Sentences with phrase «extended term coverage»

It is best, in most cases, to buy a level term policy for a longer period of time if you need extended term coverage.

At that point, the policy will either terminate without value or fall under one of the non-forfeiture options (reduced paid - up coverage, extended term coverage, etc.).

Not exact matches

The solid fundamentals extend to the balance sheet, although the company is actively (as they should) improving the leverage: the long - term debt / equity ratio is 0.65, while the interest coverage ratio exceeds 6.

Guaranteed universal life insurance behaves like a term life insurance policy but extends to cover a nearly - permanent term, offering coverage until age 90, 95, 100, 110 or 121.

When your one - year base term runs out, the MBCPO Extended Limited Warranty program lets you buy an extra 1 or 2 years of warranty coverage regardless of miles2.

Available Extended Coverage: To extend the coverage of your Mazda Certified Pre-Owned vehicle, take advantage of our Mazda Total Advantage and Extended Confidence plans, with various available term and mileage intervals.

Audi Financial Services offers financing with competitive interest rates and terms, while our wide range of available coverage options gives you everything from extended service benefits with an Audi Pure Protection Certified pre-owned Service Contract to comprehensive protection with a Ding Shield Service Plan.

BMW has extended the coverage of BMW Assist telematics from four to 10 years, effectively from the term of the first owner's lease period to almost the entire life of the car.

Please refer to your Extended Limited Warranty agreement for details of terms, conditions, and specific coverage details, including limitations, exclusions, transferability and cancelability.

1 Please see your dealer or the Extended Limited Warranty Agreement for complete terms, including coverage exclusions and warranty information.

If you wish to extend your warranty, you can purchase our Extended Limited Warranty which offers the same secure coverage but for an additional term.

The Mercedes - Benz Extended Limited Warranty offers additional coverage with term options for up to three years after the original New Vehicle Limited Warranty expires.

Instead of taking back the refund, you can choose other non-forfeiture options, such as using the cash to continue to pay premiums, acquire reduce paid - up insurance (using the cash to buy a reduced amount of permanent coverage) or acquire extended term insurance (keeps the coverage the same, but reducing the length of the policy)

This coverage shall be applicable for the whole of policy term as well as for Extended Life Cover Period.

Long - term care (LTC) insurance coverage is designed to help protect your retirement income and lifestyle by paying expenses associated with extended care.

With the new, lower interest rates, most issuers have improved their fundamentals (i.e., stronger interest coverage ratios) and those issuers that have refinanced have extended their terms out with better financing rates.

Guaranteed universal life insurance behaves like a term life insurance policy but extends to cover a nearly - permanent term, offering coverage until age 90, 95, 100, 110 or 121.

Policyholders can then choose to extend coverage after a term ends by either purchasing a new policy or converting a qualified term insurance policy to a permanent one.

If you do choose a less expensive term life insurance policy and live past the initial term of the policy, you could find yourself without insurance as well as end up spending a lot more money in order to extend coverage, if that is even an option.

Just select and purchase your plan prior to the published start date of the semester (aka term) and your coverage extends to the end of that semester.

Even though term insurance is not permanent coverage, you can usually get policies that will run for as long as 20 or 30 years, and may also contain automatic renewal provisions that will allow the term to be extended, or for the policy to be converted to permanent insurance at a later date.

With an extended warranty, you'll have long - term coverage on your vehicle to make unexpected mechanical or electrical repairs more affordable.

According to the Insurance Information Institute (III), some insurance companies may allow homeowners to extend their coverage to a short - term rental if they're notified in advance, but the policyholder is better off getting a rider to their policy to make sure they have the proper coverage.

Offers cost - friendly coverage with a set premium for a specific period of time along with extended level coverage after the initial term ends.

Also, coverage extends only to a particular number of rental days (i.e. 48 days) meaning that you are not covered if you have a long - term rental car as would be the case if you were an expat working abroad.

Some insurance companies will give you the opportunity to extend the term of coverage, but the rates can become much higher and discourage consumers from continuing their coverage.

The policy uses a pool of benefits, initially based on your death benefit, and then it switches over to extended long term care coverage.

However, depending on your age, health status, and time left in the term, you may be able to extend the coverage or convert the policy to a permanent policy.

Also, Visa extends its coverage for 31 days if you're renting outside the U.S. (although some banks that issue Visa - branded cards may offer more generous terms.)

In terms of other protections like lost luggage, purchase protection, return protection, extended warranties, etc. all of the cards offer pretty similar coverage with the Platinum Card lacking on some things like price protection.

These elements contribute considerably to short term and regional unpredictability, but as the interval is extended and the regional coverage expanded, these variations can be shown to even out, so that unpredictability is increasingly outweighed by non-chaotic forces that operate long term.

In terms of the old s - curve of adoption of ideas or technologies, the effect of fair journalistic coverage is to help new phenomena get started but then to extend the time until complete acceptance.

Long - term disability coverage usually extends to the age of retirement, 65, and some plans can be extended to age 75.

Each Eligible Family Member to whom you extend coverage under this Agreement is considered an Eligible Member under On Call and is bound by the terms of this Agreement.

For example if you have opted for a term of 15 years and then after 15 years you wish to extend your coverage then you will have to present proof of insurability.

If there's any possibility you'll want to extend your coverage beyond the term, conversion could be extremely valuable for you — especially if your health ever declines.

A renewable term is a clause in a term insurance contract that allows the beneficiary to extend the coverage term for a set period of time without having to requalify for coverage.

You will also receive more coverage, in fact, lifelong coverage, whereas term life policies may be outlived and then you will be left trying to extend your policy, or find another one, both options costing you more money than the original policy.

A 20 year term length can ensure your coverage extends through all of their childhood and act as an income replacement during the time they depend on you the most.

Based on the insurance company, a client may receive one of two options which include a reduced paid - up coverage or an extended term insurance policy.

The cost difference between a whole life insurance policy and a term life insurance policy is so small that paying a bit more to have the coverage extend one's whole life isn't that big of a deal, or

Assuming the client does not choose to extend their term life policy, the coverage would lapse after the 20th year.

While a renewable term life insurance policy allows you to simply extend your current coverage, having a convertible term life insurance policy means that, at any point during your term or before your 70th birthday (whichever comes first), a policyholder may convert term life coverage to whole life coverage.

My parents had Allstate for more than 10 years and when they bought life insurance a year later we read trough the policy and they included my dad as a female, found a better company with more coverage and extended the years on the term policy..

Broad Form is a term used to specify comprehensive extended insurance coverage policies for the dwelling and personal property that include multiple types of perils, or additional types of coverage beyond the standard one.

If the policy is guaranteed renewable, you can extend coverage for an additional term without having to qualify again, though the annual premium will increase because you're older.

Lifetime benefit options allow an insured to extend long - term disability coverage past age 65 up to the actual lifetime of the insured.

Note, these can be renewed at the end of the term to extend the coverage longer, if you need it.

Plus, they come in short - and long - term periods of coverage (even annual) and they can often be extended for more time or renewed on an annual basis.

Long - term disability coverage is crucial — Most employer plans only cover short - term disability, which means if an individual's disability extends even one day beyond the benefit period, he or she will be responsible for all of the costs.