Sentences with phrase «experiencing less income»

This is the reason that experiencing less income or losing a job can critically damage the finances for a single household.

Not exact matches

Women, who make the majority of all household purchases, have been greatly affected by their recession experiences, particularly those with less than $ 50,000 annual income.

While they produce less income than longer duration fixed income investments over the long term, short duration bonds may experience smaller price swings.

The clearest way to understand white privilege is as a set of hardships that white Americans are less likely to experience than those of other races (other factors like income being equal).

Women without college educations are dramatically less economically dependent upon their husbands than they used to be, while the economic dependence of women with college educations on their husbands remains high because although both men and women with college degrees have seen surging incomes since the 1970s, most women with college degrees experience large income penalties for leaving the work force for a while to raise children, while women without college degrees don't face those kinds of income penalties in their far less skilled jobs.

Children born before 34 weeks gestation have poorer reading and maths skills than those born at full term, and the difficulties they experience at school continue to have effects into adulthood: by the age of 42, adults who were born prematurely have lower incomes and are less likely to own their own home than those born at full term.

Those with household incomes of less than $ 25,000 a year (51 %) are significantly more likely than those with household incomes of $ 75,000 a year or more (37 %) to report one or more negative experiences in childhood that they believe had a harmful effect on their adult health.

Caregivers» experienced better health outcomes when they were older, caring for a spouse, had higher income, better social support, sense of control, and caregiving had less of a negative impact on their everyday lives.

Furthermore, low - income students and students of color are less likely than their peers to have access to high - quality civics experiences.

Higher - income students at selective private institutions may derive less benefit because they may already spend most of their time on campus and have access to high - quality work experiences, if they want them, even in the absence of an FWS job.

Low - income, African - American, and Hispanic students in the 50 largest districts in Texas are less likely to attend schools with experienced teachers than high - income and white students in those same districts, concludes a report by the Education Trust, a Washington - based nonprofit research and advocacy organization.

Teacher pay is tied to years of experience, and teachers in schools with many low - income students tend to be less experienced while more experienced teachers opt to work in other schools.

Meanwhile young men with at least some college education (who can get higher - skilled and better - paying jobs) experienced less decline in median income; for those with advanced degrees, median income actually increased by 14 percent.

Several studies have shown that when low - income black students have even one black teacher, they are more likely to graduate and less likely to experience exclusionary discipline.

They find that schools serving many low - income, non-White, and low - achieving students have principals who have less experience and less education and who attended less selective colleges.

Supporting Equitable Access to Excellent Educators Decades of research show that students of color and low - income students are more likely to be taught by teachers who have not demonstrated a track record of success, who are not credentialed in their field, and who have less experience.

As the Star Tribune Editorial Board noted back in March, a LIFO - based layoff system that doesn't take teacher quality into consideration disproportionately hurts low - income students and students of color, because teachers with less experience tend to work in schools with higher concentrations of these students.

They find schools serving many low - income, non-white, and low - achieving students have principals with less experience, less education, and who attended less selective colleges.

In these districts, teachers with five years of experience and a Master's degree can put less than 25 percent of their income towards monthly house payments.

«Studies have found that students from low - income families lose ground academically over the summer, and also are less likely than students from wealthier families to have access to enriching, non-academic experiences,» said Lucas Held of The Wallace Foundation, which released the guide in partnership with Crosby Marketing Communications of Annapolis, Md. «Many of these parents and students aren't used to thinking of summer as an opportunity for learning, so it was important to listen to them and to market voluntary summer learning opportunities in ways that would appeal to them and to their children.»

Of households that experience food insecurity, less than two - thirds participate in one of the main federal anti-hunger programs: Supplemental Nutrition Assistance Program (SNAP); the National School Lunch Program; or the Special Supplemental Nutrition Program for Women, Infants, and Children (WIC).38 In part, this is because many food insecure households are not eligible for nutrition assistance or because certain barriers exist, such as the stigma associated with participating in programs designed to benefit low - income families.

The E-Ink screen weights less than 45g and is only 5 mm thick, so it sports a lightweight and ultra thin design, and using built - in Bluetooth technology, you can easily pair it with your Android phone and use it as the second screen for your smartphone in order that you can more conveniently check notifications and incoming calls, and the E-Ink screen brings you more comfortable reading experience or allows you to check your workout progress with ease.

Specifically, the more of your income you're willing to give away to charity, the less likely you are to experience depression.

So — forwarding that experience to the mortgage situation, I like the idea of having the mortgage paid off because then you need less income every month to stay afloat.

My moderate growth and income clients have witnessed less volatility and have experienced better risk - adjusted returns with roughly 20 % -30 % cash / cash equivalents since last summer.

American Renters reveals that renters tend to be less financially stable than homeowners, have lower rates of financial literacy and are more likely to experience a large drop in income.

Fixed - income investments, or bonds as they are commonly known, typically provide a premium above inflation and experience less return volatility compared with shares.

Whether your dream is escaping the rat race, experiencing high - end world travel, earning a monthly five - figure income with zero management, or just living more and working less, The 4 - Hour Workweek is the blueprint.

You only pay taxes when you withdraw funds from the account, which typically takes place after you have experienced a significant drop in income after you have retired, meaning you'll incur less of a tax bite.

And a 2003 Rand study, Annuities and Retirement Satisfaction, showed that retirees who got lifetime income from pension annuities not only experienced higher levels of well - being, but that they also tended to maintain their satisfaction throughout retirement while those who lacked such income became less satisfied over time.

Applicant must have no more than 5 years of experience within public service programs, have a gross income of less than $ 55,000, and have over $ 50,000 in law school related debt.

With just about every economic figure working to its advantage — from lower unemployment rates to less expensive oil prices that are freeing up disposable income for consumers — one would think that retail would be experiencing its best times since the boom days of the mid to late 1990s.

With respect to employment, 7 % of respondents with household incomes of $ 20,000 or less reported long - standing problems during their adult lives compared with 1 % overall; 10 % of the low income group had long - standing problems with debt compared with 5 % for all respondents; and 16 % of low income respondents experienced systemic problems obtaining affordable, quality housing compared with 3 % of all respondents.

In fact, a recent study from the LSC found that less than one in five of the legal problems experienced by low - income people were addressed by a private or legal aid attorney.

Our experienced Vancouver imputed income lawyers know paying spouses can not work beneath their earning capacity to pay less support nor can recipient spouses refrain from retraining or working to get more support.

Those experiencing chronic renal failure must have a household income of less than 150 % of the Federal Poverty Guideline and resource limits of $ 4,000 (for an individual) or $ 6,000 (for a couple).

Spare change investment and online broker services like Acorns and Robinhood, on the other hand, aren't meant to be a holistic solution for replacing traditional financial advisors altogether, but rather a novel way for less experienced investors to take control of investing their extra disposable income.

If you're an experienced candidate with prospects for traditional interviews, employment agencies may offer less total income in the long run as well.

However, the highest average income was reported by professionals with 11 - 20 years of experience ($ 186,007), while those with 20 + years earned slightly less.

Age seems to have less of an impact than experience, with the exception of a significant drop in income for the over 60 group.

In many cases, this will lead employers to offer you a higher income than is offered to those who have less experience.

They have less education, earn less income, report poorer relationship quality, and experience more mental health problems.12 These considerations suggest that children living with cohabiting biological parents may be worse off, in some respects, than children living with two married biological parents.

Specifically, compared with children who grow up in stable, two - parent families, children born outside marriage reach adulthood with less education, earn less income, have lower occupational status, are more likely to be idle (that is, not employed and not in school), are more likely to have a nonmarital birth (among daughters), have more troubled marriages, experience higher rates of divorce, and report more symptoms of depression.8

Low - income couples face greater challenges to building and maintaining healthy marriages, however, and their families are consequently less likely to experience their benefits.

Over 30 % of children now live in households with incomes less than 50 % of the average after housing costs, and more than one million children live in families in which no adult is in work.48 These families have experienced both acute and chronic material deprivation and it is reasonable to suppose that parenting styles have been directly affected by these factors.

We argue that when fathers live apart from their child, they are less likely to share their incomes with the child, and, consequently, mothers and children usually experience a substantial decline in their standard of living when the father moves out.

Mothers from lower income families were less likely to learn about the importance of regular nonemergency visits to health care providers from their own childhood experiences.

Incomes tended to rise proportionate to experience, with REALTORS ® in the business 16 years or more earning a median $ 78,850 with 15 transactions (the majority from referrals or repeat clients), and REALTORS ® in the business two years or less earning a median $ 8,930 with four transactions.

Income predictably rises with the amount of time members have invested; those in business for 16 years or more earned $ 57,300 in 2012, while Realtors ® with two years» experience or less had a median gross income of only $ Income predictably rises with the amount of time members have invested; those in business for 16 years or more earned $ 57,300 in 2012, while Realtors ® with two years» experience or less had a median gross income of only $ income of only $ 9,700.

Interestingly, repeat homebuyers, more mature homebuyers and homebuyers with higher household income are more likely to be concerned about prices falling after they buy compared to less experienced and lower - income peers.