In contrast, most final
expense companies do.
At the same time, most other final
expense companies do give you many rider options.
They have many rider options that other final
expense companies do not offer.
The overwhelming majority of final
expense companies do not impose a penalty for insulin usage.
That's why these final expense companies don't care about it.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the
Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges,
expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of
doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Instead of hedging away from gas, as TransCanada and many other
companies appear to be
doing, it's a bet that gas will play a much bigger role in our energy future, probably at the
expense of oil.
Because they're not employees of the
company, they
do not receive certain benefits, like overtime pay or reimbursement for
expenses like gas or mileage.
So, at the end of the day, are
companies simply flocking to disease areas like oncology, and rare diseases — which have low chances of approval from phase one trials due to their complexities but carry high margins and high rewards if they
do cross the regulatory finish line — at the
expense of other conditions?
You need versatile solutions that you can customize for your
company at minimal
expense, and scale easily to grow as you
do.
In the opinion of the
Company's management, adjusted book value per share is useful in an analysis of a property casualty company's book value per share as it removes the effect of changing prices on invested assets (i.e., net unrealized investment gains (losses), net of tax), which do not have an equivalent impact on unpaid claims and claim adjustment expense re
Company's management, adjusted book value per share is useful in an analysis of a property casualty
company's book value per share as it removes the effect of changing prices on invested assets (i.e., net unrealized investment gains (losses), net of tax), which do not have an equivalent impact on unpaid claims and claim adjustment expense re
company's book value per share as it removes the effect of changing prices on invested assets (i.e., net unrealized investment gains (losses), net of tax), which
do not have an equivalent impact on unpaid claims and claim adjustment
expense reserves.
Wave also lets users separate personal
expenses from business
expenses, a key feature for small
companies where employees often use the same credit card to take clients out for lunch as they
do for buying groceries.
It helps that GSoft doesn't have investors taking magnifying glasses to
expense reports; the
company has been bootstrapped since the beginning.
It's a win - win, because the contractor gets the flexibility of not being tied down to one
company, and the business doesn't have the overhead and the payroll
expenses, and doesn't need the extra space for these people.»
That may be why the
company found that Americans are least prepared to cover medical debt — more than 35 percent don't have a blueprint to pay back what is often a sudden, unexpected
expense.
A spokeswoman
did not respond to Fortune's request for comment and the
company's mention of the
expense in a 2014 SEC filing describes it in vague terms.
We
do random acts of appreciation throughout the year, like taking the whole
company out for ice cream midday or bringing in McFlurrys for everyone in the office... we have breakfast catered every Friday, rebirthdays (celebrations on the anniversaries of hire dates), all the ladies receive flowers on Valentine's Day, parents receive letters on Mother's Day and Father's Day, and so much more... plus, the whole
company is going to Miami for an all -
expenses - paid trip in a month (revenue and nonrevenue producers) for hitting a sales goal.»
If Humana
does not design and price its products properly and competitively, if the premiums Humana receives are insufficient to cover the cost of healthcare services delivered to its members, if the
company is unable to implement clinical initiatives to provide a better healthcare experience for its members, lower costs and appropriately document the risk profile of its members, or if its estimates of benefits
expense are inadequate, Humana's profitability could be materially adversely affected.
While entrepreneurs are known for putting their heart and soul into their
company, they shouldn't
do so at the
expense of the retirement plan.
«I just don't know how Uber can argue with a straight face that as a $ 40 billion dollar
company it can't afford to insure its drivers, pay minimum wage or pay overtime, or be reimbursed for their
expenses.
What this means, according to a
company spokesperson, is that if the driver takes a route that doesn't match the route assumed in the calculation of the upfront fare, what they are paid could differ from the balance of the ride charge left over after Uber's fees to the driver and other
expenses like tolls.
These
expenses don't change, regardless of whether a
company's revenue goes up or down.
«There is no doubt these are real costs — often more substantial than the
expense ratios that are more easy to discover — but fund
companies certainly don't make it easy to discover, and one really has to subscribe to third party research to find these costs.»
Colin Gillis, tech analyst at BGC Partners in New York, said BlackBerry Chief Executive Officer John Chen
did a good job controlling
expenses to boost the
company's cash pile.
Drivers are seeking reimbursement for
expenses including vehicle maintenance and the cost of gas, which the
company does not currently pay for.
But Luijke sees
companies making a focal point of fitness — going out of their way to make sure a stressful, full - time job doesn't come at the
expense of exercise and eating right.
Since reporting rules don't require
companies to
expense goodwill on a systematic basis,
companies may choose to not write down bloated goodwill until the hot - air balloon of inflated value pops, leaving investors to deal with the losses.
BLUE SKY FEES AND
EXPENSES: $ 35,000 A disadvantage of going public on the Nasdaq SmallCap Market, as Multicom discovered, is that state regulators
do not automatically accept the new security for sale by brokers in their own states as they
do with
companies listed on the Nasdaq National Market, the New York Stock Exchange, and the American Stock Exchange.
When possible, you should try to please — perhaps even bending the rules a bit to
do so, as you would when trying to satisfy a customer — but never at the
expense of
doing what you know to be best for the
company overall.
First, the
company has a margin of safety if it
does not have high interest
expenses.
The P / S doesn't take debt into account, nor
company expenses.
Apollo
does protect its investments in troubled
companies at the
expense of its creditors, and it's proud of it, and it'd
do it again.
Though the removal of implied interest
expense increases NOPAT relative to GAAP earnings, it
does not always mean the
company's stock will earn a favorable rating.
In addition, as we grow and as we become a newly public
company, we will incur additional significant legal, accounting and other
expenses that we
did not incur as a private
company.
In the past, business owners didn't pay close attention to their 401 (k) administration fees because they were buried in plan fund
expenses and
did not reduce their
company's bottom line.
The problem with allowing
companies a voice in the political process is that all it really
does is give a handful of
company executives the authority to finance their personal political views at the
expense of their shareholders.
When you sell or license to a
company, you don't have the hassles and
expense of manufacturing, marketing, and distribution.
Her conclusion, as published in the report Villas, Castles and Vacations: How Perks and Giveaways Create Conflicts of Interest in the Annuity Industry: «Kickbacks may benefit the agent and the
company, but they
do so at the
expense of their customers.»
Removing hidden asset write - downs from operating
expenses does not reward
companies for bad investments, it just records the negative impact in a more accurate way.
What history tells us is that petro - economies
do poorly when they allow rent - seekers to capture the resource rents — those rent - seekers may be international
companies looking to profit at the
expense of the locals or they may be locals in one sector looking to profit at the
expense of other sectors.
The
Company does not allocate certain
expenses including corporate costs and overhead, intangible amortization and stock - based compensation to its segments.
If the plan provider is with a relatively inexpensive custodian that uses index funds like Vanguard's or Fidelity's, often these fund
companies will have much cheaper
expense ratios for firms that
do business with them than what an adviser may be able to offer.»
While 1 % of the population is blessed with inheriting enough wealth to comfortably start their
company in the Bay Area, most residents of Planet Earth will have to
do a cost / benefit analysis to determine whether being immersed in tech culture is worth a 5x premium in monthly
expenses.
At least now these options are counted as compensation (although most
companies try to avoid this by using magical terms like «adjusted EBITDA» which essentially
does what GAAP accounting allowed in the 90's — not counting this form of compensation
expense as an
expense).
Managing your
company's accounting may seem like one of the easier things that you
do, so you may not notice how much time you lose keeping track of income and
expenses in an old spreadsheet — or worse, with pen and paper.
Qualcomm has always been a fast growing business that
did not focus on
expenses in the same manner that a mature
company would.
As Durham puts it, because UL policies are paying very low interest rates, some
companies found that their UL policies
did not earn enough credited interest to cover the
expenses of the contracts.
You don't want to be bankrupt at the
expense of what??? He clearly has been a fabulous businessman and was
doing well enough to be able to turn down opportunities that he felt weren't in the best interests of his
company.
The insurance
companies —
DO N'T CARE ABOUT YOUR HEALTH — it's all about cutting
expenses aka denying care — OBAMACARE SUCKS!!!
At the same time, there are also insurance
companies to contend with, many of which will fight and fight hard to ensure that they don't have to pay at their client's
expense, whether said client is at fault or not.