You should be able to add a rider to
your existing policy on the policy renewal date.
You could attempt to review
your existing policy on your own, but the smart idea is to contact a knowledgeable, independent insurance agent in the Trusted Choice ® network.
Your existing policy on another vehicle should cover your new car for four to 14 days, so you don't need to change your policy before you purchase the car.
If someone made an internal complaint and the company dealt with it internally, there is
an existing policy on companies getting «credit for co-operation.»
The situation might be that a driver only has a provisional licence and doesn't have someone travelling with them; they may have no driving licence; the car may have been lent to another party without the insurer being notified; in these circumstances the insurance company who have
the existing policy on the car will settle the claim (but look to the party responsible for covering their costs).
Earlier this year, the university's administration asked the U of T Faculty Association (UTFA) to consider amending
the existing policy on appointments.
Krugel advises integration of a wearables policy into a company's
existing policies on privacy, confidentiality, competition or solicitation.
The council's vice-chairman, who is also the Kebbi State Governor, Atiku Bagudu, later told State House correspondents that the council would strengthen
all existing policies on food security including policies on trade, agronomy, national planning and national security.
The Regroupement says it met this week with city of Montreal officials in an effort to change
existing policies on animal control.
What issues or challenges do charities encounter with
the existing policies on charities» political activities?
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses
on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect
on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions
on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under
existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact
on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact
on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns
on pension plan assets and the impact of future discount rate changes
on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco
on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted
on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence
on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments
on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest
on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government
policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Deep
policy divisions appear to
exist between the business and labor groups: The report cites the «majority» of members preferring to focus
on issues outside trade deficits in favor of a «mutually beneficial» trade deal, sentiments to which the labor union representatives dissent in favor of promoting U.S. investment and jobs.
«Reclassification, even if successful, would resolve no
existing problem and would almost certainly end the massive private investment in Internet infrastructure that has gone
on since 1996, when Congress created a light - touch regulatory environment for Internet access and related services,» Larry Downes, an Internet industry analyst and a director at Georgetown's Center for Business and Public
Policy, says.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies»
existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade
policies or the U.K.'s pending withdrawal from the EU,
on general market conditions, global trade
policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted
on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition
on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger
on the market price of United Technologies» and / or Rockwell Collins» common stock and / or
on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
But that long history of data
on past catastrophes does not
exist in the cyber insurance
policy world, says Stephen Boyer, the CTO and co-founder of risk - rating company BitSight, a company that assesses company risk for cyber
policies written by AIG, Travelers, and others.
In it, he wrote, «Task Force subcommittees will also undertake a review of
existing policies in the areas of charging, sentencing, and marijuana to ensure consistency with the Department's overall strategy
on reducing violent crime and with Administration goals and priorities.»
As it currently stands, that means companies will have to re-obtain consent from all their
existing users for all the data they are currently storing
on them, no matter how old, according to several analysts and
policy experts.
As board member Fred Wilson notes in a blog post supportively commenting
on the new
policy: «Etsy is a global company with significant operations in countries with parental leave regulations that are more generous than what
exists in the US.
Also make sure your deal allows you to take over the seller's
existing insurance
policies on an interim basis.
The
policy that councillors will vote
on won't immediately decrease the city's number of payday loan businesses to 15 to match its number of wards because it will grandfather in
existing companies, but will prevent new ones from opening, said Tom Cooper, the director of the Hamilton Roundtable for Poverty Reduction.
The helicopter drop is the transfer payment that the BoJ is making to banks
on their
existing reserves, which is unnecessary in conventional monetary
policy: it is neither a regulatory requirement nor an interest rate which affects market rates.
It has done so by introducing three distinct interest rates
on reserves: required reserves — which banks must hold — these are paid zero, and are relatively small in quantity;
existing reserves — these are now paid 10bps; and a new third tier — a «
policy balance» which will be paid minus 10bps.
Chair Yellen, relying heavily
on research by David Reifschneider using the FRBUS model, comes to the relatively serene conclusion that by using forward guidance and QE
policies — or LSAP (Large Scale Asset Purchases) in Fed parlance, the Fed will likely able to respond adequately to the next recession with its
existing tool kit.
If there is only one financial expert
on the audit committee, that individual is likely to bear most of the burden of assessing new or
existing accounting
policies.
On Tuesday, Arizona's director for
policy and communications at the state's department of transportation, Kevin Biesty, said
existing regulations were sufficient and that the state had no immediate plans to issue new rules.
In this regard, Relay Ventures»
policy applies to all workers and extends to and includes all persons with whom a worker is engaged in a working relationship
on behalf of the Firm, including all persons associated with a former,
existing or potential portfolio company investment, or where any working relationship
on behalf of the Firm may otherwise be involved.
The ECB's monetary
policy in September was a non-event, with the governing council neither making any changes to the
existing policy nor adding new ones as they voted to leave interest rates and non-monetary
policies on hold.
In addition to his dovish stance
on monetary
policy, described by Trump as a «low - interest - guy» Powell is also an advocate of reducing the level of
existing banking regulation, the Dodd - Frank rules in particular.
From time to time over the past year, the Bank has considered whether further restraint was required, but
on balance concluded that
existing policy settings remained appropriate, particularly given the restraint also being applied by the high exchange rate.
«This strategy will identify gaps in
existing policies and programs and propose evidence - based initiatives that will focus
on the prevention and elimination of veteran homelessness,» Gauthier said in an email.
In the institutional setting that has
existed since the mid 1980s, monetary
policy is a much more «hands
on» experience for the Bank than it could ever be for the Treasury.
Bitcoin said
on its homepage
on July 29 that «senior members of the Foreign Exchange Administration and
Policy Department advised that due to lack of
existing applicable laws, capital controls and the fact that Bitcoin straddles multiple financial facets Bitcoin activities are illegal in Thailand.»
Competition spread more openly to the market for
existing borrowers in mid 1996 when banks cut the interest rate
on standard variable - rate loans independently of any effect
on funding costs from a change in monetary
policy.
The Board recommends a vote AGAINST a stockholder proposal seeking to have us adopt a
policy requiring that senior executives retain a significant percentage of stock acquired through equity pay programs until reaching retirement age because our
existing stock ownership guidelines and other compensation
policies already effectively facilitate significant stock ownership by our executives, and establishing holding requirements based
on a particular retirement age would not be in the best interests of our stockholders.
Women are afraid that they will not be able to publish in competitive fields at the same rate as their childless colleagues; they are afraid that as new mothers they will no longer be taken seriously as scholars; and they are afraid to take advantage of
existing family leave
policies in the event that chairmen and colleagues bristle at having to take
on additional courses and other work when a new mother takes maternity leave.
These convictions posit the necessity — before a church lobby can
exist, before the mobilization of opinion behind specific
policies can be achieved — to create a process for broadening and deepening public debate
on urgent questions.
Over at Cato, Julian Sanchez has written a post about how the aftermath of healthcare reform could reveal faultlines in
existing political coalitions and trigger realignment: There's no intrinsic commonality between, say, «left» positions
on taxation, foreign
policy, and reproductive....
«Some of the most intense and sharpest divergence of views about Don't Ask, Don't Tell
exists among the chaplains,» states the Pentagon report, released last week,
on the potential impact of repealing the
policy.
For Byrne Dairy and other producers, the Canadian dairy industry's trade
policies are
on top of an
existing oversupply of milk.
Guidance Materials: The Board of Education has produced a Model Wellness
Policy (2012) based
on science, research, and
existing practices from exemplary states and local school districts around the country.»
Have Baby Will Travel has been online for over five years, and while we've helped thousands of parents and family members with tips about flying with a baby, it's always been via navigating
existing policies regarding kids
on planes.
No word yet
on when the
policy change will go into effect, or how
existing troops will implement it.
I don't think the point of this
policy is to shame moms and starve babies, I think it's to try to turn the tables
on existing policies that undermine breastfeeding efforts and make it MORE difficult for even the most motivated moms to begin a successful breastfeeding relationship.
Find out who is
on the wellness committee, read through your school's
existing policy (the law went into place in 2006 and the
policy has to be re-written every few years), and find out if your school system is following the
policy.
The new handbooks consist of a volunteer job description, touch
policy, inclement weather procedures and a volunteer agreement,
on top of the
existing material for NYSCA training.
In this chapter, we focus
on recent research related to home visitation programs» identification and response to maternal depression, identify gaps in this
existing research, and provide recommendations for the practice and
policy community
on addressing maternal depression within home visitation.
«Building
on a well - established knowledge base more than half a century in the making, recent advances in the science of early childhood development and its underlying biology provide a deeper understanding that can inform and improve
existing policy and practice, as well as help generate new ways of thinking about solutions.
CWLA's
policies and standards are consistent with
existing research
on outcomes of children raised by gay, lesbian, or bisexual parents.
The results of a study
on state high school athletic association
policies for managing sport - related concussions revealed that concussion education
policies for more than 70 % of high school athletic directors did not
exist (Miller & Ammon, 2017).
I have nursed my 17 mth old
on dozens of flights since he was 7wks old, and thankfully haven't had any incidents, but knowing what the
policy is, if even it
exists, is great information!