Sentences with phrase «expect loan risk»

Not exact matches

Breslow added, «Looking ahead to 2018, we expect to drive double digit loan growth due to our strong customer demand, disciplined risk management and focus on scaling responsibly.

On Monday, Moody's Investors service said it expected U.S. new vehicle sales to dip in 2017 and warned of a «significant credit risk» for auto lenders as competition for loans intensifies.

In addition to the concern about lenders» strong incentives to offer predatory loans, they argue that such «teaser» payment loans have the risk of boosting housing bubbles as they are popular with both borrowers and lenders, who expect housing prices to continue to rise during bubbles.

Looking at the following yield - to - risk tradeoffs, we expect that if the signals for bank loans and S&P 500 buy - write remain consistent, bank loans will become our 3rd largest holding, at just under a 20 % weight, behind mortgage REITs and preferreds.

The longer we wait to restructure debt, to swap debt for equity, and to expect those who made the loans bear the losses as well, the more we risk allowing this downturn to become uncontrollable and unfathomably costly to the public.

When you decide to apply for a new private student loan, or refinance your existing federal and private student loans, you can expect to have your credit history and credit score checked by the lender to ensure you are a good credit risk...

Bad Credit Student Loans for High Risk Students College costs nowadays are through the roof and are only expected to rise in the future.

It can be expected that approving personal loans, despite bad credit being a feature on the application, carries with it quite a large risk.

These changes are expected to reduce FHA risk and will likely make it more difficult for some borrowers to qualify for FHA home loans.

Be aware, though, that unsecured debt consolidation loans would be lower regarding how much cash you can expect to receive, because the lender is taking a greater risk with no assets to reduce the loss should a borrower default.

However, unsecured loans also expose the lenders to more risk, so expect to pay a higher interest rate if you obtain this type of loan.

«The results indicate that given the same credit risk (i.e., for borrowers with the same expected delinquency rate), consumers would be able to obtain credit at a lower rate through the LendingClub than through traditional credit card loans offered by banks.»

The fixed rate mortgage is a great loan for those who anticipate keeping their houses for the foreseeable future, prefer to avoid risk, and don't expect any major increase in income.

Contraction risk For mortgage - related securities, the risk that declining interest rates will accelerate the assumed prepayment speeds of mortgage loans, returning principal to investors sooner than expected and compelling them to reinvest at the prevailing lower rates.

Assuming the loans perform as expected, this option will net roughly 3 percent profit, or $ 3,000 for the year (note that this amount could be 1 to 4 percent higher if I invest in riskier loans, but the additional risk to «borrowed money» principal is too great in my mind).

Credit risk means ta company may not repay a loan, possibly because it expected to use future cash flows toward the debt and did not generate the cash it expected.

FHA is expecting the tide of foreclosures to increase due to findings that mortgage loans are most at risk of foreclosure during the second and third year of their terms.

Lower the price of the car then I will buy it, don't give a fake loan to some guy who will never pay it back so you can get away with selling it at the price you want and expect the government to back up the risk you just took.

Starting off with loans for students, credit scores aren't checked because most students are not expected to have a credit history, so it wouldn't be that useful in assessing risk.

Rating agencies are taking action in response to their view of the increased risk that certain FFELP ABS bonds will not be paid in full on their legal final maturity dates as a result of slower than expected repayment rates on FFELP student loans.

«Yet it does represent a long - term risk if the savings prove greater than expected or if the enterprises see this as a safer way to obtain congressionally required mortgage insurance on loans with less than 20 % borrower equity.»

For a CMO, the risk that declining interest rates may accelerate mortgage loan prepayment speeds, causing an investor's principal to be returned sooner than expected.

For mortgage - related securities, the risk that declining interest rates will accelerate the assumed prepayment speeds of mortgage loans, returning principal to investors sooner than expected and compelling them to reinvest at the prevailing lower rates.

This enables the lender to calculate the expected earnings of their risk (loaning you the money), as well as establish a timeline for when the loan will be repaid in full.

Absolutely expected given my risk tolerance, reflected by my current weighted - average of 18.00 %, there will be more charged off and late loans to come.

Requires CEDA's Administrator to: (1) establish an expected loan loss reserve; and (2) use a portfolio investment approach to mitigate risk and diversify investments across technologies and limit to 30 % the amount of financial assistance provided to any one technology.

Thirty - four percent predict no change and 5 percent expect risk retention to increase loan availability.

Expect this to cost a couple thousand at a minimum, probably wrapped up in the loan amount, with risk for an increased rate.

We provide a borrower with the ability to borrow on underwriting criteria not available through institutional lenders; hence our investors are able to receive much higher yields than one would expect given the low level of risk associated with real estate secured loans.

Some of the specific tweaks I did to achieve much higher than expected results (note that these do come with risks): — Instead of 30 yr fixed, I went with 5 yr ARM loans allowing minimum payment: This allowed me to get financing at 2.5 % and improving cash flow quite a bit.

In 2014, more respondents expect loans to be «medium» to «somewhat high» risk (89 percent).