A traditional renters insurance policy
excludes damage caused by earthquakes.
Covers damage caused by fire, windstorms, hail, lightning, and vandalism but typically
excludes damage caused by flood or earthquake.
According to the adjuster, her policy
excludes damage caused by machinery breakdown.
If you live in an area where floods may be a problem check whether your policy covers flood or
excludes damage caused by flood;
Many all - risks insurance policies
exclude damage caused by a contractor's faulty workmanship.
When Precision presented the claim, its insurer denied coverage arguing that the policy
excluded damages caused by the release of pollutants.
However, many policies
exclude damage caused by a utility service interruption, including resulting power surges.
While most homeowner's insurance policies
exclude damages caused by aircraft, drones are technically considered «model or hobby aircraft,» and so they'd be covered.
Most homeowners insurance policies usually
exclude damage caused by earthquakes and flooding.
Not exact matches
This suggests that the absence of DJ - 1 was unlikely to have strongly accelerated mtDNA
damage caused by the Polg mutation, although we can not
exclude a more subtle effect.
In particular we will not be liable for any
damages that we
cause unintentionally and we will not be liable to you for any actual, incidental, indirect or consequential loss or
damage however
caused, provided that nothing in this Agreement will be interpreted so as to limit or
exclude any liability which may not be
excluded or limited
by law.
Note: Rust
Damage and failure
caused by rust is expressly
excluded.
Under no circumstances will Carphone Warehouse (or its parent, subsidiaries and affiliated companies) be liable (unless such liability can not be lawfully
excluded) for any losses,
damages, costs or expenses arising from or in any way connected with any errors, defects, interruptions, malfunctions or delays in the Incentive Promotion and it
excludes liability, to the fullest extent permitted
by law for any loss or
damage caused to participants arising out of these rewards.
But several dog breeds are
excluded by insurers, meaning they will not cover the cost of injuries or
damages caused by that dog.
«Industrial operations» are generally
excluded, but it's possible that even if the fire itself isn't covered under the responsible party's policy — perhaps the fire was
caused by an illegal methamphetamine lab, and the criminal acts exclusion applied — but your
damage in a separate home or apartment from the smoke
caused by the fire may still be covered under your own renters insurance policy.
Just like with the other cards,
damage caused by illegal actions is
excluded.
Some policies may
exclude coverage for
damage caused by wind or hail.
Believe it or not but
damage caused by intentional acts — such as vandalism or a criminal act — or often
excluded from coverage under a homeowner's insurance policy.
For instance,
damage caused directly or indirectly
by war is
excluded, as is
damage caused by an invasion or
by an act of a foreign enemy.
Damage caused by an intentional criminal act is
excluded, but the intent is to stop an insured from benefitting from a criminal act, not to penalize unintended victims.
Damage caused by personal liability or illegal activity are also specifically
excluded.
Just like with the other cards,
damage caused by illegal actions is
excluded.
An «inherent bias» in scientific journals in favour of more calamitous predictions has
excluded research showing that marine creatures are not
damaged by ocean acidification, which is
caused by the sea absorbing carbon dioxide from the atmosphere.
The British Columbia Court of Appeal recently confirmed in Acciona Infrastructure Canada Inc. v. Allianz Global Risks US Insurance Co. [1] that a Workmanship / Design Exclusion does not
exclude the costs to remedy
damage caused by defective workmanship.
The insurer relied upon the Alberta Court of Appeal decision in Ledcor Construction Ltd v. Northbridge Indemnity Insurance Co. («Ledcor»), [5] which
excluded from coverage the cost of replacing glass windows that suffered
damage during the cleaning process
caused by the faulty workmanship of a trade contractor on the basis that repairing the windows would be «making good faulty workmanship» since the
damage was the direct result of the cleaning carried out
by the trade contractor.
on B.C. Court Of Appeal Finds Costs To Remedy
Damage Caused By Defective Workmanship Is Not
Excluded By Workmanship / Design Exclusion
The clause also contained language that stated contact
damages were limited to direct
damages only,
excluding losses
caused in any way
by acts, omissions or misrepresentations (but
excluding «any fraudulent or negligent misrepresentation» committed in connection with the agreement).
Lawyers will also argue that even if policies
exclude flood - related
damage, the policies still cover wind - related
damage — and that the losses were
caused by high winds, as high as 140 mph, rather than water.
Plaintiffs argued that evidence of failure to use a seat belt should be
excluded because that conduct could not have
caused the accident, and a plaintiff should not be required to anticipate negligent conduct
by the defendant; the Court rejected that argument based largely on the language of the proportionate responsibility statute, which focuses on the various parties» roles in
causing «the personal injury» or the «harm for which recovery of
damages is sought,» rather than simply the occurrence that led to the injury.
Also
excluded is the
damage to the windows being worked on at the time, which
damage was directly
caused by the cleaning activities that constituted the faulty workmanship.
This works to limit a defendant's liability so as only to cover
damage caused by their action,
excluding damage that would have occurred regardless of their action.
However, this was reversed
by the Court of Appeal which held that s 2 (1) of R (D) A 1886 provided «a right to compensation for all heads of loss, including consequential loss, proximately
caused by physical
damage to property for which the trespassing rioter is liable at common law, save to the extent that they are
excluded by the statute».
The waiver typically
excludes coverage for
damage caused by speeding or driving on unpaved roads.
They also
exclude loss or
damage to money or securities
by any
cause.
To reject your claim, your insurer has to prove that
damage was
caused by flood which is
excluded under the policy.
In fact, many recreational vehicle polices
exclude intentional loss or
damage caused by those you have entrusted your property to.
The insurance policy will often
exclude «wear and tear» and
damage caused by the failure to maintain the home.
Commercial Insurance has an exclusion called the «Aircraft Exclusion» that
excludes the coverage of liability for
damages caused by aircraft.
The Alberta automobile policy
excludes loss or
damage «
caused by the conversion, embezzlement, theft or secretion
by any person in lawful possession of the automobile under a mortgage, conditional sale, lease or similar other written agreement.»
The plans benefits shall not cover any loss, destruction or
damage to any electrical and / or electronic machine, apparatus, fixture or fitting (
excluding fans and electrical wirings in dwellings) arising from or occasioned
by overrunning, excessive pressure, short circuiting, arcing, self heating, or leakage of electricity, from whatever
cause (lightning included)
If your insurance company hasn't broadly granted this sort of permission, your policy probably
excludes loss or
damage caused by tenants and / or occurring while they're occupying the premises — leaving you unexpectedly at risk of financial consequences if claims for
damage by your tenants are denied.
What many find out too late is that home insurance policies specifically
exclude coverage for
damages caused by floods.
All homeowner's insurance policies
exclude water
damage caused by flood.
Most commercial property policies cover
damage to covered property
caused by any peril that isn't specifically
excluded.
Water
damage caused by a leak due to rust or a failed seal is most likely
excluded.
Many homeowners policies cover
damage caused by «just about anything,» unless specifically
excluded.
«Industrial operations» are generally
excluded, but it's possible that even if the fire itself isn't covered under the responsible party's policy — perhaps the fire was
caused by an illegal methamphetamine lab, and the criminal acts exclusion applied — but your
damage in a separate home or apartment from the smoke
caused by the fire may still be covered under your own renters insurance policy.
Most commercial property policies cover
damage caused by any peril that is not specifically
excluded.
The coverage shall also
exclude any accident loss
damage and / or liability
caused sustained or incurred whilst the insured vehicle is 4 towing a greater number of vehicles than is permitted
by law.
It provides coverage for the property lost,
damaged or destroyed
by any
cause, other than those specifically
excluded in the policy, necessitating replacement or repair.