Sentences with phrase «expense insurance instead»

With little need, and expensive life insurance premiums, the majority of seniors then turn to final expense insurance instead.

Not exact matches

During the time you own that property, you'll have to pay for taxes, insurance, maintenance, repairs, administrative costs, and other expenses that can cause negative cash flow, which removes money from your bank accounts, instead of making them grow larger.

My last point and Im out... Throughout our great nations history... we always found a way to fight through national issues and come up with solutions... Giving the problems we have now to people in the 50's and 60's... and they may actually come up with a solution... if you earnestly care about making a change... start at the lowest levels of government... go do something... find out costs... expenses... how to get more health care to people... do things like that... quit waiting on the government to provide all the answers... its not the way this country was founded... and not the way we get through problems... If you or ur family does nt have insurance... get a job that can provide you that... instead of hoping the government will do so... If you or ur family lacks access to education... move to an area that excels at it... education is invaluable... Do something about your problem... and quit waiting for the next big lotto...

Many expenses are simultaneous, instead of being spread out over time, such as the cost of daycare, diapers, auto insurance for teen drivers, or extracurricular activities.

Instead of «loan life insurance,» why not consider a general life insurance policy, which can provide your family a means to handle any of your remaining debts and expenses when you pass; rather than being applied to only one specific loan, general life insurance can be used for any expenses your family needs.

Instead, consider life insurance as coverage for the financial realities of death - funeral expenses, and perhaps money to provide grieving time for your family before they resume or take on work [Again, insurance is coverage against catastrophic loss, not a lottery ticket to provide a windfall when the unfortunate happens].

Final expense insurance greatly differs from life insurance in that it is often a much smaller policy, specifically because it is meant to cover your final costs instead of supporting a family or clearing remaining debts.

If you can't use the apartment for a period of time because of a covered loss, loss of use or additional living expenses renters insurance coverage protects you by covering the cost difference between what you would normally spend (rent and groceries, for instance) versus the cost to stay in a hotel and eat prepared meals instead of cooking for yourself.

So just like you don't rely solely on your income but instead put some money into stocks and interest - bearing accounts for when you have to pay a home down payment or for expenses in retirement, life insurance companies invest the same way (on a much larger scale, obviously) to make sure their costs are covered.

We do not recommend pre-need funeral insurance and suggest you instead purchase final expense coverage in whatever form best fits your health and financial situation.

Resist the urge to spend this money and instead make a habit of saving rebates from retailers (even if they are only a few dollars), refunds from utilities or insurance companies, reimbursements for expenses, repayment of other debts and other unexpected windfalls.

Many cat or dog insurances won't cover certain expenses including common, hereditary diseases or congenital diseases: they may require you to see a specialized veterinarian instead of your primary vet.

A Madison Circuit Court will likely hear arguments alleging that the defendants failed to pay property taxes and insurance premiums for properties advertised and instead used the money for groceries, restaurants, personal expenses for the realty husband - wife team.

• The spouses» income and ownership of property • The spouses» present and future earnings • The spouses» education and training levels • The hinderance of one spouse's job - seeking ability by the other spouse (for example: domestic violence) • The children's residency • The maintenance - seeking spouse's ability to support self • The spouses» living conditions prior to marriage • The maintenance - seeking spouse's lack of income due to remaining home to raise the children instead of being gainfully employed • The children's extra expenses (for example: schooling, day care or medical expenses) • Providing care for disabled children, adult children, elderly parents or in - laws • The maintenance - seeking spouse's contributions to the marriage (for example: becoming a homemaker and not receiving a fixed income) • Either spouse's loss of assets due to a risky behavior • Loss of health insurance benefits due to the divorce (The maintenance - seeking spouse will need to obtain insurance.

There are several advantages to purchasing a final expense insurance policy instead of a traditional plan.

While just about every household needs life insurance coverage, there is a demographic that could benefit from having a final expense insurance plan instead.

Instead of chasing uninterested people or those in denial the most successful insurance agents strike up conversations about final expenses with leads who are ready to talk.

Critical illness insurance can help lessen the burden of increased out - of - pocket expenses so that you can focus on recovery instead of your finances.

Final expense insurance is a simplified issue policy in most cases, but if you don't pass the health questionnaire you'll be placed in a guaranteed issue policy instead.

Those people might be better off with final expense insurance, simplified issue life insurance or another type of life insurance with less stringent health requirements instead of pre-need insurance.

Instead of relying on an insurance policy, you can take other measures to ensure your funeral expenses will be paid for by opening a pre-paid account directly with a funeral home.

Is it your opinion that one of the reasons a client should pay 20 % -300 % for their final expense insurance with LH is because they can call LH an speak with a person instead of having to go through a call menu?

Furthermore, why you should get a final expense insurance policy instead.

We do not recommend pre-need funeral insurance and suggest you instead purchase final expense coverage in whatever form best fits your health and financial situation.

And often times, those who call us for guaranteed acceptance life insurance might not even need it as many «final expense» companies take some pretty high risks which will be less expensive than buying a guaranteed acceptance life insurance policy AND you'll get first day coverage instead of waiting for 2 years before the full benefits kick in.

Instead of having them drain their bank accounts, your life insurance plan will help pay for those expenses.

Instead of reimbursing you for medical expenses, the way health insurance does, the rider provides money to use for any purpose during the course of treatment.

If you have an LTC insurance policy, the benefit provided from that plan can go toward health expenses instead of needing to reach into your retirement savings.

If you would like to cover trip interruption, emergency medical evacuation or medical expenses, consider buying travel health insurance instead.

This can allow an individual or a couple to forgo the expense of having to purchase a stand - alone long - term care insurance policy and instead just use the funds that are inside of a universal plan.

However, many individuals that take the time to protect their loved ones with life insurance, may also have a separate investment set aside to pay for their final expenses, instead of using a permanent life insurance policy.

As an alternative to having the benefit paid out to a family member or other loved one, some final expense insurance policies can instead be paid out directly to a named funeral home.

However, let us make a comparison here to learn the difference in expenses if you opt for a domestic insurance instead of the one offered by the university.

But instead of life - long life insurance coverage, you may only need to protect your family from long - term expenses such as the mortgage, your children's education, or a home equity loan.

Life insurance can provide the money need not only to help pay for your burial and funeral expenses, it can provide money to help your surviving spouse pay for living expenses, pay off your mortgage, and provide money for your spouse to enjoy retirement, instead of struggling financially in the golden years.

In fact, while it may «theoretically» be possible to qualify for a traditional term or whole life insurance policy, in our experiences, here at TermLIfe2Go, we've yet to find an insurance company that will approve someone who has been diagnosed with either schizophrenia or multiple personality disorder for a traditional term or whole life insurance product and instead need to steer these clients towards final expense or burial insurance.

Instead of calling your family to help you front the money to replace your things, or going into more debt that you will be paying off until you are a senior citizen, with student renters insurance, your insurance provider will handle the expenses.

Loss of use coverage on your Annapolis renters insurance will pay for those expenses so that you can continue to focus on class instead of where you'll sleep while the fire damage is being repaired.

But, with the money, you could save by purchasing term insurance instead, you could amass your own nest egg so that you don't need to borrow anything to pay for a large expense.

To save money on your health insurance, pick a higher deductible, or instead of insuring most of your medical expenses, choose to insure only the large, catastrophic ones, the Insurance Information Institute (I.I.I.) reinsurance, pick a higher deductible, or instead of insuring most of your medical expenses, choose to insure only the large, catastrophic ones, the Insurance Information Institute (I.I.I.) reInsurance Information Institute (I.I.I.) recommends.

Loss of use coverage allowed some of the Phoenix apartment fire victims to get a hotel at the insurance company's expense instead of their own The coverage generally comes through quickly, because providers understand that this is a trying time and some people may have escaped so quickly they don't even have their wallet or debit card with them, so getting a hotel might be difficult.

Instead, choose one primary beneficiary and leave him or her with specific instructions of what to do with the proceeds of the final expense or burial insurance.

While some people are disciplined enough to have a savings set aside to cover these expenses, others choose to purchase an affordable final expense life insurance policy instead.

Instead, it's meant to supplement it so you're not saddled with a lot of expenses that aren't covered — either partly or fully — by your health insurance policy.

Instead of waiting to pay large costs of elderly life insurance later on, you can create easy expenses nowadays.