Sentences with phrase «expectancy set»

If it is found that the borrower has not demonstrated willingness or ability to meet financial obligations, then the mortgagee must require a «Life Expectancy Set - Aside».

Calculating the life - expectancy set - aside requires estimating how much the cumulative property taxes and insurance will cost during the life of the youngest borrower.

When a senior takes out a reverse mortgage, the lender creates a life expectancy set - aside account that covers property taxes.

See «Home Equity Conversion Mortgage Program's Mandatory Obligations, Life Expectancy Set - Aside Calculation, and Purchase Transactions,» HUD 2013 Mortgagee letter, document number 13 - 33 at www.hud.gov.

If your financial assessment determines that you may need to put money into a Life Expectancy Set Aside to uphold these responsibilities, that money will also be taken out of your proceeds and will affect the final amount you are able to use at your discretion.

If it is found that the borrower has not demonstrated willingness or ability to meet financial obligations, then the mortgagee must require a «Life Expectancy Set - Aside».

• Credit history documentation • Income verification • Asset verification • Property charge verification • Residual Income Analysis • Documentation of extenuating circumstances or compensating factors • Calculations for life expectancy set asides • Residual Income shortfall set asides

Not exact matches

But combining longer life expectancy with low interest rates means that a person starting to save today would have to set aside much more to generate the same retirement income as a person who began saving 25 years ago, if both wished to retire at the same age.

«Stretch out» distributions may be limited when a trust has more than one beneficiary because minimum distributions are set by the life expectancy of the oldest.

As it turned out, of course, Asia more than doubled in size and set off a new industrial revolution whose impact on human welfare has been of revolutionary proportions by virtually any measure: infant mortality, literacy, life expectancy, caloric intake, etc..

A good golf cart nowadays costs about $ 1,200 new and has a life expectancy of five years if properly maintained During that time it will need only one new set of the six - volt, 170 - ampere batteries that power its one - to 1 1/2 - horsepower motor (the batteries must be recharged after every round of golf at a cost of about 56 for juice).

To illustrate potential mutation - specific effects on absolute cancer risks, we used the hazard ratio estimates to derive approximate absolute risks and 95 % confidence intervals, based on published estimates for the overall risks of breast and ovarian cancer by age 70 years.26 These estimates are for illustration and do not represent absolute risk estimates that would be required in a genetic counseling setting, as they do not account for noncancer outcomes that may influence a woman's life expectancy, the effects of family history, and nonrandom ascertainment of mutation carriers in this sample and depend on assumptions about the prevalence of different mutation classes in the population.

The book is based on Bandura's theory that those with high self - efficacy expectancies — the belief that one can achieve what one sets out to do — are healthier, more effective, and generally more successful than those with low self - efficacy expectancies.

«Stretch out» distributions may be limited when a trust has more than one beneficiary because minimum distributions are set by the life expectancy of the oldest.

For example, you would probably be hard pressed to find a buyer of a term policy set to expire in 3 years if your life expectancy is 5 years or more.

You can elect to withdraw the assets as a lump sum and be taxed on the entire value of the fund or you can set up a minimum distribution schedule based on your life expectancy.

The goal of collecting and calculating these stats should be to find ways to maximize your expectancy (pips or dollars gained per trade), set the correct position size per trade, and determine the trading conditions best suited for YOU!

There are some quirks: for one, I didn't set it up to solve the inverse problem (given spending and life expectancy, calculate the investment nest egg needed).

Insurers determine future payments based upon the life expectancy of the annuitant, so you should consider setting payments for your beneficiary based upon a longer life expectancy if you want regular payments in the future.

Finally, account owners must begin making at least required minimum withdrawals, which are set by the IRS using a life expectancy table, when the account owner turns 70 1/2, unless he or she is still employed.

Harbor seals in aquarium settings often live far beyond their natural life expectancies in the wild, but like aging people, they can suffer from similar chronic medical conditions like cataracts.

Harbor seals in aquarium settings often live far beyond their natural life expectancies in the wild, but like aging people, they can suffer from similar...

and then your second set of stats just drive this fact home by showing nothing but large breeds as having SHORT life expectancies.

The label should be made with the life expectancy and the typical setting of the product in mind.

This reminds me of how the social security «retirement age» was set in the 1930s at 65... because 65 was the life expectancy at the time.

Lawyer Monthly wanted to hear your thoughts on this matter, and set out to hear from various professionals worldwide on what the legal implications, expectancies and conclusions might be in relation to the GUG economy; here's what they had to say.

Universal life is considered permanent life insurance, yet it actually has an expiration date that's usually set past most life expectancies.

Insurers determine future payments based upon the life expectancy of the annuitant, so you should consider setting payments for your beneficiary based upon a longer life expectancy if you want regular payments in the future.

Usually providers consult risk and life expectancy tables to set preliminary rates.

Battery life: Approximately 24 hours (with lighting)(Life expectancy of the battery depends on its usage settings)

When the reader knows you have earned a relevant credential, you set up a positive expectancy.

Set goals and estimated life expectancy of benefits achieved, defined and articulated value proposition to firm and external marketplace, and negotiated contract terms and conditions.

The Government has set national targets across six areas, including closing the life expectancy gap within a generation.

Setting six «Closing the Gap» Targets, including to achieve Aboriginal and Torres Strait Islander life expectancy equality within a generation, and to halve the Aboriginal and Torres Strait Islander under - fives mortality rate gap within a decade; and

The Council of Australian Governments (COAG) has set a target of closing the life expectancy gap between Aboriginal and Torres Strait Islander and other Australians within a generation (see Overcoming Indigenous Disadvantage: Key Indicators 2011, available at www.pc.gov.au).

This theory points to the importance of using strategies that increase parental self - efficacy and that create favourable outcome expectancies, which in turn increase parents» behavioural intentions, their setting of personal performance standards and their self - evaluation of their performance.

The Close the Gap coalition today presented the federal government and Opposition with a set of National Indigenous Health Equality Targets to address the 17 - year life expectancy gap between Indigenous and non-Indigenous Australians.

As outlined in Chapter 1, New Zealand Maori life expectancy over the past two decades can be usefully compared to the gains made by Aboriginal and Torres Strait Islander peoples to assess the latter's progress, as set out in Table 5.

The amount of the set - aside will be based on the life expectancy of the youngest borrower.

The amount of money set - aside is largely determined by the borrower's age and life expectancy.