Sentences with phrase «expense policies available»

A consumer armed with knowledge of the various types of final expense policies available, as well as the wisdom to put that knowledge into practice, will do well to reduce the cost of his or her final expense insurance.

Now if a traditional policy is unlikely to be offered, there are Final Expense policies available.

There are graded benefit and / or final expense policies available for people with greater health risks.

Not exact matches

A transfer policy that saw, for example, Robert Snodgrass prised away from Hull City at quite some expense in January, now to be made available to anybody who wants him.

So, if you died during the policy term or had a sudden expense come up, it would not be available.

Even better, defense being at their expense means that payment for that defense doesn't reduce the amount of your policy available to settle a claim.

The AARP's no medical exam whole life insurance policy is a form of final expense insurance (also called burial insurance), as the amount of coverage available is usually just sufficient to cover end - of - life expenses.

The only type of plan that would be available is a guaranteed final expense policy.

For example, a policyholder with a $ 100,000 annuity who had selected and aggregate benefit limit of 300 % and a two year benefit factor would have an additional $ 200,000 available for long term care expenses after the initial $ 100,000 policy value was depleted.

However, there are many great policy options available for seniors, outside of the typical burial insurance or final expense insurance policy most often advertised.

As for other funds offered in the plan, the complaint says that, rather than taking advantage of the plan's economies of scale, as required by its investment policy statement (IPS), to reduce the investment expenses charged to plan participants, Philips North America selected and maintained high - priced share classes of mutual funds, instead of identical lower - cost share classes of those same mutual funds which were readily available to the plan.

Sophisticated index - linked crediting strategies for greater upside potential Increased estate value Control and access to your money for emergencies and opportunities through policy loans Living benefits to help pay for the expenses of a terminal condition or a chronic illness and care — Chronic Illness is not available in all states Transferring money more efficiently to your heirs

However, when you look at your overall financial picture, factor in how much money would no longer be available to support your family and the expenses you are leaving behind, a million dollar life insurance policy might make more sense.

It's generally around a third of the personal property limit on your policy, meaning that you have that much money available for your loss of use and additional living expenses.

Variable universal life offers flexible life insurance protection and cash value growth potential to use as retirement income or for other expenses.1 The optional riders (available for an additional change) let you customize a policy to fit your needs.

Even our basic annual multi-trip travel insurance meets all of the recommended criteria, and if you need higher levels of cover, our Premium Annual policy exceeds in providing the maximum financial protection available, offering up to # 10 million for medical expenses.

While First Party benefits will still be available to cover medical expenses, lost wages, and attendant care costs, motorists injured because of another driver's negligence regarding their cargo will have a harder time collecting benefits under their insurance policies.

It is not uncommon for medical expenses to go over the coverage you have available through your insurance policy's personal injury protection (PIP).

While some accident benefits remain available under section 1.8.1 of OAP 1, despite the denial of liability coverage, drivers would no longer have access to income replacement benefits, non-earner benefits, lost education benefit, visitor's expenses and the housekeeping and home maintenance benefit.7 Additionally, while personal and commercial auto insurance policies include entitlement to a minimum amount of accident benefits, the same is not true of CGL policies.

There are other types of whole life, final expense, burial and funeral policies available that are NOT issued on a guaranteed basis.

Burial or final expense life insurance is also available, which has a cash value that increases the longer you own the policy.

For those with children, any available cash value that a life insurance policy may have accumulated can be accessed through policy loans and withdrawals to help fund a variety of expenses ranging from day care to supplementing college funding.

This is because a funeral insurance policy can provide a readily available amount of funds for paying off the high funeral and other final expenses.

The average cost of cremation which is growing in popularity is about $ 6,100.00 To cover these expenses, there are various types of burial insurance policies available.

Some life candidates may not qualify for it, and the only option available to them may be a some sort of guaranteed issue or final expense policy.

Many insurers place restrictions on a final expense life insurance policy which require the insured to be at least 50 years of age and many policies are not available for buyers over 85 years or age.

We got Robert and Pauline each a $ 15,000 whole life policy with a two - year waiting period before the full final expense death benefit became available.

The only type of plan that would be available is a guaranteed final expense policy.

Since so many deductible and out - of - pocket expense options are available, customized policies can be selected.

Lower your health insurance expenses by up to 50 % by making specific changes to your existing policy, and considering additional available discounts.

Your homeowner's insurance policy has additional living expenses coverage which would be available to use after a hurricane loss, but there is no additional living expenses coverage on a flood policy.

They may not have a very large amount of disposable income they can use for buying a final expense life insurance policy, therefore it is very important to get not only the best level of cover, but also at the best premium rate available.

This type of policy offers one component for permanent death benefit proceeds whereby funds will be available to a beneficiary (or beneficiaries) for paying off final expenses and other financial needs of the insured's survivors.

As part of your estate plan, a life insurance policy can ensure that your heirs not only have the readily available cash to cover your final expenses, but to help cover the possibility of estate taxes that could take a big chuck out of the money you wish to leave to them.

State Farm's final expense life insurance policy is only available for applicants aged 50 - 80, and it always expires when the policyholder turns 100.

The Gerber Life Guaranteed life insurance is one of the most straightforward final expense life insurance policies, made available for anyone 50 - 85.

In some situations, the funds that are in a life insurance policy's cash value may be the only source available to cover emergencies or other pressing expenses.

For those who require it, permanent policies are available, and there are also both guaranteed issue products as well as a final expense products, both which offer lower amount of coverage targeting those who are 50 years of age or older.

So if you ever have an unexpected expense or financial emergency, you could borrow against the available cash value of your policy.

Final expense policies and graded benefit policies are usually available for those who pose a high risk, but these policies also carry a much higher premium, though that will vary depending on the severity of the condition.

Yes, there are burial expense life insurance policies available offering you guaranteed coverage with up to $ 25,000 of insurance to help your loved ones pay for the cost of your funeral and burial relates expenses.

With any of these policies, you may be limited in the death benefit available, but should be able to find enough coverage to cover final expenses and offer reasonable support to your family in case you pass away.

2 Identity Protection Services are available in NC homeowner policies with the optional «Identity Theft Expense and Resolution Plus» endorsement for an additional premium.

However, when you look at your overall financial picture, factor in how much money would no longer be available to support your family and the expenses you are leaving behind, a million dollar life insurance policy might make more sense.

Sophisticated index - linked crediting strategies for greater upside potential Increased estate value Control and access to your money for emergencies and opportunities through policy loans Living benefits to help pay for the expenses of a terminal condition or a chronic illness and care — Chronic Illness is not available in all states Transferring money more efficiently to your heirs

Final expense life insurance is an option when traditional policies aren't available.

Final Expense policies are available through age 89.

The Guaranteed Issue Whole Life policy available through Kemper Senior Solutions is a policy perfect for high - risk, final expense, or mature adult coverage.

Some of the most affordable types of life insurance policies that are available in the marketplace today include term life insurance and final expense life insurance coverage.

Pendell said guaranteed universal life policies are available with death benefits of $ 50,000 to $ 10 million or more, making them ideal for paying for final expenses or for reducing or avoiding estate taxes.