Sentences with phrase «expected living costs»

You can estimate your «personal inflation rate» by looking at your expected living costs in retirement.

Not exact matches

When it comes to saving for retirement, we are facing all kinds of risks, from skyrocketing healthcare costs to running out of money because we're living longer than we expected.
If your excuse for neglecting your retirement savings is that you don't really need that much money to be happy or you expect your cost of living to drastically decrease, you could be setting yourself up for a big disappointment when you finally say goodbye to the paycheck.
Choosing a place to retire... or a place to really live — better than you ever expected — shouldn't just be about the low cost of living or the great healthcare or even about the gorgeous scenery and the great climate.
Since Living Goods expects its cost per CHP to decline as it scales, it is more conservative to only include costs and benefits for the next 1 - 3 years than it is to include all 5 years.
Thanks to the low - cost nature of those wells, the company expects to deliver 20 % compound annual production growth through 2019 while living within cash flow around current oil prices.
This excludes many costs that Living Goods expects to incur regardless of the number of CHPs it supports, namely, U.S. headquarters costs and the costs of supporting the partnership team.
Living Goods told us that it expects this new smartphone system to reduce its costs of data collection and provide better monitoring and customer data, as well as make it easier for Living Goods to follow up and spot check agent - registered treatments and pregnancies.40
PSI Myanmar will pay Living Goods over three years for its work, which Living Goods expects to cover most of its costs for the project.53
In both 2012 and 2013, Living Goods fully recovered the cost of goods (and made a margin — see third table below), and it expects to in 2014 as well.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company in the expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other factors.
If you expect to live somewhere unlikely to be the scene of a shooting, it will cost a lot more.
Studies have increasingly indicated that many baby boomers have no financial plan in place to protect themselves against outliving their assets and the rising cost of health care should they live longer than expected.
After the time when everybody was expected to believe and to not believe might have cost you your life?
After that, great things were expected of LeMond, but a serious accident in 1987 nearly cost him his life.
The breakthrough came when someone introduced me to this wonderful, great spell caster who eventually helped me out... I have never been a fan of things like this but just decided to try reluctantly because I was desperate and left with no choice... He did special prayers and used his power... Within 4 days my husband called me and he said he was sorry for all the emotional pains he had cost me, moved back to the house and we continue to live happily and our kid is happy too and we are expecting our second child... I have introduced him to a lot of couples with problems across the world and they have had good news... Just thought I should share my experience because I strongly believe someone out there need's it... You can email him through his email.
They expected that [the Iraq war] would be much shorter, with a relatively lower cost in terms of lives lost, which is why the President's popularity has remained so low, for so long.»
Our mood of the nation study at the turn of this year showed 6 out of 10 feel pessimistic about the economy generally with 87 % expecting the cost of living to rise this year.
On the eve of President Obama's budget presentation, a Western New York Republican joined the AARP in criticizing an expected decrease in the amount paid out in Social Security benefits by restructuring cost of living adjustments.
The renovations will be complete by 2022 and are expected to save NYCHA roughly $ 5 million a year in energy costs, according to the mayor's office, but Bronx Borough President Ruben Diaz Jr. said Wednesday's announcement is a «cold comfort» to the tenants currently living in those buildings since the timeline for the procurement process was not accelerated.
But the IEA's new priorities — aggressively paying down public debt, cutting taxes on the better - off, leaving the EU, relaxing planning laws to promote housebuilding, paving over the railways and tackling the «cost of living crisis» through lower excise duties — can expect a more lukewarm response from the re-installed treasury team.
In exchange for a cost - of - living wage increase, I would expect the contract to include concessions from the unions, for example, less paid vacation days, and increased employee contribution for current and retiree health care costs.
A major election battle ground has now been joined by the three major parties: expect to hear a lot more about the cost of living.
It would have meant starting the first year again and because my second year fees had already been paid it took me over the limit on how many years you're allowed a loan, I'd be expected to self - fund # 9,250 tuition fees and my living costs for the first year of the new course.
In an agreement with the last Labour Government, workers pick up the bill if people end up living longer than expected and pension costs overshoot projections.
An economic slowdown is widely expected by city officials, economists, and budget watchdogs, and the Council's budget response notes the consequences it could have on consumer spending, tax revenue, real estate prices, and cost of living.
The levelized cost is the total cost of installing and operating an energy project over its expected life.
Although matters can sometimes get complicated — the evolution of higher choosiness in one sex can either promote or impede selection for choosiness in the other, depending on the conditions — the researchers find that, if the ecological circumstances are such that individuals spend a large part of their lives searching for mates (e.g., male Mormon crickets, many male spiders), then the cost of choosiness is also high — and individuals can be expected not to be particularly choosy (it takes too much time).
These efforts are expected to yield important results with very positive implications for public health as it can improve the quality of life, as well as help towards reducing healthcare costs.
Guy and colleagues used a Markov model to estimate the expected number of melanoma cases and deaths averted, life - years saved, and melanoma treatment costs saved by reducing indoor tanning.
There's still no solid word on when we can expect Phoenix Labs to fire up their Dauntless Closed Beta test servers for monster hunter hopefuls to fill - but there's a less cost - effective way to squeeze yourself in when they do go live.
Clever attempts to trick Darcy's foot soldiers play out in ways they couldn't expect, and even if they do pay off it might come at the cost of someone's life.
Details of the scheme, which is expected to be ready for pupils applying to go to university next year, have yet to be finalised but could mean students receive around 75 % of their course fees, as well as some living costs, in return for a teaching commitment of between five and seven years.
The first step is that the school will carry out a detailed evaluation of their needs, evaluate the suppliers and consider the total cost of ownership (including training, maintenance, support and expected life span of the product), not just the initial product cost.
The harsh reality is that many educators are expected to overhaul their life in the classroom at the cost of losing a large proportion of their free - time outside of it.
Considering the total cost of ownership (TCO) can help you make a more informed purchasing decision; rather than just looking at the purchase price, TCO looks at the complete cost including the initial purchase price, performance, fit for purpose, warranty / service and support, maintenance, and expected life of the product.
The measure's defeat also isn't expected to renew support for previous voter - approved initiatives 728 and 732 — aimed at class - size reductions and cost - of - living pay increases for teachers, respectively — which were suspended by the Legislature last year.
GOP supporters note this year's average is expected to top $ 50,000 for the first time and say the national ranking would be higher if cost of living were factored in.
The two cars you are referring to are so mechanically similar that there is no meaningful distinction, going forward, as to cost of repair or expected remaining service life.
Its next variant is expected to sport retina display panels though there are a quite a few issues such as those about cost, the overall weight and thickness of the device, and battery life, all of which have to be factored in to create an upgraded device.
He doesn't expect to fall head over heels.Sophie McIntyre's life was blown apart by a drug dealing ex who cost her her job and nearly her medical license.
You must factor in again where you will be living, your expected lifestyle, getting help as you age, and the huge costs of healthcare.
A universal life insurance quote calculator gives parents the opportunity to compare premium cost to expected cash values at predetermined periods.
Closing costs are fees paid by the lender, if you do not want to pay all of the closing costs, expect a higher rate which will pay the lender additional interest over the life of the loan.
Since tuition and the cost of living tend to go up to every year, unfortunately, future classes can expect to graduate with a higher amount of debt.
Sourcing Additional Funds Whether for expected or unexpected costs, if the plan makes it clear that you will not have enough to live on down the road your advisor can develop strategies to help meet your financial challenges.
States with a high cost of living and above average taxes such as California or New York cause the true value of $ 100 to be less than expected.
In addition, it is important to keep in mind that the APR spreads all costs associated with the mortgage over the life of the loan, so if you do not expect to keep your mortgage for the entire loan term, the APR will not be a proper representation of the rate for your loan.
Depreciation An accounting procedure that aims to distribute the cost of tangible capital assets, less any expected salvage value, over the estimated useful life of the asset in a rational and systematic manner.
Those low taxes come in handy because, as you might expect from a city of its size, the cost of living in L.A. overall is among the most pricey found in this study.
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