Sentences with phrase «expenses on debt payments»

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

This means that you should spend no more than 28 percent of your gross monthly income on total housing expenses, and no more than 36 percent on total debt service (including the new mortgage payment).

If you're already thinking about a down payment, you've probably also done some thinking about how much house you can afford, your expenses and how much debt you're willing to take on.

In the example above, net operating income has to cover ALL of your business expenses, not just the monthly payments on your debt.

You'll also need to provide information on your employment and annual income, as well as major monthly expenses, such as mortgage or rent payments and other debts.

13.00 percent of poll participants indicated emergency medial expenses are typically the reasons for using payday loans, while 10.90 percent used the financial product to make a payment on another debt.

It can be very difficult when you finally graduate and find that you owe thousands of dollars in student loan debt and the job that you have isn't paying quite enough to cover all your living expenses and the payments required on your loan.

On the other hand, the back end ratio, as the name suggests, not only takes into account the housing debt and expenses but also any other loans on your account like credit card payments etcOn the other hand, the back end ratio, as the name suggests, not only takes into account the housing debt and expenses but also any other loans on your account like credit card payments etcon your account like credit card payments etc..

Total Debt Ratio: In traditional mortgage underwriting, the total debt ratio is used to calculate how large the monthly payments on housing expenses and other debts (like student and car loans, credit card debt, etc.) should be, based on gross monthly incDebt Ratio: In traditional mortgage underwriting, the total debt ratio is used to calculate how large the monthly payments on housing expenses and other debts (like student and car loans, credit card debt, etc.) should be, based on gross monthly incdebt ratio is used to calculate how large the monthly payments on housing expenses and other debts (like student and car loans, credit card debt, etc.) should be, based on gross monthly incdebt, etc.) should be, based on gross monthly income.

It seems like it's harder and harder for employees to make ends meet while being required to juggle their living expenses and make the required minimum payments on outstanding debt.

Similarly, many Americans currently find themselves in a situation where life's expenses have gotten out of control and making minimum payments on credit cards provides no progress in paying down their debts.

Benefits of SBA loans include lower down payments and longer repayment terms than conventional bank loans, enabling small businesses to keep their cash flow for operational expenses and spend less on debt repayment.

Debt can be hard to crawl out of, especially when payments on credit cards, consumer loans and student loans continue to pile up on top of your living expenses.

Here are some easy tips for effective debt payment without giving up on your necessary expenses and saving component.

The purpose of the means test is to figure out whether you have enough disposable income, after subtracting certain allowed expenses and required debt payments, to make payments on a Chapter 13 plan.

Focus on lowering your expenses, find ways to make extra money, and commit to making extra debt payments each month until you eliminate your balance.

Under Chapter 13 Bankruptcy the debtor creates a 3 to 5 year debt bankruptcy repayment plan to repay creditors; payment amounts are based on a strict expense - to - income formula.

What's your Plan B for making payments on your credit card debt if your family's income unexpectedly drops or you're hit by a big, unexpected expense or some other crisis?

Begin making monthly payments on the debt in the amount you've determined you can afford, again after keeping a very, very tight rein on your household expenses.

I've tried, and I can think of only one common household expense that yields no benefit whatsoever: interest payments on unsecured debt like credit card debt.

If you have other major expenses — such as student loan debt — it's far too easy to fall behind on your car payments.

This can help a great deal in minimizing monthly debt obligations especially at a time when many are taking on other new debt such as a mortgage or rent, new auto loan payments, and / or other household expenses.

It might be tempting to resolve debts in collections to keep collections agencies from calling you, but do not resolve old debts at the expense of on time payments to your current accounts.

(DTI compares your gross monthly income with your minimum payments on all debts including your housing expense.)

If you're not already making payments on a short - term loan, putting your regular expenses such as groceries and gas on a credit card helps you establish credit without going into debt.

The risk of a lower standard of living if I'm forced to cut back on living expenses so I can make debt payments.

Many people rely on credit cards to take care of emergency expenses but unfortunately, they are not consistent with debt payment.

Whatever money that remains after expenses are covered is money that can go back into the business or used to make extra payments on bills to eliminate the debt.

If you're unable to make more than minimum monthly payments on your debts, rely on credit to meet your monthly expenses, or are being harassed by creditors, please know that there are options available to you.

Sometimes this is as simple as the lender looking at your income versus your expenses to calculate if you're able to make another payment on top of your other debt or financial obligations.

This is calculated by dividing the Net Operating Income (all rental income minus all reasonable operating expenses) by the Debt Service (cash required during a specified time period to cover the payment of interest and principal on a deDebt Service (cash required during a specified time period to cover the payment of interest and principal on a debtdebt).

Debt payments and house expenses are a real drag on Louis's lifestyle.

The $ 73,648 outstanding mortgage on her Fredericton condo is yet another source of debt, but thankfully rental payments cover that expense, she says.

Your Mortgage Broker will calculate your Debt Servicing Ratios based on your income, down payment and current liabilities along with approximate expenses with the property you plan to purchase ie.

If it is more than the median, you must pass the means test, which determines if you have enough disposable monthly income (DMI), after subtracting certain allowed expenses and required debt payments, to make payments on a Chapter 13 plan.

If a debtor's current net monthly income (based on the last six month's average), less one - sixtieth of secured payments and priority debts, less allowed expenses permitted by the IRS and certain other allowed expenses, is greater than $ 100 per month, the trustee or any creditor can request that you be required to file under Chapter 13.

For example, you can keep a thorough record of all your bills, ensure that your payments reach lenders in a timely manner, avoid taking on any new loans, check the status of your credit card or loan statement for accuracy and correct any discrepancies that may exist, commit to check your credit report annually and lastly create a budget plan that will enable you to effectively manage your expenses without putting you further into debt.

If you have debts you can not timely make interest payments on while reducing the principal amount of the debt within a five year period, and / or you can not continue to make payments on all normal and reasonable living expenses, you may be bankrupt.

I pay for the $ 1300 in rental expenses from the HELOC, and the interest on this $ 1300 debt is now tax deductible, since I borrowed it to pay for investment expenses (along with any amount on the HELOC which was used to make the down payment on the property and to pay for transactions fees, such as a lawyer, RELATED TO THE PURCHASE OF THAT PROPERTY).

File a statement of your current income and expenses, proving you have sufficient funds to make payments on the reaffirmed debt

Without enough business at Kaelin's salon, it became hard for her to stay on top of her debt payments and other expenses.

Unlike a home equity loan, a HELOC functions much like a credit card with a minimum payment each month — or more, if you want to pay down the principal on the debt — with interest expense for the amount you've borrowed, not on the entire amount of the credit line.

The case, in which Hogan Lovells represented the successful landlord, provides important guidance on the operation of company voluntary arrangements (CVAs), particularly after termination, and the payment of rent as an expense of a company's administration in priority to other debts.

On top of a mortgage, car payment, or credit card debt, you could be leaving behind a lot of unpaid expenses that could be difficult for your family to pay for if anything tragic were to happen to you.

First, what's good about any type of life insurance is that it provides a lump sum of cash that can be used for pretty much anything: burial expenses, college tuition for your children, living expenses for your spouse, mortgage payments, other outstanding debt, a donation to a favorite charity, and so on.

Reducing your overall debt and catching up on long - term payments for loans or mortgages will allow you to better budget for necessary and personal expenses in the future.

These can include postponing drawing on Social Security, providing a steady monthly income, eliminating current mortgage payments, preventing foreclosure, paying off debts and expenses, buying a second or new home, or renovating or retrofitting for aging in place, among others.

So, some beginners may confuse NOI with EBITDA (expenses before interest payments on debt, tax, and amounts for depreciation and amortization of assets) and there is PTCF (pre-tax cash flow) which are useful in their own ways.

Mortgage lenders calculate affordability based on your personal information, including income, debt expenses and size of down payment.

This free mortgage training video discusses liabilities to include for monthly debt payment - to - income - ratio, this part focuses on monthly housing expense & payment on all installment debts, example calculation on student loans repayment & student loans in deferment or forbearance, alimony, child support or maintenance, monthly payments on revolving or open - ended accounts regardless of balance, monthly lease payments, aggregate net rental loss, monthly payment amount for other properties and more.