Sentences with phrase «existing high interest credit»

If you've got existing high interest credit card debt, car loans or any other personal (or business) loans, you've got the opportunity to consolidate up to $ 25,000 of this debt by shifting to cheaper loans.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

While loan programs exist that help a wider range of borrowers, such as the FHA loan program, having a credit score of 700 or higher ensures you get the best mortgage interest rates and loan terms.

The main reason people take out personal loans is to pay off existing debt, such as high interest rate credit cards or loans.

This will allow you to pay off existing debts, clear high - interest credit card bills, access extra funds renovate your home or simply get the best mortgage rate available.

While some financial emergencies can be solved by using a credit card, cards have been a source of financial problems because as a source of existing easy credit they have often been used casually, at times irresponsibly, and ultimately led to people having significant unsecured debt incurring high interest rates.

In fact, you're only adding extra interest charges to an existing obligation, since credit cards generally carry higher interest rates than student or auto loans.

This has resulted in higher interest rates for individuals with existing credit cards, and historically high initial interest rate offers for new credit cards.

For example, if you are trying to lower your existing interest rates on your unsecured debt or just looking to get out of debt faster, taking a personal loan even at a slightly higher rate may help improve your credit, lower your monthly payments, save on interest in the long run and even help you get out of debt faster.

For example, if you have an existing balance of $ 4,000 on a high - interest credit card (like 26.49 %), you may be able to move the balance owed to a balance transfer credit card offering low or zero interest rate for a specified period.

If you can pay off a high interest debt quickly this way, with your eye on retiring your existing balance before the promotional period is over, then going with a credit card offering a 0 % rate could be worth it.

It is possible that you realise that the apr on your existing credit card is too high thereby making you to pay huge interest amount through your nose at the end of every month.

The most common reason people take our personal loans is to pay off existing debt, such as high interest rate credit cards or loans.

The primary reason why most homeowners consider paying off credit card debt by consolidating all of their outstanding credit debt into a second mortgage is because the interest rates on their existing credit card are simply too high.

Tougher terms typically exist, such as lower limits and a higher interest rate, with the lack of collateral meaning that a credit rating is a central factor in gaining approval for unsecured financing.

But without any emergency savings, you'll likely end up borrowing money from family and friends, neglecting your existing payment obligations, or putting purchases on a high - interest credit card, all of which can drive you into debt.

This can be a hugely powerful tool in paying down your existing credit cards and high interest loans whilst incurring much lower interest payments.

If this happens to you, you can always do the next best thing: if you've got several credit cards, transfer as much of your balance from high interest rate cards to your existing cards with relatively lower interest.

They may use their funds to pay off high interest credit card or other revolving debt, so instead of paying 20 % or higher, they can pay off their existing balances and save money by paying less interest that may also be tax deductible.

You can take your existing balances on high - interest credit cards and transfer them to a card that's designed for balance transfers.

If you use a zero percent card to pay off existing high - interest credit card debt and you can afford the monthly payment on the new card, comfortably — in this case, using a credit card loan can be a beneficial route to take.

You could transfer your other credit card balances onto the new card that has a zero percent interest rate and as long as you pay the balance off inside 18 - months — you can escape the high interest that you are currently having to pay on the existing cards.

A borrower may lock in a lower interest rate by applying for credit card consolidation, which would combine his or her debts on the existing high APR (annual percentage rate) cards into a low APR card, or even better, transfer the balance to a zero APR card.

Unless you know of some guaranteed investment that can earn 25 percent per year while you pay 21 percent on your credit card (it doesn't exist), there's simply no rationale for not paying off your high interest credit card.

Therefore, we concluded that if you have consumer debt of over 4 - 6 % (depending on its nature), you should consolidate your existing high interest debt onto a 0 % card and use available credit as your emergency fund whilst saving to pay down the borrowed amount before the end of the debt period.

If you have existing debt with high interest rates (credit cards / store cards), consolidate your existing debt onto an interest free credit card (with a long term interest - free rate and the smallest transaction fee possible) before you start your pay down.

If an existing bond receives a downgrade in its credit rating, it is less appealing to investors and they will require a higher interest rate to invest, which, again, occurs through a lowering of the bond price.

Mississippi consumers with a high credit score can use this option to pay off all of their existing accounts and get a new low - interest loan to pay back.

Warning: Bad credit debt consolidation loans do exist in Utah, but the companies offering these loans will charge you astronomically high - interest rates and fees.

First, 0 interest credit cards are a great way to stop high interest charges on your existing credit card debt.

When you transfer your existing credit card debt to a card with an intro 0 % APR offer, you can stop accumulating high interest for a period of time.

Therefore, we concluded that if you have consumer debt of over 4 - 6 % (depending on its nature), you should try to consolidate your existing high interest debt onto a 0 % card and use available credit as your emergency fund whilst saving to pay down the borrowed amount before the end of the debt period.

A balance transfer may allow you to move existing balances from a high interest card to a credit card with a low intro APR on balance transfers.

If you have existing credit card debt and you're looking to transfer your high - interest balances, the Chase Slate Visa and the BankAmericard Cash Rewards card all facilitate getting the job done with introductory zero - fee balance transfers.

0 % introductory APR credit cards can give cardholders the chance to save money on interest, gear up for a large purchase, or transfer existing debt from a higher - interest credit card

It undermines existing state - level consumer - protection standards that are in place and federal standards that are in development, and may in fact guide homeowners toward more risky financing solutions, such as high - interest rate credit cards, that lack such standards.