Sentences with phrase «expense policies are purchased»

Since final expense policies are purchased to pay for funeral and other final expenses, it's important the funds are received rather quickly.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

A whole life insurance policy may be purchased to supplement term life insurance to cover final expenses, protect a special needs child, or to provide tax advantages for large estates.

Subsidising the purchase of LCVs, a move that has proven popular amongst policy makers to date, is economically unviable for the long - term development of the sector since the desired market penetration would only come at considerable expense.

A long - term care policy, purchased when one is younger, behaves as if it's prefunding one's late - life healthcare expenses on a level - payment basis.

However, if you're an older adult and your reason for purchasing a life insurance policy is to ensure your loved ones are not left with funeral costs, a final expense policy may be the right fit for you.

Had Tom purchased a market - priced universal life (low - expense version) with slightly higher target premiums in the first place, the loan or surrender value would be about $ 1 million and he could continue the policy or surrender it for the cash.

You can determine how much coverage to purchase by calculating potential lost income as well as the expenses you want to ensure would be taken care of if anything should happen to you during the policy term.

A whole life insurance policy may be purchased to supplement term life insurance to cover final expenses, protect a special needs child, or to provide tax advantages for large estates.

In most cases, life insurance policies are purchased to replace lost income and pay for funeral and memorial expenses if you or your spouse dies.

One of the easiest ways to offset the rising costs of a funeral, whether it be the cost of a burial or a cremation service, is to purchase a burial insurance policy (also called final expense or funeral insurance).

This important whole life insurance policy is typically purchased to cover the cost of a funeral and burial and, sometimes, other expenses that must be paid to close an estate, such as credit cards and other types of small loans or bills.

When purchasing a final expense life insurance policy, it is important for an applicant to determine the type of coverage that they need — term versus permanent — as well as the amount of coverage that will be appropriate for their specific needs.

If you are already retired, you can compensate your healthcare expenses by purchasing illness - specific coverage or supplemental insurance policy.

Parents and grandparents quite often would purchase small policies to help with funeral expenses if the child were to die.

Long - term care life insurance hybrid policies can be purchased which provide death benefit coverage as well as insurance coverage for long - term care expenses, if needed.

When purchasing a final expense insurance policy on an elderly parent, there are several factors to consider.

Now, although life insurance still works in the same manner, policies are oftentimes purchased for certain purposes, such as for paying off one's mortgage, the funding of a college education, or the payment of final expenses.

There are several advantages to purchasing a final expense insurance policy instead of a traditional plan.

If you have overlooked any of the potential expenses that you will leave behind, the purchase of a final expense life insurance policy may be a perfect solution.

But if you are looking to life insurance to act as income replacement, pay off large debts like a mortgage payment or be used for future expenses like college education, you should have purchase another policy.

When you purchase your policy, be sure to include coverage for living expenses for up to at least 12 months.

Final expense insurance policies are just a small version of life insurance that you can purchase to give your family the protection that they need.

In case you have dependents and need to pay for their college, or need to pay mortgage or have other financial obligations, you are recommended to purchase a standard Term Life or Whole Life Insurance policy in an amount that can cover family needs, including final expenses.

If you have recently purchased a final expense insurance policy and are not familiar with the term «graded death benefit», we highly recommend that you contact us immediately so we can help you determine exactly what you have.

While ordinary Permanent Life insurance is typically purchased in much larger benefit amounts (i.e. six - figures or more), a Final Expense policy tends to be issued in face amounts of $ 2,000 to $ 50,000 (these amounts vary, depending on the insurer).

If you are thinking about purchasing Universal Life Insurance, you should know that there are many financial expenses associated with this type of Life Insurance policies which result in deductions from your premiums.

There are many who may want to consider the purchase of a final expense insurance policy.

Heather and Tina are comfortably able to live in their house because Heather's husband, who had a whole life insurance policy, also purchased a $ 10,000 term life policy for final expenses.

There can be many reasons to consider the purchase of a final expense life insurance policy.

One exception is if you purchase cancel for any reason travel insurance, which allows you to be reimbursed for most or all of your pre-paid, nonrefundable trip expenses if you cancel for virtually any reason (read the policy for exclusions).

Buying term and invest the difference means you will use an amount equivalent to what it will cost to purchase a permanent life insurance plan, and then compare this to the expense of a term policy for a similar face amount covering the time period it is required.

Because healthy people qualify for better final expense rates, there's no sense purchasing the same, more expensive TV advertised final expense policy that people with significant health problems will also qualify for.

But, one of the many nice benefits of the policy that you purchase being a final expense plan is the fact that most of these policies will not require your parent to undergo a medical examination to qualify for the policy.

If you reach the cutoff age for a term policy, then there are permanent insurance choices you can purchase, like whole life policy, universal life insurance or even burial insurance which is worth it when you only need coverage for final expenses.

When purchasing a final expense life insurance policy, it is important to be aware of how the death benefits are paid out.

One of the best ways to do so is to purchase a final expense policy.

First, if you need a way to pay for your funeral and other final expenses — and you want to be sure that your loved ones will not have to dip into their savings or use other financial means for paying these costs — then a burial insurance policy may be a good thing to purchase.

However, there are people of all ages who may purchase a final expense policy.

85 is the maximum age at which you can purchase any life insurance or final expense policy.

Likewise, those who want to ensure that their funeral and burial expenses are paid off will often purchase a final expense policy.

Final expense policies are a smaller amount of permanent life insurance (typically $ 5,000 - $ 40,000) that you can purchase to give your family the protection that they need to cover the funeral and all other related costs.

With benefits being paid tax free, m any people purchase a term life insurance policy with a low face value, specifically to cover funeral expenses.

Even if you have been turned down for traditional, medically underwritten life insurance in the past, a final expense insurance policy may still be purchased — and in many cases, for a very affordable premium price.

The best way to offset all of these expenses is to purchase a life insurance policy, but for anyone over the age of 65, this can become difficult.

For example, if you are 60 years old and estimate that your final expenses will be around $ 15,000, but want to leave $ 10,000 each to your two childrent, you could purchase a $ 35,000 policy instead of a $ 15,000 policy.

Cancel for Any Reason Insurance can be purchased as an addition to your travel insurance policy and will provide some reimbursement for trip expenses and deposits that are otherwise considered to be nonrefundable should you need to cancel your trip for any reason not typically covered under the basic trip cancellation benefit.

While marketing for term life insurance to a younger generation would involve highlighting that buying early can save people money in the long run, the emotional impact of discussing final expense insurance coverage, its affordability, its relative ease in terms of comparison to a traditional life insurance policy and the fact that it gives a great deal of peace of mind for someone approaching retirement and beyond are some of the key ways that a final expense agent can assist with this purchase and encourage people to take that final step of obtaining a policy.

When purchasing Tulsa renters insurance, you need to be sure that your policy will cover living expenses if something happens to make your property uninhabitable.

Instead of converting just the cash value that has accumulated, you may be able to get enough to purchase a small burial or whole life policy that will handle final expenses and put the rest into an annuity to build your legacy.