawyers will also argue that even if policies exclude flood - related damage, the policies still cover wind - related damage — and that the losses were caused by high winds, as high as 140 mph, rather than water.

Plaintiffs argued that evidence of failure to use a seat belt should be excluded because that conduct could not have caused the accident, and a plaintiff should not be required to anticipate negligent conduct by the defendant; the Court rejected that argument based largely on the language of the proportionate responsibility statute, which focuses on the various parties» roles in causing «the personal injury» or the «harm for which recovery of damages is sought,» rather than simply the occurrence that led to the injury.

Also excluded is the damage to the windows being worked on at the time, which damage was directly caused by the cleaning activities that constituted the faulty workmanship.

But it also excludes damage connected to that work, such as any damage caused to the very object or part of the work on which the faulty workmanship is being applied.

This works to limit a defendant's liability so as only to cover damage caused by their action, excluding damage that would have occurred regardless of their action.

In an ongoing personal injury case, the plaintiff brought a motion to exclude drivers who pay premiums from the jury pool altogether, arguing that the possibility a large damages award could cause a hike in their own rates places them in an inherent conflict of interest.

However, this was reversed by the Court of Appeal which held that s 2 (1) of R (D) A 1886 provided «a right to compensation for all heads of loss, including consequential loss, proximately caused by physical damage to property for which the trespassing rioter is liable at common law, save to the extent that they are excluded by the statute».

It was difficult to see why Parliament should have intended to exclude from the ambit of sub-s (2)(b) cases where the relevant characteristic was natural, although unusual, in the animal which had caused the damage.

As a matter of fact, damage caused from Flood and / or Earthquakes are specifically EXCLUDED on these policies.