Sentences with phrase «extra accidental policy»
With our roads getting more dangerous every day, an extra accidental policy may be appropriate for people in these occupations.
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A return - of - premium rider refunds premiums at the end of a policy term, but you might be better off having invested that money; waiver - of - premium, accidental death, or child coverage riders are also usually not worth the extra price.
A return - of - premium rider refunds premiums at the end of a policy term, but you might be better off having invested that money; waiver - of - premium, accidental death, or child coverage riders are also usually not worth the extra price.
It is a rider or supplementary life insurance policy which offers extra cover in case of accidental death or loss of any two limbs because of an accident.
Under this rider benefit the nominee of the policy receives the extra sum assured amount on top of basic sum assured amount in case of accidental demise of the insured person.
Additional optional riders can be added onto your policy for an extra cost (Disability, Accidental Death, Dependent Child).
Extra Life Option (Accidental Death Benefit): In case policy holder dies due to an accident, death benefit is paid as lumpsum along with extra sum asExtra Life Option (Accidental Death Benefit): In case policy holder dies due to an accident, death benefit is paid as lumpsum along with extra sum asextra sum assured
While buying the policy, one can also avail of the accidental disability rider benefit as an add - on coverage to the policy, by paying an extra premium along with the basic premium amount.
Extra Life Option: Under HDFC 3D Plus cover option, all the benefits of live cover option are provided to the policy holder along with an additional Extra Life Sum Assured option is provided to the nominee in the event of accidental death of the policy holder.
Having this policy means, if the life assured becomes a victim of an accidental death, the nominee will receive an additional benefit over and above the base policy coverage that is why it is said Extra Life option.
Under this option, an extra lump - sum benefit is offered to the nominee of the policy, in case of accidental demise of the insured person.
In case of accidental death of policy holder, his / her family member will get extra «Accidental sum assured» amount beyond basic sum assured for Jeevan Lakaccidental death of policy holder, his / her family member will get extra «Accidental sum assured» amount beyond basic sum assured for Jeevan LakAccidental sum assured» amount beyond basic sum assured for Jeevan Lakshya plan.
Whether accidental death and dismemberment insurance is worth the extra premium is a question to ask when you compare quotes and rates since coverage restrictions make AD&D less economical than traditional life policies.
Some carriers include the following riders in a life insurance policy, without any additional cost: - Accelerated benefit rider (partial benefit paid in case of terminal illness)- Accidental death benefit (additional benefit in case of accidental death)- Waiver of premium (most companies will charge extra premium for thAccidental death benefit (additional benefit in case of accidental death)- Waiver of premium (most companies will charge extra premium for thaccidental death)- Waiver of premium (most companies will charge extra premium for this rider).
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A basic term plan gives out the sum assured by the policy; however an accidental death benefit rider makes an extra sum available to your family.