Sentences with phrase «expectancy than term insurance»
If you wish to opt for a plan that covers beyond your life expectancy than term insurance may not be a wise solution as term insurance plans are designed to be temporary.
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Whole life premiums are much higher than term insurance premiums, but because term insurance premiums rise with increasing age of the insured, the cumulative value of all premiums paid under whole and term policies are roughly equal if the policy continues to average life expectancy.