The median
expected change in the cost of medical care increased slightly by 0.1 percentage point to 9.3 percent.
Not exact matches
Actual operational and financial results of SkyWest, SkyWest Airlines and ExpressJet will likely also vary, and may vary materially, from those anticipated, estimated, projected or
expected for a number of other reasons, including,
in addition to those identified above: the challenges and
costs of integrating operations and realizing anticipated synergies and other benefits from the acquisition of ExpressJet; the challenges of competing successfully
in a highly competitive and rapidly
changing industry; developments associated with fluctuations
in the economy and the demand for air travel; the financial stability of SkyWest's major partners and any potential impact of their financial condition on the operations of SkyWest, SkyWest Airlines, or ExpressJet; fluctuations
in flight schedules, which are determined by the major partners for whom SkyWest's operating airlines conduct flight operations; variations
in market and economic conditions; significant aircraft lease and debt commitments; residual aircraft values and related impairment charges; labor relations and
costs; the impact of global instability; rapidly fluctuating fuel
costs, and potential fuel shortages; the impact of weather - related or other natural disasters on air travel and airline
costs; aircraft deliveries; the ability to attract and retain qualified pilots and other unanticipated factors.
Such factors include, among others, general business, economic, competitive, political and social uncertainties; the actual results of current and future exploration activities; the actual results of reclamation activities; conclusions of economic evaluations; meeting various
expected cost estimates;
changes in project parameters and / or economic assessments as plans continue to be refined; future prices of metals; possible variations of mineral grade or recovery rates; the risk that actual
costs may exceed estimated
costs; failure of plant, equipment or processes to operate as anticipated; accidents, labour disputes and other risks of the mining industry; political instability; delays
in obtaining governmental approvals or financing or
in the completion of development or construction activities, as well as those factors discussed
in the section entitled «Risk Factors»
in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15, 2018.
Yes, there are huge
changes coming
in health care, but should you jump into services where
costs may be higher than
expected and demand, lower than anticipated?
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions
in the industries and markets
in which United Technologies and Rockwell Collins operate
in the U.S. and globally and any
changes therein, including financial market conditions, fluctuations
in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand
in construction and
in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges
in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness
expected to be incurred by United Technologies
in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including
in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including
in connection with the proposed acquisition of Rockwell; (7) delays and disruption
in delivery of materials and services from suppliers; (8) company and customer - directed
cost reduction efforts and restructuring
costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational
changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of
changes in political conditions
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate, including the effect of
changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates
in the near term and beyond; (16) the effect of
changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result
in the imposition of conditions that could adversely affect the combined company or the
expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including
in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted
in their operation of their businesses while the merger agreement is
in effect; (21) risks relating to the value of the United Technologies» shares to be issued
in connection with the pending Rockwell acquisition, significant merger
costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
While I don't believe the project was cancelled because of risks from proposed
changes to GHG policies
in B.C., it's certainly possible that any
change in GHG policy would have a material impact on the
expected costs of liquefaction.
This is an insane
cost to businesses, affecting everyone from Merrill Lynch to Walmart, and it's only
expected to increase with the pending
changes in overtime legislation.
For example, the
expected timing and likelihood of completion of the proposed merger, including the timing, receipt and terms and conditions of any required governmental and regulatory approvals of the proposed merger that could reduce anticipated benefits or cause the parties to abandon the transaction, the ability to successfully integrate the businesses, the occurrence of any event,
change or other circumstances that could give rise to the termination of the merger agreement, the possibility that Kraft shareholders may not approve the merger agreement, the risk that the parties may not be able to satisfy the conditions to the proposed transaction
in a timely manner or at all, risks related to disruption of management time from ongoing business operations due to the proposed transaction, the risk that any announcements relating to the proposed transaction could have adverse effects on the market price of Kraft's common stock, and the risk that the proposed transaction and its announcement could have an adverse effect on the ability of Kraft and Heinz to retain customers and retain and hire key personnel and maintain relationships with their suppliers and customers and on their operating results and businesses generally, problems may arise
in successfully integrating the businesses of the companies, which may result
in the combined company not operating as effectively and efficiently as
expected, the combined company may be unable to achieve
cost - cutting synergies or it may take longer than
expected to achieve those synergies, and other factors.
As a result, we
expect that firms would not make structural
changes in how they operate
in response to the ON RRP, to avoid the
cost of unwinding those
changes when it is discontinued.
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical
costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the
expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or
changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation
in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected
costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed
in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
A two - day Federal Reserve policy meeting ended Wednesday with no
change in rates, as
expected, while the U.S. central bank said inflation had «moved close» to its target, leaving it on track to raise borrowing
costs in June.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those
in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret
changes in consumer preferences and demand; the Company's ability to drive revenue growth
in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility
in commodity, energy and other input
costs;
changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's
cost savings initiatives;
changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy;
changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company
in the
expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions
in the nations
in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility
in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events
in the locations
in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law
changes or interpretations; and other factors.
The Fed policy meeting ended with no
change, as
expected, while the central bank expressed confidence a recent rise
in inflation to near target would be sustained, leaving it on track to raise borrowing
costs in June.
The assumption was that Anthem
expected medical equipment suppliers and manufacturers to absorb this
cost change for customers, significantly reducing
costs while allowing the insurance company to remain
in compliance with federal regulations.
Unlike most states, New York shares its portion of Medicaid
costs with the counties, and the trend lines should concern every taxpayer: With federal economic stimulus funds running out and federal health insurance
changes, 16 million more Americans are
expected join the 60 million now enrolled
in Medicaid by 2014.
long
cost / benefit analysis, which not only include loss of arable land but rather shifting it further towards pools (
in my country, unless there is an awful
change in sea currents, one could actually
expect longer vegetation season)
Labour is facing a funding problems because of the
changes to trade union political levy rules
in the trade union bill which are
expected cost the party a whopping # 6m a year.
This
change is
expected to save $ 100,000
in overtime
costs annually.
Higher electricity bills and property losses are among the
costs that climate
change is
expected to exact
in the U.S.
in the next 25 years, according to a bipartisan report
Based on historical earthquakes
in and around Nepal and then using the
change in values of buildings and intensities seen
in this event we can
expect around a $ 3 billion to $ 3.5 billion loss and around a $ 5 billion to $ 5.5 billion replacement
cost.
This study uses the large
change in expected college tuition
costs caused by the surprise announcement of the Kalamazoo Promise's tuition subsidies to measure the Promise's short - term effects on student achievement and behavior.
The 2013 - 2014 school hours webpage shows Fivay High now begins at 8:30 a.m. Several middle schools have advanced start times.The 2013 - 2014 school hour schedule
changes are
expected to save the district $ 800,000 to $ 1 million
in busing
costs.
CPS issued a statement
in which schools chief Barbara Byrd - Bennett renewed Emanuel's call for
changes to teacher pensions, which are
expected to
cost the district nearly $ 700 million next year.
This particular
change is
expected to save Connecticut as much as $ 1 million dollars
in test implementation
costs.
In a bid to keep the
costs as low as possible, minimal to no sheet metal
changes are
expected.
Of course, the
change of chipset was
expected considering Texas Instruments has now stopped making mobile processors, but the presence of a flagship class processor
in a relatively low -
cost product will really ruffle some feathers back at Mountain View and Cupertino.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions
in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases
in labor
costs, possible increases
in shipping rates or interruptions
in shipping service, effects of competition, possible risks that inventory
in channels of distribution may be larger than able to be sold, possible risks associated with
changes in the strategic direction of the device business, including possible reduction
in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized
in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation
costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases
in merchandise, component or occupancy
costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the
expected benefits for the parties or impose
costs on the Company
in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the
expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained
in, the delayed filing of, and the material weakness
in internal controls described
in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed
in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the
expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed
in detail
in Item 1A, «Risk Factors,»
in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and
in Barnes & Noble's other filings made hereafter from time to time with the SEC.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions
in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases
in labor
costs, possible increases
in shipping rates or interruptions
in shipping service, effects of competition, possible risks that inventory
in channels of distribution may be larger than able to be sold, possible risks associated with
changes in the strategic direction of the device business, including possible reduction
in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized
in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation
costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases
in merchandise, component or occupancy
costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the
expected benefits for the parties or impose
costs on the Company
in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the
expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained
in, the delayed filing of, and the material weakness
in internal controls described
in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed
in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the
expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed
in detail
in Item 1A, «Risk Factors,»
in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and
in Barnes & Noble's other filings made hereafter from time to time with the SEC.
Traditional equity loans come with fixed rates that do not
change over the life of the loan, so you can
expect the same
cost for principal and interest each month, though
changes in taxes may affect the total monthly payment.
«Housing shortages are the rule
in most states and there's no reason to
expect anything to
change this year... There are essentially two major consequences of a persistent housing shortage: a continuing steep rise
in housing
costs and people needing to double or triple up to afford a home,» Yun wrote
in a recent blog post.
If you're going to invest
in or borrow using complex instruments that amortized
cost accounting can't deal with, you should
expect the accounting regulations to
change.
Unless it has
changed a lot very recently, basic economics tells us that a relatively free, largely unregulated marketplace can not be
expected to consider all key factors or lead to outcomes that are responsible with respect to all key factors (for example, atmospheric concentrations of carbon dioxide) unless those factors are represented
in costs and correspondingly
in prices.
Another report by the German Institute of Economic Research concluded that «If climate policy measures are not introduced, global climate
change damages amounting to up to 20 trillion US dollars can be
expected in the year 2100... The
costs of an active climate protection policy implemented today would reach globally around 430 billion US dollars
in 2050 and around 3 trillion US dollars
in 2100.»
The state's Public Utilities Commission is
expected to review the net metering rules
in 2018, and it is almost certain that the utilities will continue to push for policies that will increase
costs and reduce benefits for solar providers, while improving the bottom line for dirty and climate
change inducing fossil fuel facilities.
The solar panels will provide 20 percent of the center's power and will be backed up with a new battery system for emergency power during a grid outage, officials said, adding the
change is
expected to save the city $ 3,000 annually
in power
costs.
[x]
In contrast, climate
change can be
expected to cause massive increases to the
cost of living, particularly food prices.
The up - front investments are expensive, but savings will begin to exceed those
costs by 2040, and even sooner if oil prices rise faster than
expected, or if we factor
in the
costs of climate
change and the impact of burning fossil fuels on public health.
Consistent with the theory of loss aversion, investment
costs and their associated risks have been shown to be of greater importance
in decisions to fund projects that mitigate climate
change than focusing on the
expected returns associated with the investment.
For most of them,
costs have declined over the last decades and the authors
expect significant technical advancements and further
cost reductions
in the future, resulting
in a greater potential for climate
change mitigation.
A research initiative that mapped decisions by town managers
in Maine to sources of climate information, engineering design, mandated requirements, and calendars identified the complex, multi-jurisdictional challenges of widespread adaptation for even such seemingly simple actions as using larger culverts to carry water from major storms.116 To help towns adapt culverts to
expected climate
change over their lifetimes, the Sustainability Solutions Initiative is creating decision tools to map culvert locations, schedule maintenance, estimate needed culvert size, and analyze replacement needs and
costs.
Among the economic
costs climate
change is
expected to enact on the United States over the next 25 years are: $ 35 million
in annual property losses from hurricanes and other coastal storms, $ 12 billion a year as a result of heat wave - driven demand for electricity, and tens of billions of dollars from the corn and wheat industry due to a 14 percent drop
in crop yields.
The impacts of harmful algal blooms (HABs)
in the Great Lakes are being assessed using a range of economic metrics capturing the loss of services provided by the lakes (e.g. increased drinking water treatment
costs, property value losses, beach closures), as well as the direct effects of toxic microcystin on public health (Bingham et al 2015, IJC 2013)-- such events are
expected to increase
in frequency and severity
in a
changing climate (Michalak et al 2013).
He said the increase is being driven by rapidly falling
costs for renewable energy and
expect the trend to continue as renewables become ever more competitive and as countries move to achieve the targets pledged
in a global climate
change deal agreed
in Paris
in December.
In both cases, there is substantial uncertainty about the things we most care about and in fact, in the case of climate change, Martin Weitzman's Dismal Theorem concludes that calculations of the expected economic cost of climate change are dominated by the mathematical details of the low - probability / catastrophic - consequence tail of the probability distributio
In both cases, there is substantial uncertainty about the things we most care about and
in fact, in the case of climate change, Martin Weitzman's Dismal Theorem concludes that calculations of the expected economic cost of climate change are dominated by the mathematical details of the low - probability / catastrophic - consequence tail of the probability distributio
in fact,
in the case of climate change, Martin Weitzman's Dismal Theorem concludes that calculations of the expected economic cost of climate change are dominated by the mathematical details of the low - probability / catastrophic - consequence tail of the probability distributio
in the case of climate
change, Martin Weitzman's Dismal Theorem concludes that calculations of the
expected economic
cost of climate
change are dominated by the mathematical details of the low - probability / catastrophic - consequence tail of the probability distribution.
In June 2008, Stern increased the estimate for the annual
cost of achieving stabilization between 500 and 550 ppm CO2e to 2 % of GDP to account for faster than
expected climate
change.»
(trouble is 35 is for carbon dioxide concentration, and 65 is for forcing, so if that's the calculation it was indeed a typo
in a spreadsheet) Actually CO2 as a percentage of all radiative forcing would be: 43/65 * 100 = 66 % You messed up the link (I think) so that it actually leads back to this page rather than the FAQ section http://illconsidered.blogspot.com/2006/02/whats-wrong-with-warm-weather.html Never mind, as you know, I don't think the
costs imposed by that
change are large, not as long as sea level rise is only 50 cm over a hundred years (and the midpoint for the scenarios I consider most policy relevant, ie those excluding lots of coal burning after 2050, is somewhat lower still) and the
change in «weather extremes» largely amounts to nothing more than what would be
expected from moving south a few hundred kilometres.
But the Pleasant Prairie closing also highlights the issue of stranded
costs, a dilemma increasingly arising when coal and nuclear plants close down before
expected because of rapid
changes in energy markets and technology.
Compounding this challenge, the technology and
cost of conservation and generation have
changed over time and are
expected to
change in the future.
Frankly, the legal practice is a Microsoft world, and I don't
expect to see that
change dramatically
in 2007, but given the complexity and potential
costs of moving to new Microsoft versions, we will see greater attention on non-windows options.
According to the government, the
change in rules is not
expected to result
in any additional
cost to the government, since there is no actual increase
in the monetary value of parental leave benefits.