Sentences with phrase «expense policies sold»

And almost all final expense policies sold and purchased are permanent in nature due to the guarantees provided by such plans.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Genworth Financial (GNW), which provides life and long - term care insurance, screwed up a while back when it began selling policies to cover medical expenses in old age: It did not charge nearly enough for them.

Ian Pearson: The regulation of whole of life insurance policies sold to help meet funeral expenses is a matter for the FSA.

Preneed insurance is a policy often sold directly from a funeral home to the policyholder who has identified a specific future need - in this case, funeral expenses.

Burial Insurance is typically a small whole life policy sold to seniors to help cover the cost of burial and other final expenses.

People, especially senior citizens, are increasingly gravitating towards selling their life insurance policy so that they can live out the rest of their golden years in financial peace, without having the constant stress about paying their medical expenses.

As you grow older your insurance gets more expensive and it gets harder to keep up with the expense, then the policy owner may have to take a look at their current financial situation and see where they stand and accordingly take the decision to sell their policy.

As for TLI, in 8 1/2 yrs the board & investment manager have bought, sold and collected on policies, all without issue or legal challenge / expense / impairment.

Some insurers will stipulate that you don't get any cash value portion returned if you surrender during this period, while other insurers will apply steep surrender penalties in order to recoup their own front loaded expenses in selling and setting up the policy.

However they then sold their Clients a very expensive legal expenses policy paid for by a bank loan to the Client.

All too often, insurance companies have been selling minimum policies and then abusing the system to under - pay claims due to the difficulty and expense of litigating a small case in District Court that might be worth more than $ 10,000.00, but not more than $ 15,000.00.

9) Burial or Funeral Expense Life Insurance — Essentially the same as Guaranteed Issue, but can also be sold as other forms of policies depending on the insurer.

If any of them aren't no, you are being sold something other than a whole life final expense policy.

The lowest cost final expense policies are only sold through agents and agencies.

By having a final expense life insurance policy in place, loved ones are much less likely to have to dip into savings, sell off other family assets, or worse yet, put these expenses on a high - interest credit card, putting them in long - term debt at an already difficult time in their lives.

Your family will be much better off being able to pay these expenses with the proceeds from a life insurance policy rather than needing to quickly deplete savings or sell assets — often at below market value.

Because we keep our expenses low, we never feel forced to sell you a more expensive policy than you need.

Burial Insurance is typically a small whole life policy sold to seniors to help cover the cost of burial and other final expenses.

You can choose from the following policies: non-cancellable, business overhead expense, disability buy sell policy and guaranteed renewable policy.

That is why they are normally sold with a prospectus that details the policy's investment objectives, charges, risks, fees, and other expenses.

Typically lasting a few years, business overhead expense policies are designed to keep the business afloat while the insured recovers or if recovery is not possible, then allow for them to sell it.

To put its cost in perspective, here are quotes for a $ 25,000 policy from our partners who sell final expense insurance.

Some insurers will stipulate that you don't get any cash value portion returned if you surrender during this period, while other insurers will apply steep surrender penalties in order to recoup their own front loaded expenses in selling and setting up the policy.

Unlike final expense policies, which you buy directly from an insurance company, funeral home directors, who are licensed agents, sell pre-need policies.

Many agents ignore their training opportunities because they believe it will be simple to sell a small policy that is basically used for funeral expenses, but this is not completely accurate.

Make sure that you study tips for selling final expense to begin with and then master it, moving on to other types of policies such as term life or Medicare supplement policies.

Preneed insurance is a policy often sold directly from a funeral home to the policyholder who has identified a specific future need - in this case, funeral expenses.

State Farm Life offers a $ 10,000 whole life insurance policy that can be used for final expenses and Settlers Life sells four kinds of policies from $ 1,000 to $ 50,000.

Final expense life insurance coverage is often called burial insurance and is purchased by those who are considered «seniors,» or between the ages of 50 and 85 — although there are some insurance companies who will sell policies to applicants who are older.

As you can see, AARP life insurance sold through New York Life has the best financial rating we have seen and they also offer guaranteed policies from New York Life for final expense.

It is important to note that there are unethical life insurance salespeople who are agents for some of the less than reputable life insurance companies who prey on seniors over 75, selling low quality final expense policies.

These two combined have resulted in an explosion of insurance companies and marketers alike selling final expense life insurance policies.

Death benefit policies in the $ 20,000 range are sold as «whole life» or «final expense» policies to help the family with expenses when a loved one dies.

Ohio National offers a disability buy sell policy, a non-cancellable policy, a business overhead expense policy and a guaranteed renewable policy.

Apart from numerous administrative expenses, itinvolves plenty of paperwork, marketing and selling costs — all of which constitute a part of the final policy cost.

Another reason that online term insurance rates are likely to be similar to off line rates is that much of the expense that is applied to the purchase of life insurance is eliminated when the policy is sold online.

You Can Sell Your Policy If you become terminally ill and are in need of cash to cover medical and other expenses, you may have the option of selling your policy to a viatical settlement company at a discounted Policy If you become terminally ill and are in need of cash to cover medical and other expenses, you may have the option of selling your policy to a viatical settlement company at a discounted policy to a viatical settlement company at a discounted price.

Oftentimes, a terminally ill person may have few assets such as a life insurance policy and to compensate for the medical expenses, the ill person may sell his or her life insurance policy to an individual or a company to pay for the medical care, medicine and other types of expenses.

While you don't want to skimp on protection simply because you don't think you will have enough money, you can choose to sell an automobile or cut out other expenses to ensure you will have enough money to purchase the size of policy you need.

They sell final expense policies which increase in cost every 5 years (the 5 year renewable term), with coverage ending at age 80.

Many final expense policies are sold as term life insurance.

Some have noted that I'm more than just a little opinionated when organizations and companies try to sell overpriced, under guaranteed term insurance or whole life policies as final expense policies.

Other, more traditional companies sell specially priced policies online because by shopping this way, you are doing some of the work for them and saving the expense of the middle man.

I received an email today asking me to call right away to sign up to sell final expense policies for Settler's Life.

When I sold my first final expense (burial) life insurance policy nearly 30 years ago, it had a face amount or death benefit of $ 7000.

Ohio National offers disability coverage policies for individuals and small business owners which includes a business buy - sell policy and a business overhead expense policy.

For example, one company may be willing to sell you final expense life insurance, but not a universal life policy.