Sentences with phrase «existing debts with»

You can pay off all of your existing debts with a line of credit, which gives you a pool of funds to draw on at any time, with interest paid only on the amount used.

Debt consolidation allows you to settle your existing debts with a loan, leaving you with only one payment to the lender to make.

The good news is your home equity can allow you to borrow money to pay off your existing debts with a single monthly payment and one interest rate.

For example, a borrower may have 5 existing debts with balances of $ 2,000, $ 3,000, $ 3,500, $ 4,000 and $ 4,500 — so, they face a total debt of $ 17,000.

To assess these lenders will have to get a metric known as LTV or loan to value ratio by dividing existing debts with the current appraised value of the house.

How much will you save if you consolidate your existing debts with Home Equity Loan or Home Equity Line of Credit?

The secret to effective debt management is to replace all of the existing debts with a single, low - interest loan.

In January, the Company replaced its existing debt with a $ 10.0 million credit agreement to strengthen its balance sheet, provide additional cash for operations and provide increased financial and operating flexibility through a covenant package more suitable to its business.

For example, you might want to use a 0 % balance transfer offer to pay off an existing debt with one card; take out another with a cashback or rewards incentive for everyday purchases; and then a third with a fixed - term 0 % spending deal for a big one - off spend, such as a holiday or home improvements.

Refinancing allows a borrower to replace their existing debt with a new loan that has better terms.

If you have existing debt with high interest rates (credit cards / store cards), consolidate your existing debt onto an interest free credit card (with a long term interest - free rate and the smallest transaction fee possible) before you start your pay down.

The Discover it Cash card with the 18 - month balance transfer offer is a solid choice for consumers who are paying high interest on existing debt with another card.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

This provides immediate capitalization to a new or existing business with equity — not debt.

Perth nickel miner Western Areas has made a $ 95 million repayment of convertible bond debt from its existing cash reserves, with a $ 125 million bond repayment still remaining.

New Standard Energy has secured $ US3 million ($ A3.9 million) from its existing debt facility with Credit Suisse to provide working capital while it continues transaction discussions with unnamed parties.

Cineworld said it expected to fund the deal through a rights issue to raise about 1.7 billion pounds ($ 2.3 billion), with the rest provided by committed debt facilities and existing cash.

For ratings issued on a program, series or category / class of debt, this announcement provides relevant regulatory disclosures in relation to each rating of a subsequently issued bond or note of the same series or category / class of debt or pursuant to a program for which the ratings are derived exclusively from existing ratings in accordance with Moody's rating practices.

2) On Energy Bulletin there was an article about Mondragon, a coopertive started in the poverty stricken area of Spain in the 1950 ′ s where people pooled their money and existing business expertise to fund local entrepreneural ventures with equity instead of debt.

Second, the tax bill may do away with 2 specific types of municipal bond issues: tax - exempt advance refundings, which are tax - exempt bonds issued to refinance existing municipal debt, and private activity bonds, which are issued by non-government borrowers such as hospitals, airports, and private universities.

To qualify for the lowest rate presented, a borrower will need an excellent credit profile, take the loan out with a qualified co-borrower, use their loan to consolidate existing debt, and authorize the direct payment of that debt to their existing creditors using the loan proceeds.

Today, the debt problem has all but ceased to exist intellectually, along with property and rentier economic relations in general.

I'll definitely be weighing between whether extra money would be better spent going towards savings for down payment or paying down existing debt (don't have much, just some student loans with a rate comparable to current mortgage rates).

Though a program exists that will discharge outstanding student loan debt for individuals with certain disabilities, it is not widely known about.

With this card you can rely on knowing that missing a payment won't suddenly make it even harder to pay off your existing debt.

These borrowers will be notified by mail that they may be eligible for student loan forgiveness.Though a program exists that will discharge outstanding student loan debt for individuals with certain disabilities, it is not widely known about.

Venezuela is obliged to supply Russia and China with the lion's share of its output to pay back existing debts.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

In addition to a weaker euro, which helps fuel its export - oriented economy, the cost of financing its sovereign debt relative to its existing debt continues to fall while the smaller countries struggle with rising financing costs.

And with the unsecured debt markets essentially closed to many of these banks, the ECB loans will be needed to fund existing assets.

With student loan refinancing, you take out a new loan with a private lender to pay off existing education dWith student loan refinancing, you take out a new loan with a private lender to pay off existing education dwith a private lender to pay off existing education debt.

But even if the ECB does bend to the will of the bond markets this year, and begins to buy sovereign debt directly, the single currency is left with all of the same weaknesses that existed prior to the crisis: the inability to tailor interest rate policy for each individual economy, the lack of foreign currency adjustment needed to offset differences in competitiveness, and growth - limiting trade dynamics throughout the area.

We, on the other hand, view it with hope: because more than anything, the events of the past few days show that the truth is getting out — the truth that capital markets simply can not exist under the authoritarian rule of central planners, the truth that the stock market is a casino in which the best one can hope for a quick flip, and finally the truth that our entire socio - economic regime, whose existence has been predicated by borrowing from the uncreated wealth of the future, and where accumulated debt could be wiped out at the flip of a switch if things go wrong in the process obliterating the welfare of billions (of less than 1 % ers), is one big lie.

If you are struggling with existing debt and your future paychecks are already intended to cover expenses and debt repayments, it would be wise to seek an alternative.

Absent growth, the only other option for restoring some measure of financial integrity and standard of living for its citizens is to enact fiscal and structural reforms and restructure the existing burdensome debt, with the long - term goal of putting the island on a sustainable growth trajectory.

So cardholders in debt can transfer their existing balances to this card and avoid interest without paying the balance transfer fee imposed by all other credit cards with interest free promotional financing offers.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

DRH was able to refinance existing debt and fund the acquisition by partnering with its senior lender, Citizens Bank, for a total of $ 155 million in new financing.

Fully funded with Murray Goulburn having secured debt facilities from its existing financiers National Australia Bank Limited (NAB), Australia and New Zealand Banking Group Limited (ANZ) and Westpac Banking Corporation (WBC).

If the proposal is approved, the additional debt is not expected to raise residents» property - tax bills because the bonds would be financed over 20 years and combined with existing debt, Clousing said.

An adoption of this method would also affect existing incentive structures within the international financial system as the risk of repudiating illegitimate debts would cause creditors to lend with increased caution, exercise due diligence and implement policies that encourage transparency of how the funds are used.

The reason for the capping is to use the excess amount over the cap to retire existing debt, in line with the Law.

Bonds are a debt instrument with a guaranteed return, so the issuer isn't really affected by re-sale of existing bonds.

These may include problems with foreclosure procedures or a gulf between the existing debt on the home and the price it now commands.

«When Nkrumah was doing investment in infrastructure, some people who are still existing hurled insults at him and told him he was destroying the country with huge debts, but Nkrumah was optimistic to develop the country because he knew he was investing in the people of this country, and so he provided the Akosombo Dam which is serving all of us today.»

But no program exists for college graduates dealing with debt.

However, once I began buying only things that I could actually afford and pay for with cash, it became significantly easier to not only save money but pay off the existing debt that I still owed.

Existing law requires the governing boards of each community college district, the Trustees of the California State University, the Regents of the NEW HAVEN — Connecticut students have some of the highest student debt in the nation — fourth highest overall, with the average 2016 state graduate

«It will mean that when it does come time to buy a house or retire you will be financially prepared and have an existing relationship with a financial planner to help navigate the complexities of investing, taxation and debt.»

The bill establishes a tax credit scholarship and educational expense assistance program for students with disabilities, a «financial hardship transition program» for ISDs losing ASATR, $ 60 million in additional funding for open - enrollment charter schools, and $ 60 million in additional funding for the existing debt allotment program.