Not exact matches
Even worse, a bigger - than -
expected setback might rattle you so much that you end up selling off much of your stock stake, disrupting your long - term investing strategy, possibly relegating you to
subpar returns and ultimately less retirement income.
Throw in the fact that you are starting to fund an IRA at a time when some experts are predicting
subpar returns — for example, ETF guru Rick Ferri has forecast a 7 % annual long - term
return for stocks and roughly 4 % for Treasury bonds, assuming 2 % inflation — and I think it's fair to say that this isn't a goal you should
expect to reach quickly.